Read on to learn more about Valley National Bank promotions, bonuses, and offers here.
Update 8/12/24: There’s currently a $400 checking bonus available for a limited time.
Valley National Bank $400 Checking Bonus
- What you’ll get: $40o bonus
- Account Type: All Access Checking+
- Availability: NY, NJ, FL, AL, PA (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Credit Card Funding: None
- Monthly Fees: No monthly maintenance charge for 12 months; after that $12/mo (waivable)
- Early Account Termination Fee: None listed
- Household Limit: None
(Limited time offer)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn Bonus
- Open an All Access Checking+ account in minutes, online or at your local Valley branch
- Receive direct deposits of $2,500 a month or multiple direct deposits totaling $7,500 within the first 90 days from the date of account opening.
- Earn your $400 reward and enjoy our everyday banking features
- Minimum to open is $100. No monthly maintenance charge for 12 months from account opening. After that, monthly maintenance charge of $15 will be incurred if daily balance of $99 is not maintained. To receive the $400 reward, the account must receive two or more qualifying direct deposits with a cumulative total of $7,500 or more within the first 90 days from the date of account opening. Qualifying direct deposits are defined as recurring payroll direct deposits or electronic deposits of pension or government benefits such as Social Security that are made by an employer or other payer using the account and routing numbers that you provide to them. Transfers from one account to another, online or mobile banking deposits, or deposits made at a branch or ATM do not qualify as direct deposits. This reward is being provided for the use of the product and services established. The one-time $400 reward will be credited into your account within 30 days after: (1) the qualifying direct deposit requirement has been satisfied and (2) the account has been opened for a minimum of 90 days. Reward may be reportable as taxable income.
- To be eligible for the cash reward, all account holders must have no other Valley personal checking accounts within the one-year period preceding the date of account opening. The reward is limited to one per Valley All Access Checking+ account. All subsequent checking accounts opened by the account holder(s) after the initial checking account will not be eligible for the promotional reward. Offer may be withdrawn or modified without prior notice.
Valley National Bank $150 Checking Bonus

Earn a $150 bonus when you open a new checking account!
Valley National Bank is offering up to a $150 bonus when you open a new My Choice Checking account.
- What you’ll get: $150 bonus
- Account Type: My Choice
- Availability: NY, NJ, FL, AL, PA
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Credit Card Funding: None
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None
(Limited time offer)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a All Access Rewards Checking account.
- Complete the minimum opening deposit of $25.
- Activating Mobile Banking.
- Complete one of the following:
- Completing a minimum of 20 debit card transactions of $5 or more.
- Enrolling in online banking and completing three online bill payment transactions.
- If not enrolled in paperless statements, account will revert to an All Access Checking account.
- To qualify for Rewards, the above is required to be completed within the first 60 days of account opening and will be paid and deposited into the checking account within 90 days of account opening.
- Limit of one cash reward per customer.
- Must be 18 years or older to apply online.
- At age 26, the Valley My Choice Checking Account will automatically convert to a Valley All Access Checking Account.
Valley National Bank $25 Student Checking Bonus

Earn a $25 Student Checking Bonus
Valley National Bank is offering up to a $25 bonus when you open a new Student Checking account.
- What you’ll get: $25 bonus
- Account Type: Student Checking
- Availability: NY, NJ, FL, AL, PA
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Yes
- Credit Card Funding: None
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None
(Limited time offer)
Western Alliance Bank High-Yield Savings Premier (4.46% APY) | SoFi Checking & Savings ($325 Bonus + 4.20% APY) |
Upgrade Premier Savings ($200 Bonus + 4.41% APY) | Live Oak Bank Savings ($300 Bonus + 4.30% APY) |
CIT Bank Platinum Savings (4.70% APY) | Harborstone Credit Union Money Market (4.55% APY) |
How To Earn Bonus
- Receive a $25 Reward when you sign up for a debit card
- Low minimum initial deposit of $25
- $25 reward will be provided within 90 days from signing up for a Debit Card.
- Limit of one cash reward per customer.
- Must be 18 years or older to enroll in Bill Pay.
- At age 17, the Valley My Choice Teen Checking Account will automatically convert to a Valley My Choice Checking Account.
- Application must be completed at a Valley branch.
- Parent/guardian must be present.
How To Waive Monthly Fees
- Valley All Access Checking+: No monthly maintenance charge for 12 months. After that, monthly maintenance charge of $15 will be incurred if daily balance of $99 is not maintained.
- Interest Checking Plus: $15 monthly maintenance charge. No monthly maintenance charge for average daily balances of $1,000 or more
- My Choice Checking: No monthly maintenance charge
- My Teen Checking: No monthly maintenance charge
- Milestone Checking: No monthly maintenance charge
- All Access Checking: $15 monthly maintenance charge. No monthly maintenance charge for balances above $99
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Bottom Line
Valley National Bank offers great bonuses with simple requirements. With tools like their online banking means that you can monitor all the banking activity.
While they have generous bonuses, Valley National Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare Valley National Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, Wells Fargo, BMO Harris, and more!
*Check back at this page for updated Valley National Bank promotions, bonuses, and offers.
No place to apply online. “Locate a branch”. Not nationwide.
This is not a nationwide bonus; according to bankcheckingsavings, it’s only NY, NJ, FL, AL. Only found that out after trying in MA.
“Page Not Found” message displayed today… Anyone know if this offer has been withdrawn and/or expired?
I am about to verify my account, but wondered what DD amount you did after reading your post. If it was less than $500, then offer disclosures don’t specifically state that any amount below $1000 per monthly statement period are qualifying amounts for $200 offer. Let us know, and thanks in advance . . .
BE”H
Doesn’t say the amount of DD neither time frame
I can confirm the offer worked. I did one employer direct deposit and money was put in my account 48 hours later.
@RA, did you get the bonus? I have signed up on 12/20/2012, but didn’t get it yet. I have signed up for mobile banking and had 2 DDs.
I don’t see any offer – perhaps expired?
This offer is too good and no brainer to opt for..