If you are interested in learning more about The Citizens Bank promotions, bonuses, and offers, be sure to keep reading!
Currently, they have a $1,000 bonus when you open a new account and meet all the requirements.
About The Citizens Bank Promotions
For over 100 years, The Citizens Bank has been offering banking services to the state of Mississippi. In addition to financial services, they are dedicated to helping local philanthropy around their 23 branches.
I’ll review The Citizens Bank Promotions below.
The Citizens Bank $1,000 Savings Bonus

Earn a $1,000 bonus when you open a College Bonus Savings account!
The Citizens Bank is offering a $1,000 bonus when you open a new College Bonus Savings account.
- What you’ll get: $1,000 bonus
- Account Type: College Bonus Savings
- Availability: MS (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early Account Termination Fee: $10 if closed within 365 days
- Household Limit: None
(No Expiration Date)
Western Alliance Bank High-Yield Savings Premier (4.46% APY) | SoFi Checking & Savings ($325 Bonus + 4.20% APY) |
Upgrade Premier Savings ($200 Bonus + 4.41% APY) | Live Oak Bank Savings ($300 Bonus + 4.30% APY) |
CIT Bank Platinum Savings (4.70% APY) | Harborstone Credit Union Money Market (4.55% APY) |
How To Earn Bonus
- Open a College Bonus Savings account
- Complete the minimum opening deposit:
- 0 to 5: the minimum opening deposit is $25.00 and the minimum monthly contribution until their 18th birthday is $25.00.
- 5 to 10: the minimum opening deposit is $500.00 and the minimum monthly contribution until their 18th birthday is $50.00.
- Earn a bonus of $1,000 plus interest when your child turns 18 as long as you open the account by your child’s 10th birthday and save the minimum monthly amount each year.
- You are allowed to miss one deposit per year and convenient transfers from your checking or savings account to your College Bonus Savings account(s) can be set up to ensure regular, automatic deposits so you won’t lose your bonus.
- A $5.00 service charge per transaction will be applied to withdrawals or transfers over one per month.
How To Waive Monthly Fees
- Simply Basic Checking: $2.00 monthly service fee will be assessed unless your account meets one of these requirements:
- Have one ACH to or from this account and receive an e-Statement
- Have 20 debit card point of sale transactions which post and settle to this account during the monthly statement cycle and one ACH to or from this account
- E-Advantage Checking: $2.00 monthly service fee will be assessed unless your account meets one of these requirements:
- Have one ACH to or from this account and receive an e-Statement
- Have 20 debit card point of sale transactions which post and settle to this account during the monthly statement cycle and one ACH to or from this account
- Student Checking: $2.00 monthly service fee will be assessed unless your account meets one of these requirements:
- Have one ACH to or from this account and receive an e-Statement
- Have 20 debit card point of sale transactions which post and settle to this account during the monthly statement cycle and one ACH to or from this account
- Adavantage Checking: $8 monthly fee. Maintain a $500 minimum average daily balance to avoid the monthly account fee
- The monthly service fee can be reduced by $2.00 if you receive one ACH to or from this account and receive an e-Statement; or have 20 debit card point of sale transactions which post and settle to this account during the monthly statement cycle and one ACH to or from this account.
- NOW Account Checking: $9 monthly fee. Maintain a $2,000 minimum balance to avoid the monthly account fee.
- Money Market Deposit Account: $6 monthly fee. Maintain a $2,000 minimum balance to avoid the monthly account fee.
- Small Business Checking: $10 monthly fee. Maintain a $500 minimum balance to avoid the monthly account fee.
- Square One Checking: $12 monthly fee.
- Business Checking: $13 monthly fee.
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Bottom Line
This bonus from The Citizens Bank is a long term contribution for a great bonus. Bear in mind, you’ll have to contribute money into the account every month until the child reaches the age of 18.
Your feedback is highly appreciated and makes our site even better!
While they have a generous $1,000 bonus, The Citizens Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare The Citizens Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, Wells Fargo, and more!
*Check back at this page for updated The Citizens Bank promotions, bonuses and offers.
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