Find an updated list of Wheaton Bank & Trust Company promotions, bonuses and offers here.
Currently, they have a generous $300, $500 bonus when you open a Checking Account and meet all the requirements.
Update 3/29/24: The checking and savings offers have been extended through 1/29/25. For Illinois residents, we recommend checking out the offers from Huntington Bank and BMO!
About Wheaton Bank & Trust Company Promotions
Wheaton Bank & Trust Company is headquartered in Wheaton, Illinois. It was established in 1993 and has 7 locations across the state. However, if you are located near one, visit today and see why they boast an A health rating.
I’ll review the current Wheaton Bank & Trust Company Promotions below.
Wheaton Bank & Trust $500 Checking & Savings Bonus

Earn a $500 bonus at Wheaton Bank & Trust!
Wheaton Bank & Trust Company is offering a $500 bonus when you open a qualifying Checking Account and Statement Savings and meet requirements.
- What you’ll get: $500 Checking & Savings Bonus
- Account Type: Checking and Savings Account
- Availability: IL (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: Unknown
- Household limit: 1
(Expires 01/29/2025)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $500 Checking Bonus
- In order to get the $300 bonus:
- Open a Total Access Checking
- Enroll in online banking
- Activate e-statements through the bank website
- Have at least monthly occurring direct deposits totaling $500 or more each month for the qualification period
- In order to get the $200 bonus:
- Open a Statement Savings account
- Deposit $15,000 of new money
- Maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened
- General Bonus Information. Offers valid for accounts opened 2/1/24 — 1/29/25. Offers not available to existing or closed checking/savings account customers of Wintrust Financial Corporation (‘WTFC’) & its subsidiaries or employees. Limit 1 bonus payment per customer, regardless of number of accounts opened; may only be received from 1 WTFC location. Total Access Checking offer combinable with any WTFC savings offer; Statement Savings offer combinable with any WTFC checking offer. Bonus payment subject to IRS 1099-INT reporting & may be considered income for tax purposes.
- Total Access Checking Bonus Qualifications. (i) Open new Total Access Checking account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Echecking300 when applying online; (iii) have direct deposits totaling at least $500 per month made to the new account for 2 consecutive calendar months after the calendar month the new account was opened (‘Qualification Period’); & (iv) enroll in online banking & e-statements within the Qualification Period. Direct deposit is a payment made by a government agency, employer, or other third-party organization via electronic deposit, but does not include teller/ATM/mobile or remote deposits, wire transfers, digital banking/telephone transfers between accounts at WTFC, external transfers from accounts at other financial institutions, peer-to-peer network payments like Zelle® or Venmo, or debit card transfers & deposits. New account must be open & have a balance greater than $0 at time of bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations.
- Statement Savings Bonus Qualifications. (i) Open new Statement Savings account; (ii) mention offer during in-branch account opening, visit URL provided, or enter Esavings200 when applying online; (iii) deposit $15,000 or more of new money (defined as money not currently held at any WTFC location); & (iv) maintain minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month the new account is opened (‘Qualification Period’). New account must be open & have a balance greater than $0 at time of bonus payment. Balance determined as of end of each business day as funds currently in the account including deposits & withdrawals made in the business day. For eligible customers, bonus is deposited into the new account within 30 calendar days after the Qualification Period. A listing of WTFC locations can be found here: wintrust.com/locations.
Wheaton Bank & Trust $300 Checking Bonus

Earn a $300 bonus at Wheaton Bank & Trust!
Wheaton Bank & Trust Company is offering a $300 bonus when you open a qualifying Checking Account and meet requirements.
- Account Type:
- Availability: IL
- Direct Deposit Requirement: Yes, $500 (see what works)
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: Unknown
- Household limit: 1
(Expires 01/29/2025)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn $300 Checking Bonus
- Open a new Total Access Checking account now and get a $300 bonus when you:
- Have monthly occurring direct deposits totaling $500.00 each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened
- Enroll in online banking
- Activate e-statements within the Qualification Period.
- This Total Access Checking account bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation and its subsidiaries (WTFC) or its active employees.
- Limit one bonus payment per customer, regardless of the number of accounts opened.
- If you qualify for this Total Access Checking account bonus offer, you are ineligible to receive this Total Access Checking account bonus offer from any other WTFC location.
- If you qualify for any other WTFC savings offer it may be combined with this Total Access Checking account bonus offer.
- Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment.
- The $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
Wheaton Bank & Trust Company $300 Business Checking Bonus (Expired)

Earn a $300 bonus at Wheaton Bank & Trust Company!
Wheaton Bank & Trust Company is offering a $300 bonus when you open a qualifying Business Checking Account and meet requirements.
- Account Type: Business Checking Account
- Availability: IL
- Household Limit: 1
- Closing Account Fee: Unknown
(Expires December 31, 2021)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn $300 Checking Bonus
- To get $300, open a new Entrepreneur Checking account by 12/31/21
- deposit and maintain $1,500 or more in new money,
- complete five qualifying transactions,
- enroll in online banking,
- and activate e-statements within the qualification period.
- Entrepreneur Checking Bonus Information. This Entrepreneur Checking account bonus offer is not available to existing or closed checking account customers of Wintrust Financial Corporation (WTFC) and its subsidiaries or its active employees. Limit 1 bonus payment per customer, regardless of the number of accounts opened. If you qualify for this Entrepreneur Checking account bonus offer, you are ineligible to receive this Entrepreneur Checking account bonus offer from any other WTFC location. If you qualify for any other WTFC savings offer it may be combined with this Entrepreneur Checking account bonus offer. Your new account must be open, in the same product, and have a balance greater than zero to receive the bonus payment. If you are a sole proprietorship or a single member LLC, the $300.00 bonus payment is subject to IRS 1099-INT reporting and may be considered income for tax purposes for the tax year in which the bonus was paid.
- Entrepreneur Checking Account Information. Performing over 75 monthly transactions requires $1,500 minimum average collected balance to avoid a $15 monthly fee.
- Entrepreneur Checking Bonus Qualifications. (i) Open a new Entrepreneur Checking account from January 1, 2021 through December 31, 2021; (ii) tell us you are aware of this Entrepreneur Checking account bonus offer at account opening; (iii) Maintain a minimum balance of at least $1,500.00 on each day of the last business day of the 2 consecutive calendar months after the calendar month your new account was opened (“Qualification Period”); (iv) Complete 5 qualifying transactions, defined as ACH debit, ACH credit, wire transfer and debit card transactions, within the Qualification Period; and (v) enroll in online banking and activate e-statements within the Qualification Period. After you have completed all the above bonus qualifications, we will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period.
How to Waive Monthly Fees
- Total Access Checking: No monthly fees for this account
- Access Plus Checking: $10.00 monthly can be waived with $1,000 minimum daily balance or $2,500 average daily balance for the statement cycle.
- Premier Checking: $25.00 monthly can be waived with $10,000 average daily balance or $75,000 combined average relationship balance for the statement cycle.
- Cubs Checking: No monthly fees for this account
- White Sox Checking: No monthly fees for this account
- Student Checking: No monthly fees for this account
- Platinum Preferred Checking: $10.00 monthly can be waived with $1,000 minimum daily balance
- Money Smart Checking: No monthly fees for this account
- Entrepreneur Checking: $15.00 monthly when 75 transactions complete the $1,5000 minimum average collected balance
- Business Community Checking: $15.00 monthly if the $5,000 minimum average balance is not maintained
- Have-It-All Business Checking: $25.00 monthly if the $20,000 minimum average balance is not maintained
![]() |
![]() |
Bottom Line
Lastly, these are all the current Wheaton Bank & Trust Company promotions and offers. Furthermore, if you were already interested in this bank, this $300 checking promotion could be for you. Additionally, let us know in the comments below if this bank triggers soft or hard pull!
However, feel free to leave a comment below, as your feedback makes our sites even better!
Additionally, check out our full list of some of the best Bank Rates and CD Rates nationwide.
Compare Wheaton Bank & Trust Company Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, BMO Harris, Capital One, and more!
*Check back for updated Wheaton Bank & Trust Company promotions, bonuses and offers.
Leave a Reply