Find an updated list of Amerant Bank promotions, bonuses, and offers here.
About Amerant Bank
Amerant is headquartered in Coral Gables and is the 7th largest bank in the state of Florida. It is also the 192nd largest bank in the nation. It was established in 1979 and as of June of 2021, it had grown to 723 employees at 26 locations. Amerant has a B health rating.
Amerant Bank $250 or $500 Checking Bonus
For residents, Amerant Bank is offering you an opportunity to earn $250 or $500 Checking Bonus! Simply open a account and meet all requirements. Take advantage while you can.
- What you’ll get: $250 or $500 bonus
- Account Type: Value Checking account
- Availability: Nationwide with branches in FL, TX
(Expires April 30, 2022)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
- Open a Checking Account
- Easily open a new Value Checking account online or at a branch by April 30, 2022 with as little as $50 within the first 30 days.
- Set Up Direct Deposit
- Maintain a minimum balance of $10,000 or $25,000 for 60 days after opening your account.
- Receive Your Bonus!
- After 90 days, Amerant will automatically deposit your cash bonus into your account. It’s that simple.
- Offer not available to existing Amerant Bank customers, prior customers who have had an Amerant Bank personal checking relationship within the preceding 90 days, or have been paid a promotional premium in the past 24 months. Limited to one checking account per new customer. If multiple accounts are opened with the same signers, only one account will be eligible for the bonus. Applicant must be a citizen or resident alien of the United States (U.S.) who is at least 18 years old with a valid U.S. taxpayer identification number. To qualify for the bonus: (i) open your new Value Checking Account online at amerantbank.com OR at an Amerant Bank branch location from 01/10/2022 through 04/30/2022; (ii) have your Qualifying Direct Deposit(s) made to the account within 30 days of account opening; and (iii) maintain an average balance in the account of $10,000 (for $250 Cash Bonus) or $25,000 or more (for $500 Cash Bonus) for 60 days after the 31st day the account was opened. We will deposit the bonus in your new account within 60 days after you have completed the above conditions. To receive the bonus, your Value Checking Account must be open and in good standing at the time of payout. The bonus will appear as “Cash Bonus” on your monthly statement and will be reported on the applicable IRS form as interest income. This promotion may be extended, modified or discontinued at any time, and may vary by market.
- A “Qualifying Direct Deposit” means a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or the government into Value Checking Account. Person-to-person and bank transfers from accounts you have at other financial institutions do not qualify.
Amerant Bank $50 Referral Bonus

$50 Referral Bonus
For residents, Amerant Bank is offering you an opportunity to earn $50 Referral Bonus! Simply refer anyone and start earning. Take advantage while you can.
- What you’ll get: $50 bonus
- Account Type: Checking account
- Availability: Nationwide with branches in FL, TX (Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexStystem: Unknown
- Credit Card Funding: Up to $500
- Monthly Fees: $5; waivable
- Early Account Termination Fee: $25, six months
- Household Limit: None
(No Expiration Date Listed)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
- Register
- Complete your information in the registration form above and click GO!
- Invite Friends and Family
- Provide contact information AND a valid email address for the friends and family members you are referring OR share this offer via social media. Your friends will receive an email notification containing registration instructions and offer requirements.
- Get Rewarded
- Once your friends register for the referral offer using your personal referral link and complete one or more of the offers listed below, you will each receive a Visa® Reward Card. The more friends you refer, the more you can earn – up to $1,500 per calendar year
- To make a referral, the Referrer must register for the program, agree to these Terms and Conditions, and submit a valid email address for both the Referrer and each Referred Person. A Referrer may receive up to thirty (30) Reward Cards ($1500 value) within a calendar year. Only one Referrer may receive a Reward Card for each Referred Person who fulfills the requirements (the first Referrer that enters information for a Referred Person will be the eligible Referrer). The Referred Person may only receive one Reward Card per referral offer for opening an account and completing the requirements but may also be eligible as a Referrer. As the Referrer, by using ReferLive, the person you are referring may infer that you are a customer of Amerant Bank.
- Please allow 4-6 weeks after completion of all requirements for delivery of your Visa Reward Card to the physical address provided. This offer may be reported as income to the IRS. The program may be discontinued or changed at any time without notice. Amerant Bank banking center employees are not eligible for this program or offer.
- The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from Amerant Bank or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided. The Reward Cards will be mailed to the addresses within the ReferLive registration system.
- Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.
How To Waive Monthly Fees
- Value Checking: $5 monthly fee, waivable if you Enroll in Online Statements or Monthly Direct Deposit or complete 4 Debit Card transactions per statement cycle
- Interest Checking: $15 monthly fee
- Relationship Interest Checking: $35, waivable with $50,000 combined monthly average balance in other deposit, loan or Amerant Investment accounts4 (excludes Certificate of Deposit balances) AND Monthly Direct Deposit OR 4 transactions per statement cycle
- Savings: $5 monthly fee, waivable if you maintain $1 in a Checking, Interest Checking, or Money Market Account on the last business day of the statement cycle
- Money Market: $25 monthly fee, waived when maintaining a $25,000 combined monthly average balance in other deposit or loan accounts (excludes credit card balances)
- Relationship Money Market: $150 monthly fee, waived by having a Relationship Interest Checking Account with a positive balance of at least $1
- Business Checking: $10 monthly fee, waived if you Enroll In Online Statements
- Business Checking Plus: $20 monthly fee, waivable if $25,000 combined monthly average balance in other deposits or loan accounts (excludes Credit Card balances)
- Business Analysis: $20 monthly fee, waivable if Earnings Credit may offset monthly maintenance and transaction fees
- Business Interest Checking: $20 monthly fee
- Business Savings: $10 monthly fee, waived if opened together with any business Checking Account
- Business Money Market: $10 monthly fee, waivable if $25,000 combined monthly average balance in other Deposits or Loan Accounts (excludes Credit Card balances)
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Bottom Line
Amerant Bank is offering tons of promotions like referral bonuses. The steps to follow are easy and fast, so be sure to take advantage today while you can.
Additionally, leave a comment below informing us about your experience with the Amerant Bank.
*Compare Amerant Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
Did you get any response (Are residents of other states eligible ?)
Says it’s for FL and TX residents only. I’ll call to be sure.