Find an updated list of Valley First Credit Union promotions, bonuses, and offers here.
Update 3/26/24: We have found a new working link for the $200 checking bonus. There is also a $500 business checking bonus with no end date.
About Valley First Credit Union
Valley First Credit Union is headquartered in Modesto and is the 67th largest credit union in the state of California. It is also the 459th largest credit union in the nation. It was established in 1956 and as of June of 2021, it had grown to 126 employees and 72,531 members at 9 locations. Valley First Credit Union has an A health rating.
| Eligibility: Membership in Valley First Credit Union is open to those who live, work, worship, or attend school in the California counties of Calaveras, Fresno, Kings, Madera, Mariposa, Merced, San Joaquin, Stanislaus, Tuolumne, or Tulare. Employees of more than 160 Select Employer Groups also qualify for membership. See current membership details |
Valley First Credit Union $200 Checking Bonus
- What you’ll get: $200 bonus
- Account Type: Purple Checking Account
- Availability: CA (Locator). Calaveras, Fresno, Kern, Kings, Madera, Mariposa, Merced, Sacramento, San Joaquin, Stanislaus, Tulare, and Tuolumne Counties.
- Direct Deposit Requirement: Yes, $750+ (see what works)
- Credit Inquiry: Unknown
- ChexStystem: Yes
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Open a Purple Checking Account
- Set up direct deposit of $750/month or more
- Enroll in Online Banking and eStatements.
- The $200 bonus will be credited to your new Purple Checking account 100 calendar days after account opening
- Offer effective November 14, 2022 and subject to change or cancel with out notice.
- Offer does not apply if you have an existing Valley First Credit Union checking account or have closed a Valley First checking account within the last 12 months, including joint account ownership.
- $200 bonus will be credited to your new Purple Checking account 100 calendar days after account opening providing the following conditions have been met:
- Have an established direct deposit of $750/month or more, are enrolled in Online Banking and are enrolled in eStatements.
- Account must be open and in good standing to receive Bonus.
- Bonus Dividend will be reported as interest (dividends) assumed on IRS Form 1099-INT.
- Recipient is responsible for any applicable taxes.
- Offer cannot be combined with any other offer.
- New accounts subject to ChexSystems.
- Membership eligibility requirements apply.
- Membership requires a Primary Share Account opened wit han initial $25 deposit plus a $5 one-time membership fee, for a total of $30.
Valley First Credit Union $500 Business Checking Bonus
- What you’ll get: $500 bonus
- Account Type: Business Checking
- Availability: CA (Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexStystem: Yes
- Credit Card Funding: Unknown
- Monthly Fee: $0-$12; see below
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Limited time offer)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Open a new business checking account.
- Business must meet Valley First membership eligibility requirements including payment of a $5 one-time membership fee and deposit of $25 to a Business Share Savings Account.
- $500 bonus will be posted to the business checking account after it is open for 100 days and receives average deposits of at least $1200 per month during that period.
- Offer available on Small Business Checking, Business Checking, Interest Business Checking, and Impact Business Checking.
- Offer does not apply if you have an existing Valley First Credit Union business checking account or have closed a Valley First business checking account within the last 12 months, including joint account ownership.
- Cannot be combined with other offers.
- Business must meet Valley First membership eligibility requirements including payment of a $5 one-time membership fee and deposit of $25 to a Business Share Savings Account.
- $500 bonus will be posted to the business checking account after it is open for 100 days and receives average deposits of at least $1200 per month during that period.
- These fees are waived on the business checking account: monthly maintenance, deposit transaction, cash deposit, and cash order.
- Business money market account dividend rate is variable and subject to change after account opening.
- Minimum balance to open and earn dividends on business money market account is $1.
- Fees may reduce earnings. Business VISA Credit Card subject to credit approval.
- Promotional 0% VISA APR applies to purchases (not cash advances or balance transfers) initiated within 60 days of account opening.
- After 12 months, any unpaid promotional balances will begin accruing interest at the variable APR assigned to the VISA account.
- Current business VISA variable APRs range from 19.24% – 24.00% depending on credit evaluation.
- Offers and rates available as of 9/1/23; subject to change or cancellation without notice.
- Federally insured by NCUA.
- Equal Opportunity Lender.
Valley First Credit Union $100 Checking Bonus *Expired*
Valley First Credit Union $100 Checking Bonus
For residents, Valley First Credit Union is offering you an opportunity to earn $100 Checking Bonus! Simply open an account and begin to earn and save. Take advantage while you can.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: CA (Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Unknown
- ChexStystem: Yes
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Expires December 31, 2022)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- $100 cash when you open a Purple Checking Account
- Receive direct deposit within 60 days of account opening
- Certain Restrictions may apply.
- Special offers subject to change without notice.
- Offers limited to one per household.
- Preferred Community Partner Program is available only to those individuals whose employer maintains a Preferred Community Partner with Valley First Credit Union.
- Proof of employment may be required.
- Membership eligibility requirements apply and are subject to ChexSystems.
- Membership requires a Primary Share Account opened with an initial $25 deposit plus a $5 one-time membership fee, for a total of $30.
- Valley First Credit Union employees are not eligible for Preferred Community Partner special offers.
How To Waive Monthly Fees
- Purple Checking: None
- OnTrak Checking: reduce the $10 monthly service fee to $8 by having a direct deposit into the account during the Monthly Qualification Cycle.
- Business Checking: $12 Monthly Service Fee (waived with a $1,500+ average daily checking balance OR $4,000+ average daily combined balance). $0.20 per cash deposit, after the first $3,000 in cash deposits (in-branch processing only)
- Impact Business Checking: None
- Nonprofit Checking: None listed
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Bottom Line
Valley First Credit Union is offering tons of promotions like checking bonuses. The steps to follow are easy and fast, so be sure to take advantage today while you can.
Additionally, leave a comment below informing us about your experience with the Valley First Credit Union.
While they have a generous bonus, Valley First Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare Valley First Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
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