Find an updated list of America’s Credit Union promotions, bonuses, and offers here.
Bonuses currently range from $50+.
About America’s Credit Union
America’s Credit Union was founded in 1945 and is headquartered in DuPont, Washington. As of 2016, they have grown to 13 locations in the state of Washington. America’s Credit Union is part of the CO-OP ATM and Shared Branching networks, where they can provide more than 30,000 ATMs and 5,300 branch locations nationwide for your ACU transactions
I’ll review the America’s Credit Union offers.
America’s Credit Union $50 Referral Bonus
Offered Nationwide, America’s Credit Union is offering you an opportunity to earn $50 Referral Bonus! Take advantage of this amazing opportunity while you can.
- What you’ll get: $50 bonus
- Account Type: Checking or Saving Account
- Availability: Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None
(No expiration date listed)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
- Contact ACU to receive your unique referral code.
- Share your ACU story and referral code with your friends and family.
- Once they switch to ACU, you’ll both get $50!
- Credit union membership and checking account qualifications apply, including initial savings deposit of $25.
- New member relationship with America’s Credit Union, age 18 or older.
- No previous relationship within the last six months and no previous losses to the credit union.
- The incentive money will be deposited within 90-days of meeting requirements.
- Requirements must be met within 60-days of account opening to receive the incentive money.
- If the account is open less than six months, the incentive money will be collected at account closing.
- Cannot be combined with any other offer.
- Referrer must have an account in good standing to be eligible for referral program.
- Subject to tax reporting.
How To Waive Monthly Fees
- Affinity Premier Checking: None
- Affinity Basic Checking: None
- Teen Checking: None
- Business Checking: None
- Business Savings: None Listed
- Opportunity Checking: Paying $8.95 per month when you set up direct deposit for your entire payroll, pension, or Social Security check ($500 per month minimum) to your checking account. Or $10.95 per month without direct deposit to ACU
- Affinity Plus Checking: $7 monthly fee
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Bottom Line:
America’s Credit Union is offering promotions like referral bonuses that you do not want to miss. It is such a modest offer. The steps are easy and fast, so take advantage today.
Start cashing in your connections right now by referring a friend and family member! Compare this offer with the best bank bonuses here.
Compare America’s Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Bank of America, Wells Fargo, and more!
Seems like a lot of time and work for a net bonus of under $100.
Not showing a box to check to pay $34 to join.
Had a friend opened an account with them and the account was a hard pull inquiry.
I would not recommend mainly because the cs rep seemed very knowledgeable about basic requirements. 1. Phone number droppd me in Indirect Banking. 2. I am step daughter of retired career army, however, i do not qualify because he is deceased. But website does not indicate restrictions. 3. Then was told they only allow residents of certain locations, one of which was Northern California. However, she didn’t consider San Francisco as northern California.
So glad I called before signing up with ausa. If this bank can’t even publish correct requirements, and stumbled over providing them on phone, i certainly don’t want to put any money with them. BTW the rep was at a loss for words when I mentioned the inaccuracies, including why they advertise they are so accessible via Coop banks, when they are address restrictive. I suspect she doesn’t know her facts, but huge red flag either way.
ATM card blocked, not account.
I am a reward checking and sign-up bonus junkie. Take it from me they are not worth it. I hope I can leave before the 1 year period. Beware:
New accounts subject to 30 calendar day hold with no forewarning. Then the hold is not released until withdrawals are processed. Then fees are charged for NSF. NSF was reversed, but big inconvenience. Interest on funds is not avg daily balance as I was told, it is daily balance. Checking account requires 15 debits per month. However, my card was blocked with money in account because of sequential small purchases. Had to speed through requirements after card reissued in March because account not only blocked but cancelled.
Not possible to fund with credit card. Please update this, I just wasted $34 on this stupid AUSA membership.
credit card funding not possible