Find an updated list of United States Senate Federal Credit Union promotions, bonuses, and offers here.
Update 4/12/24: The $50 bonus when you refer friends and family is back valid through 12/31/24.
About United States Senate Federal Credit Union Promotions
United States Senate Federal Credit Union is headquartered in Alexandria and is the 14th largest credit union in the state of Virginia. It is also the 350th largest credit union in the nation. It was established in 1935 and as of June of 2021, it had grown to 116 employees and 42,280 members at 3 locations.
Membership to USSFCU is available nationwide via membership with the American Consumer Council with the ability to open online.
- Go to americanconsumercouncil.org
- Click the Join Now button
- Fill out the short application—Use Promo Code: USSFCU to waive the $8.00 membership fee
- Click Proceed to the Next Step to complete the application process
I’ll review the offers below.
United States Senate Federal Credit Union $50 Referral Bonus
- What you’ll get: $50 bonus
- Account Type: Checking
- Availability: Nationwide, join ACC. Branches in D.C. and VA.
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexStystem: Unknown; sensitive
- Credit Card Funding: Up to $500
- Monthly Fee: $0-$15; waivable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 12/31/2024)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Sponsor a family member for USSFCU membership and you’ll both receive $50 once they successfully join and open a checking account with us!*
- How it Works:
- Sponsor a family member by guiding them to join our credit union.
- Enjoy a $50 bonus each, credited 30-60 days following successful membership.
- New members must use Promo Code “Family” to enroll in this offer.
- Offer available through December 31, 2024. For both the sponsored individual and the sponsoring USSFCU member to qualify for and receive the $50.00 reward, the following conditions must be met:
- The sponsoring member must be a current USSFCU member in good standing (maintaining primary share minimum balance requirements of $5.00 or more) and must not have previously caused a loss to the credit union to be eligible for a bonus reward. The sponsored individual must be a new USSFCU member. A new member is defined as someone who does not have an existing relationship with USSFCU at the time the new membership is established.
- For USSFCU membership the sponsored individual must open a Primary Savings Account with a minimum balance of $5.00 and pay the one-time-only membership fee of $1.00. The sponsored individual must also open a USSFCU Senate Checking account and opt to receive a Visa® Debit Card, at no additional charge, during the eligible promotional period. Both membership and checking requirements must be met within 30 days following application for USSFCU membership. The sponsored individual must open the new account using the promo code “FAMILY”. New accounts must be fully established and funded within 30 days of submitting application for USSFCU membership. The sponsored member’s primary savings and checking account must remain open and maintain minimum balance requirements for no less than 30 days after opening. Accounts that do not meet this standard will forfeit both parties’ ability to earn a bonus.
- Rewards that have been fully earned and qualified for will be paid by direct deposit to the primary savings account of each party within 60 days after meeting promotion requirements.
- Promotion may be terminated or withdrawn at any time and is subject to change without prior notice. May not be combined with any other offer.
United States Senate Federal Credit Union $500 Checking, Savings Bonuses (Expired)
- What you’ll get: Up to $500 bonus
- Account Type: Savings, Checking Account, Money Market, and Share Certificate
- Availability: Nationwide, join ACC (Bank Locator). Branches in D.C. and VA.
- Direct Deposit Requirement: Yes, $250+ two times. (see what works)
- Credit Inquiry: Soft Pull
- ChexStystem: Unknown; sensitive
- Credit Card Funding: Up to $500
- Monthly Fee: None
- Early Account Termination Fee: None
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- $100 bonus: Join USSFCU and open your free Senate checking account using promo code “BONUS” Then, simply use your USSFCU Visa® Debit Card to make five transactions of $5.00 or more each within 30-days and get a $100 bonus deposit into your new USSFCU account.
- $100 Direct Deposit Bonus: Set up and receive at least two qualifying direct deposits of $250 or more within 60 days.
- $100 Money Market Bonus: Deposit $2,000+ into a Money Market and maintain minimum balance requirements for at least six months.
- $200 Share Certificate Bonus: Open a Share Certificate with a minimum two-year term and at least $5,000.
- Must apply for membership using promo code ‘BONUS’ to be eligible to receive any of the bonus rewards advertised in this promotion.
- Terms of this promotion are subject to change and may be modified, suspended, or terminated at any time by USSFCU.
- May not be combined with any other offer.
- Limit a total bonus amount of $500 per member.
- USSFCU employees, managers, and board members are not eligible for this promotion.
- Any taxes due on the bonus deposit are the sole responsibility of the recipient.
United States Senate Federal Credit Union $400 Checking, Savings Bonuses (Expired)
- What you’ll get: Up to $400 bonus
- Account Type: Savings, Checking Account, Money Market, and Share Certificate
- Availability: Nationwide, join ACC. Branches in D.C. and VA.
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexStystem: Unknown; sensitive
- Credit Card Funding: Up to $500
- Monthly Fee: $15; waivable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 09/30/2023)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Receive up to $400 in bonuses! This offer is open to current USSFCU members and non-members and is ONLY AVAILABLE ON NEW DEPOSITS. Must use PROMO CODE: ‘SUMMER OF SAVING’ to enroll in this offer.
- Open a Gold Source Checking Account with a minimum balance of $2,000. Receive a $100 bonus within 30-60 days following six-month mark of opening the checking account.
- Open a Money Market Account and maintain minimum balance requirements for at least six months. Receive a $100 bonus within 30-60 days following six-month mark of opening the money market.
- Open a Share Certificate with a minimum balance of $5,000 and a term of at least 24 months to earn a $200 bonus. Receive a $200 bonus within 30-60 days following six-month mark of opening the certificate.
- Limited time offer valid between 07/01/2023 and 09/30/2023. Make the qualifying deposit within 30 days of account application to earn your bonus. After an account is opened or service begins, it is subject to its features, conditions, and terms. Account terms, conditions and minimum balance requirements must be maintained for six consecutive months to qualify for bonus. Additional terms and conditions apply.
- Offer not valid for existing or prior savings accounts. Maximum bonus eligibility is $400. Eligibility is based on primary account owner. Account must be open when bonus is credited. Accounts that fail to meet minimum qualifying deposit and/or funding criteria within 30 calendar days of submitting initial account application will not qualify. Accounts that do not meet or exceed daily balance requirements for 186 consecutive calendar days beginning on the first day of account funding will not qualify. Accounts that do not meet and maintain standard USSFCU membership requirements during qualification will not receive any bonuses advertised in this promotion. All account applications are subject to approval. Bonus will be credited to the account within 60 business days of the account qualifying for the bonus. Bonus offers end 09/30/2023, 11:59 PM ET. Account application must be submitted during promotional period to qualify. Offer may be modified or withdrawn without notice and cannot be combined with any other promotional offer. USSFCU employees, managers and board members are not eligible for this promotion. Any taxes due on the bonus deposit are the sole responsibility of the recipient.
How To Waive Monthly Fees
- Senate Checking: None
- Non-Profit Checking: None
- Gold Source Checking: $15 monthly fee. Maintain a $2,000 minimum balance to avoid the monthly account fee
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Bottom Line
United States Senate Federal Credit Union Promotions is offering tons of promotions like referral bonuses that you can earn quickly. The steps to follow are easy and fast, so be sure to take advantage today while you can.
Additionally, leave a comment below informing us about your experience with the United States Senate Federal Credit Union Promotions.
While they have generous bonuses, United States Senate Federal Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare United States Senate Federal Credit Union Promotions Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
You can join ACC. See the steps in the post.
Not exactly nationwide. Have to belong to an org or be related.
Sensitive to Chex System. I was declined