Learn about the latest First National Bank of Omaha promotions, bonuses, and offers here.
Update 6/28/24: There is now a $500 business checking bonus valid through 12/31/24.
About First National Bank of Omaha
Being the largest bank in Nebraska, the First National Bank of Omaha or FNBO, operates over 120 locations. Established in 1857, FNBO has grown to become the 85th largest bank in the United States. To this day, the First National Bank of Omaha continues to aid multitudes of individuals in banking, investing and managing their finances.
I’ll review the First National Bank of Omaha Promotions below.
First National Bank of Omaha $500 Business Checking Bonus
- What you’ll get: $500 bonus
- Account Type: Business Checking
- Availability: Offer valid only in FNBO branded branches in CO, IA, IL, KS, NE, SD, TX, and WY
- Direct Deposit Requirement: No (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, sensitive
- Credit Card Funding: None
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: Not listed
(Expires 12/31/2024)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How to Earn Bonus
- Open your account at a branch and mention promo code BIZCHECKING
- Fund your account within 31 days of opening your account a qualifying deposit of $10,000 or more.
- Maintain your balance for 93 days from account opening.
- Deposit $10,000 – $19,999.99 and Earn $200
- Deposit $20,000 and above and Earn $500
- Account bonuses are subject to IRS reporting and will be reflected on a 1099-INT statement.
- The customer is responsible for providing the received promo code “BIZCHECKING” not (case sensitive) to a banker at time of account opening. Failure to do so may result in not receiving the bonus offer.
- The account must be open and in good standing3 to receive a bonus offer. Offer valid only in FNBO branded branches in CO, IA, IL, KS, NE, SD, TX, and WY. Offer valid for new Business Checking customers, one new account and limited to only one opening bonus offer. A new Business Checking customer is defined as an applicant who does not have an open Free Business Checking account at the time of the campaign launch. FNBO has discretion to determine what constitutes a new Business Checking customer. Accounts must be open by 12/31/2024 to be eligible.
- A qualifying deposit(s) is defined as a new money4. To receive the bonus offer, a minimum qualifying deposit(s) totaling $10,000.00- $19,999.99 must post to your Business Checking account within a 31-day periods and maintain a three- month balance of $10,000.00-$19,999.99. Transfers from a bank or brokerage account do not constitute as a deposit(s). The $200 bonus offer will be credited to your account with a $1.00 at time of account opening and $199.00 within a 93-day periods once the bonus offer requirements are fully met and the account is open and in good standing3 only. OR
- A qualifying deposit(s) is defined as a new money4. To receive the bonus offer, a minimum qualifying deposit(s) totaling $20,000.00 or above must post to your Business Checking account within a 31-day periods and maintain a three- month balance of $20,000.00 or above. Transfers from a bank or brokerage account do not constitute as a deposit(s). The $500 bonus offer will be credited to your account with a $1.00 at time of account opening and $499.00 within a 93-day periods once the bonus offer requirements are fully met and the account is open and in good standing3 only.
First National Bank of Omaha $500 Checking & Savings Bonus *Expired*
For a limited time, First National Bank of Omaha is offering a $500 Checking & Savings bonus.
- What you’ll get: $500 bonus
- Account Type: Checking & Savings account
- Availability: CO, IA, IL, KS, NE, SD, TX, MO, and limited areas of WI and WY. (Bank Locator).
- Direct Deposit Requirement: Yes, $500+ for 3 months. (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, sensitive
- Credit Card Funding: None
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: One
(Expires 03/20/2023)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
- To earn you $300 checking bonus
- Open an FNBO Checking account by March 20, 2023 using the promo code 700. You’ll see your $50 opening bonus within 30 days of opening your new account.
- Set up and receive qualifying direct deposits in your new checking account. Direct deposits totaling $1,500 must post to your account three 31-day periods in a row.
- Your $250 bonus will be deposited into your new checking account. You’ll see the bonus within 30 days of your third qualifying direct deposit.
- To earn your $200 savings bonus
- Open an FNBO Savings account the same day as checking. You’ll see a $10 opening bonus within 30 days of opening your new account.
- Your $190 bonus will be deposited into your new savings account when you maintain a $3,000 balance for 90 days and you meet the checking account qualifications. You’ll see the bonus within 30 days of when qualifications are met.
- Account bonuses are subject to IRS reporting and will be reflected on a 1099-INT statement.
- The customer is responsible for entering the promo code “700” during online account opening or mention the promotion to a banker.
- FNBO has discretion to determine what constitutes a new checking or savings customer.
- Accounts must be open by 03/20/23 to be eligible.
- FNBO reserves the right to recoup or withhold bonuses at its discretion.
- The account must be open to receive a bonus.
- Offer valid only in FNBO branded branches in CO, IA, IL, KS, NE, SD, TX, and WY.
- Offer valid online in CO, IA, IL, KS, NE, SD, MO, and limited areas of TX, WI, and WY.
FNBO $50 Referral Bonus (Expired)
Earn a $100 Bonus when referring Family and Friends!
For a limited time, First National Bank of Omaha is offering a $50 bonus when referring a family member or a friend to open a new consumer checking account. Simply make qualifying direct deposits and after 60 days $50 with be accredited to both the existing and the referred customers.
- What you’ll get: $50 bonus
- Account Type: Checking
- Availability: IA, CO, KS, NE, IL, KS, SD
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How to Earn Bonus
- As an existing FNBO account holder:
- Fill out the referral form, including the contact information of the person you are referring
- Also, provide the requested account information to verify your existing account
- The referred family member or friend will receive an email with instructions on how to proceed with opening a new checking account
- 60 following the completion of qualifying direct deposits the existing account holder and referred individual will both receive a deposit of $25 each, directly to their accounts
- The referred family member or friend must submit their information and to open a new First National Bank of Omaha consumer checking account with qualifying direct deposits.
- Following the 60 days from the date the referred customer completes all of the bonus requirements, a $50 bonus will be directly deposited to the existing account and the new checking account.
How To Waive Monthly Fees
- Free Checking: None
- Savings: None
- Money Market: None
- Free Business Checking: None
- Business Savings: None
- Business Money Market: None
- Access Debit Checking: $4 monthly fee
- Premier Checking: $15 monthly fee. Maintain a $15,000 minimum average daily balance to avoid the monthly account fee
- Premium Business Checking: $10 monthly fee. Maintain a average daily balance of $5,000 in checking or $15,000 in all related business deposit accounts to avoid the monthly account fee
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Bottom Line
The First National Bank of Omaha consistently offers customers worthwhile bonuses. Whether if you need a new personal checking, personal savings, or business checking, you can earn extra cash while taking control of your financial future.
Be sure to check this page often to stay up-to-date on all the money saving bonuses and offers. In addition, your feedback is highly appreciated and allows us to enhance your experience, so be sure to leave a comment below!
While they have a generous bonus, First National Bank of Omaha doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare FNBO promotions with other bank offers from institutions like Chase Bank, Huntington Bank, HSBC, Discover Bank, TD Bank, CIT Bank, Citi, Wells Fargo and Bank of America.
*Check back for updated First National Bank of Omaha promotions, bonuses and offers.
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