If you are interested in learning more about Western State Bank promotions, bonuses, and offers, be sure to keep reading!
Typically, they have $100 bonuses when you open a Checking Account and meet all the requirements.
About Western State Bank Promotions
For over 100 years, Western State Bank has been committed to executing its vision, which is to make its customer’s dreams come true. They value respect, teamwork, and integrity to make sure you have the help you need.
I’ll review the Western State Bank Promotions below.
Western State Bank $25/$50/$100 Checking Bonus
Earn a $100 bonus when you open a new checking account!
Western State Bank is offering a $25, $50, and $100 bonus when you open a new qualifying checking account.
- What you’ll get: Up to $100 bonus
- Account Type: Checking
- Availability: AZ, ND (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fees: $0-$10, avoidable
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
$100 Offer:
- Open a VIP or VIP Plus Checking account
- Enroll in direct deposit
- Enroll in electronic statements
- Get a Western Debit Card
$50 Offer:
- Open a Free Checking account
- Enroll in direct deposit
- Enroll in electronic statements
- Get a Western Debit Card
$25 Offer:
- New Future checking customers will earn $25 with their first account
- Valid on new personal checking accounts only.
- In order to earn the $100 offer for opening a VIP or VIP Plus Personal Checking or the $50 for opening a Free Personal Checking account, the following criteria must be met: Enroll in direct deposit, enroll in electronic statements, open a debit card.
- Reward will be credited to your new checking account within 60 days after direct deposit is received assuming account is open.
- Limit one offer per person.
- $50 minimum opening deposit is required to open a Free Personal Checking account, VIP Personal Checking account, VIP Plus Personal Checking account, or Future Checking account.
- For VIP: $500 minimum balance to earn interest or maintain a $5,000 balance in any combination of deposit accounts; For VIP Plus: maintain $10,000 balance in any combination of deposit accounts or maintain a $25,000 balance in deposits and loans.
- Annual Percentage Yield Variable Rate effective 1/2021; rate may change after the account is opened.
- VIP tiers: $0-9,999.99 0.05%, $10,000 & up 0.05%. VIP Plus: 0.05% APY.
- Offer available to new customers only.
- Cannot be combined with any other offer.
Western State Bank $100 Referral Bonus
Earn a $100 bonus when you refer a friend!
Western State Bank is offering a $100 bonus when you refer a friend to open a new qualifying checking account.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: AZ, ND
(No Expiration Date Listed)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a personal checking account.
- Keep the account open and in good standing.
- Customer can receive one incentive per new customer. Customers are responsible for any applicable taxes.
- If an existing customer exceeds earning $600 per year, a 1099-MISC will be issued.
- Offer subject to change at the bank’s discretion.
- Member FDIC.
How To Waive Monthly Fees
- Free Checking: None
- Future Checking: None
- Free Business Checking: None
- VIP Checking: $10 monthly fee. Maintain a $500 minimum average daily balance or maintain a $5,000 balance in loans and deposits to avoid the monthly account fee
- VIP Plus Checking: $10 monthly fee. Maintain a $10,000 minimum average daily balance or maintain a $25,000 balance in loans and deposits to avoid the monthly account fee
- Small Business Interest Checking: $10 monthly fee. Maintain a $2,500 minimum average daily balance to avoid the monthly account fee (No minimum balance requirement for non-profit organizations)
- Business Checking Plus: $10 monthly fee Earnings Credit allowance (based on your balances) may offset some or all of your monthly fees
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Bottom Line
Western State Bank is great because they offer a large bonus when you refer a friend to open a new account. I recommend you open the Free Checking account to avoid any monthly service fees.
However, while they have generous bonuses, Western State Bank doesn’t have great rates for CDs and Savings. Furthermore, you may want to check out our full list of Bank Rates and CD Rates.
Compare Western State Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Bank of America, Wells Fargo, and more!
*Check back at this page for updated Western State Bank promotions, bonuses, and offers.
The VIP checking fee is waived if you have $500 or more in the account.