Find the latest UBT Union Bank & Trust promotions, bonuses, and offers here.
Update 7/3/24: The checking offer is back but has been increased to up to $150 (from $50) valid through 11/22/24. There is also an existing $5o student checking bonus.
About UBT Union Bank & Trust Promotions
Union Bank and Trust are headquartered in Lincoln, Nebraska. It was established in 1917 and has grown to 816 employees. They have 37 branch locations throughout the state.
UBT Union Bank & Trust $150 Checking Bonus
- What you’ll get: $150 bonus
- Account Type: Checking
- Availability: KS, MO, NE, IA (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fee: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires 11/22/2024)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn Bonus
- Receive $100 when you open a Simply Free Checking account and complete the following within 90 calendar days of account opening:
- (1) have $500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking.
- Receive $150 when you open an interest-earning checking account (Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage) and complete the following within 90 days of account opening:
- (1) have $2,500 in electronic direct deposits posted; and
- (2) enroll in paperless statements via online or mobile banking.
- Bonus is credited to your active account within 100 days of account opening if you meet requirements.
- To qualify for the checking promotion, you cannot be a primary accountholder on an existing UBT personal checking account.
- Offer not valid if existing checking account closed within the last 120 days.
- Receive $100 when you open a Simply Free Checking account and complete the following within 90 calendar days of account opening: (1) have $500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Receive $150 when you open an interest-earning checking account (Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage) and complete the following within 90 days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking.
- Bonus is credited to your active account within 100 days of account opening if you meet requirements.
- $1,000 opening deposit required on Simply Free Plus checking accounts.
- Various Annual Percentage Yields (APY) offered for interest-earning checking accounts based on the account and balance maintained.
- For example, Simply Free Platinum requires $100 minimum daily balance to earn .25% APY as of 07/1/2024.
- Fees may reduce earnings; rates subject to change.
- Promotion offers limited to one new checking and one new savings account per person and cannot be combined with other offers.
- Simply Free Platinum accounts designed for people ages 50 and over.
- Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska.
- Available 07/01/2024 to 11/22/2024.
- Member FDIC.
UBT Union Bank & Trust $50 Student Checking Bonus
For UNL students, you can earn $50 Checking Bonus from UBT Union Bank & Trust when you open a new Checking account and complete the requirements.
- Account Type: Simply Free UNL
- Availability: UNL Students
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: None listed
- Credit Card Funding: None
- Monthly Fee: None
- Household Limit: None listed
- Closing Account Fee: None listed
(Limited time offer)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a qualifying checking account with the required minimum deposit
- Enroll in e-Statements via online or mobile banking
- Have 10 debit card purchases posted (excludes ATM transactions) within 60 days of account opening.
- For currently enrolled UNL students.
- $50 opening deposit.
- (1) $50 deposited to your active account within 70 days of account opening when you meet these two requirements: enroll in e-Statements via online or mobile banking and have 10 debit card purchases posted (excludes ATM transactions) within 60 days of account opening.
- New checking account customers only.
- Cannot be combined with other offers.
- (2) ATM usage fee at non-UBT ATMs waived (excludes surcharges ATM owners may assess).
- (3) Waives one NSF Paid Item Fee/NSF Returned Item Fee per calendar year.
- (4) $10 Credit: New checking account customers only.
- Requires enrollment in Union Bank’s RoundUp Program to an eligible Union Bank savings account within 60 days of checking account opening.
- $10 will be credited to active checking account within 70 days of account opening if you meet the requirements. Account not affiliated with or endorsed by any college or university.
UBT Union Bank & Trust $250 Checking & Savings Bonus (Expired)
Earn up to a $250 bonus from UBT Union Bank & Trust when you open a new checking & savings account and complete the requirements.
- What you’ll get: $250 bonus
- Account Type: Checking
- Availability: KS, MO, NE, IA
- Direct Deposit Requirement: Yes, $2,500 (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Opening Deposit: None listed
- Credit Card Funding: None
- Monthly Fee: None
- Household Limit: None listed
- Closing Account Fee: None listed, check with CSR for more information
(Expires 09/29/2023)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn Bonus
- Receive $100 when you open a Simply Free checking account and complete the following within 90 calendar days of account opening:
- (1) have $500 in electronic direct deposits posted; and
- (2) enroll in paperless statements via online or mobile banking.
- Receive $150 when you open an interest-earning checking account (Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage) and complete the following within 90 days of account opening:
- (1) have $2,500 in electronic direct deposits posted; and
- (2) enroll in paperless statements via online or mobile banking.
- Receive $100 when you open a Simply Savings account and complete the following within 90 days of account opening:
- (1) maintain a $2,500 balance; and
- (2) enroll in paperless statements via online or mobile banking.
- Bonus is credited to your active account within 100 days of account opening if you meet requirements.
- Checking offer not valid for primary accountholder on existing UBT personal checking account(s).
- Savings offer not valid for primary accountholder on existing Simply Savings or Simply Savings Student account(s).
- Offer not valid if existing checking or savings accounts closed 120 days prior to 05/01/2023.
- Receive $100 when you open a Simply Free checking account and complete the following within 90 calendar days of account opening: (1) have $500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking. Receive $150 when you open an interest-earning checking account (Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage) and complete the following within 90 days of account opening: (1) have $2,500 in electronic direct deposits posted; and (2) enroll in paperless statements via online or mobile banking.
- Receive $100 when you open a Simply Savings account and complete the following within 90 days of account opening: (1) maintain a $2,500 balance; and (2) enroll in paperless statements via online or mobile banking.
- Bonus is credited to your active account within 100 days of account opening if you meet requirements.
- $1,000 opening deposit required on Simply Free Plus checking accounts.
- Simply Savings requires a $2,500 opening deposit in new money.
- Various Annual Percentage Yields (APYs) offered for interest-earning checking accounts based on the account and balance maintained.
- For example, Simply Free Platinum requires a $100 minimum daily balance to earn .25% APY.
- Simply Savings earns .50% APY. APYs accurate as of 05/01/2023.
- Fees may reduce earnings; rates subject to change.
- Promotion offers limited to one new checking account and one new savings account per person and cannot be combined with other offers.
- Simply Free Platinum accounts are designed for people ages 50 and over. Premium Interest Advantage is limited to residents of Douglas, Sarpy, and Washington counties in Nebraska.
- Promotions available 05/1/2023 to 09/29/2023.
How To Avoid Monthly Fees
- Simply Free Checking: No monthly maintenance or activity fees
- Simply Free Plus Checking: No monthly maintenance or activity fees
- Simply Free Student Checking: No monthly maintenance or activity fees
- Simply Free Platinum Checking: No monthly maintenance or activity fees
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Bottom Line
UBT Union Bank & Trust is a great bank option for new sign-up promotions when available. This bonus is great because they have a soft pull, so your credit score is not affected. The difficult part for some people is to complete the direct deposit requirement.
If you aren’t a resident in the area, take a look at our nationwide list of the best bank bonuses.
UBT Union Bank can offer you fantastic resources to better your banking experience, however, they do not provide very competitive Savings and CD rates. Take advantage of our full list of Bank Rates and CD Rates to get the best deal for you!
*Check back at this page for updated UBT Union Bank & Trust promotions, bonuses and offers.
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