Find an updated list of St. Charles Bank & Trust Company promotions, bonuses and offers here.
Update 3/25/24: There is a new expiration date of 1/29/25 for the $300 Checking and $200 savings bonus combo.
About St. Charles Bank & Trust Company Promotions
St. Charles Bank & Trust Company is headquartered in Saint Charles, Illinois and was founded in 1987. Since then they have grown to 8 locations and boast an A health rating.
I’ll review the current St. Charles Bank & Trust Company Promotions below.
St. Charles Bank & Trust $500 Checking & Savings Bonus
St. Charles Bank & Trust Company is offering a $500 bonus when you open a qualifying Checking and Savings Account and meet account requirements.
- What you’ll get: $500 bonus
- Account Type: Checking and Savings Account
- Availability: IL (Bank Locator)
- Direct Deposit Requirement: Yes, $500+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Household Limit: None
- Closing Account Fee: None listed
(Expires 01/29/2025)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $500 Checking Bonus
- $300 bonus: Open a Total Access Checking Account
- $100 required to open
- Enroll in online banking
- Activate e-statements through the bank website
- Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period
- $200 bonus: Open a Statement Savings Account
- No required minimum to open
- Deposit $15,000 of new money
- Maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened
- General Bonus Information. Offers valid for accounts opened 2/1/24 — 1/29/25. These Total Access Checking and/or Statement Savings account bonus offers are not available to existing or closed checking and/or savings account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees. Limit 1 bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Total Access Checking and/or Statement Savings account bonus offer, you are ineligible to receive the same bonus offer or any other interest rate offer in the same product from any other WTFC location.
- Total Access Checking Bonus Information. If you qualify for this Total Access Checking bonus offer, you are ineligible to receive this Total Access Checking bonus offer from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Total Access Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
- Statement Savings Bonus Information. If you qualify for any other WTFC checking offer it may be combined with this Statement Savings bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. Balance is determined as of the end of each Business Day as the funds currently in your account including deposits and withdrawals made in the Business Day. The $200.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
St. Charles Bank & Trust Company $300 Business Bonus (Expired)
Earn a $300 Checking Bonus
St. Charles Bank & Trust Company is offering a $300 bonus when you refer a friend or a family member to open a qualifying Business Account and meet account requirements.
- Account Type: Business Account
- Availability: IL
- Household Limit: None
- Closing Account Fee: If account is closed within 6 months from date of opening, early termination fee may apply
(Expires December 31, 2021)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How To Earn $300 Checking Bonus
- Open a new Entrepreneur Checking account from August 1, 2020 through December 31, 2020
- Let teller know you are aware of this Entrepreneur Checking account bonus offer at account opening
- Maintain a minimum balance of at least $1,500.00 on each day of the last business day of the 2 consecutive calendar months after the calendar month your new account was opened
- Complete 5 qualifying transactions, defined as ACH debit, ACH credit, wire transfer and debit card transactions, within the Qualification Period
- Enroll in online banking and activate e-statements within the Qualification Period
- This Entrepreneur Checking account bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation (WTFC) and its subsidiaries or its active employees
- Limit 1 bonus payment per customer, regardless of the number of accounts opened
- If you qualify for this Entrepreneur Checking account bonus offer, you are ineligible to receive this Entrepreneur Checking account bonus offer from any other WTFC location
- If you qualify for any other WTFC savings offer it may be combined with this Entrepreneur Checking account bonus offer
- Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment
- If you are a sole proprietorship or a single member LLC, the $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid
How To Waive Monthly Fees
- Total Access Checking: None
- Access Plus Checking: $10 monthly fee. Must have $1,000 minimum daily balance or $2,500 average daily balance for the statement cycle.
- Premier Checking: $25 monthly fee. Must have $10,000 average daily balance or $75,000 combined average relationship balance for the statement cycle.
- Statement Savings: $5 monthly fee. Must have $200 minimum daily balance
- Money Market: $15 monthly fee. Must have $2,500 minimum daily balance OR $5,000 average daily balance for the monthly cycle
- Junior Savers Statement Savings: $5 monthly fee. No minimum balance required after account opening until the age of 22
- MaxSafe Money Market: None
- Entrepreneur Checking: $15 monthly fee. Must have more than 75 transactions, require a $1,500 minimum average collected balance.
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Bottom Line
Currently, St. Charles Bank & Trust Company is offering a generous promotion for qualifying checking accounts. Additionally, if you are looking to join this bank, they are offering this checking promotion for a limited time. Be sure to take advantage of this promotion interests you. However, be sure to see whether or not this has a soft or hard pull.
Additionally, leave a comment below informing us about your experience with this credit union. Your feedback is highly appreciated and makes our site even better!
Additionally, CDs and Savings Accounts are a great way to earn and save money. Furthermore, check out our full list of some of the best Bank Rates and CD Rates nationwide.
Compare St. Charles Bank & Trust Company Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, Wells Fargo, and more!
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