Find the most up-to-date USC Credit Union promotions, bonuses, and offers here.

Update 6/7/24: The $250 checking bonus has been extended through 6/30/24.

Table of Contents

About USC Credit Union Promotions

Eligibility: USC Credit Union membership is open to: (1) Those who live, work, worship or attend school in the City of Los Angeles or Orange County, California. (2) Employees, students, or faculty of the University of Southern California, and members of the USC Alumni Association. (3) Any business, corporation or other legal entity in Los Angeles city or Orange County. (4) Any immediate family or household member, and employees of the Credit Union. (5) Employees of the following employers in the following cities: Los Angeles Child Guidance, Inc., John Tracy Clinic, Health Research Association, and Kenneth Norris Jr. Cancer Hospital in Los Angeles, and Woodbury University in Burbank, California. See current membership details.

USC Credit Union $250 Checking Bonus

What you’ll get: $250 bonus
Account Type: Checking
Availability: CA (Bank Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystems: Unknown
Credit Card Funding: Unknown
Monthly Fees: None with Cardinal Checking
Early Account Termination fee: Not listed
Household Limit: Not listed

$250 Offer at USC Credit Union

(Expires 06/30/2024)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($300 cash bonus)	BMO Smart Advantage Checking ($300 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
Fifth Third Bank Momentum® Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
KeyBank Key Smart Checking ($300 bonus)	Truist Checking ($400 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Open a new personal checking account between 5/6/2024 to 6/18/2024, use promo code SPRING24. Promotional code must be used at checking account opening.
Set up direct deposit with a $1,000 minimum direct deposit every 30 days for the first 90 days of checking account opening.
Make a minimum of ten (10) debit transactions every 30 days for the first 90 days of checking account opening.
Your $250 cash bonus earned will be automatically deposited into your checking account after the third month of check account opening and when qualifying criteria are met.

Offer is available to members who have not owned a USC Credit Union personal checking account within the last twelve (12) months or closed with a negative balance within the last 3 years.
You can receive only one new checking account opening-related bonus per account.
After you have completed all the above requirements, we’ll deposit the bonus in your new account within 15 days.
To receive this bonus, the enrolled account must not be closed or restricted at the time of payout.
The bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).
Offer subject to change without notice.
Offer valid for new checking accounts opened from 5/6/2024 to 6/18/2024 and cannot be combined with any other offers.
All credit union programs, terms and conditions are subject to change without notice.

How To Avoid Monthly Fees

Cardinal Checking: No monthly fee
Gold Checking: $5 monthly fee if balance falls below requirement ($750 or $3,500 in combined checking & savings accounts)
Trojan Checking: $7 monthly fee if balance falls below requirement ($2,500 or $7,500 in combined checking & savings accounts)