Find an updated list of Transcend Credit Union promotions, bonuses and offers here.
They are currently offering a $100 bonus when you open a new qualifying checking account.
About Transcend Credit Union Promotions
Transcend Credit Union is headquartered in Louisville and is the 7th largest credit union in the state of Kentucky. It is also the 702nd largest credit union in the nation. It was established in 1934 and as of September of 2021, it had grown to 72 employees and 48,835 members at 6 locations.
| Eligibility: Membership in Transcend Credit Union is open to those who live, work, worship, attend school, or volunteer in the Kentucky counties of Anderson, Bourbon, Boyle, Bullitt, Clark, Daviess, Estill, Fayette, Franklin, Garrard, Harrison, Henry, Jefferson, Jessamine, Lincoln, Madison, Mercer, Nicholas, Oldham, Powell, Scott, Shelby, Spencer, Trimble, or Woodford. See current membership details |
I’ll review the offers below.
Transcend Credit Union $100 Teen Checking Bonus
Currently, Transcend Credit Union is offering a $100 checking bonus when you open a new checking account and meet certain requirements.
- Bonus Amount: $100 bonus
- Account Type: Checking
- Availability: KY
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystems: Unknown, let us know
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a qualifying new MyCash Account!
- 10 or more debit card transactions are required to receive this incentive.
- Bonus will be deposited into the Transcend MyCash Checking Account 30 days after account has been active and has maintained a positive balance.
- APY = Annual Percentage Yield. A new account and 10 or more debit card transactions are required to receive this incentive.
- Only one bonus incentive per teen. No opening or minimum balance required.
- Bonus will be deposited into the Transcend MyCash Checking Account 30 days after account has been active and has maintained a positive balance.
- Transcend MyCash Checking is not a dividend-bearing account.
- Bonus may be taxable as interest income and reported on IRS Form 1099-INT.
- Consult your tax advisor.
- All terms and conditions are subject to change without notice.
Transcend Credit Union $200 Checking Bonus (Expired)
Transcend Credit Union $200 Checking Bonus
Currently, Transcend Credit Union is offering a $200 checking bonus when you open a new checking account and meet certain requirements.
- Bonus Amount: $200 bonus
- Account Type: GoGreen, Rate Rewards, Benefits, Classic, Prestige Checking accounts
- Availability: KY (Bank Locator)
- Direct Deposit Requirement: Yes, $800+ (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Unknown, let us know
- Credit Card Funding: Unknown
- Monthly Fees: None with e-statements
- Early Account Termination Fee: Unknown
- Household limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
- To earn the $200 Checking bonus, simply:
- Open a Transcend Credit Union checking account
- Perform 20 debit card purchases
- Set up a direct deposit of $800 or more
- Transcend will deposit $200 into your savings account within 90 days of membership opening.
- New member accounts only. One per person limited time offer. Valid only on GoGreen, Rate Rewards, Benefits, Classic, Prestige, and Anew checking accounts. Not valid with other offers. $5 minimum balance required in regular savings account to open and maintain Transcend CU membership in good standing. Account opening subject to Credit Union approval. Must perform 20 combined check, ePay, is nature-based debit card transactions and have an aggregate direct deposit of $800 or more in any one month during first 90 days of membership. Bonus will be paid within 90 days of membership opening. Bonus will be deposited to Savings account at Savings APY then effective. Bonus may be taxable as interest income and reported on IRS Form 1099-INT. Consult your tax advisor. Interest rates are variable and subject to change. Additionally, fees may reduce earnings on account. All terms and conditions subject to change without notice.
How to Waive Monthly Fees
- MyCash Account: No monthly fees
- Rate Rewards Checking: No monthly fees listed
- Benefits Checking: No monthly fees listed
- GoGreen Checking: $3.00 monthly waived with electronic statements
- Classic Checking: $5.00 monthly waived with average daily combined deposit balances of $300 or more; a loan or credit card, you are under age 26 or over age 65; or for the first month the checking account is open.
- Prestige Checking: No monthly fees listed
- Business Checking Deluxe: $12.00 monthly waived with maintaining an average daily balance of $25,000 or more each statement month.
- Business Checking: Monthly service charge as stated in the Fee Schedule applies if the average daily balance in your account is below $5,000 per month.
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Bottom Line
Make sure you check out Transcend Credit Union to learn more about the $200 bonus. Take advantage of this bonus if you live in Kentucky. Don’t forget, the bonus will be reported on IRS Form 1099-INT.
While they have many generous bonuses, Transcend Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare Transcend Credit Union with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
*Check back at this page for updated Transcend Credit Union promotions, bonuses and also offers.
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