Earn F&M Bank promotions, bonuses, and offers here.
Find the latest F&M Bank promotions & bonuses with offers starting at $25.
About F&M Bank Promotions
F&M Bank is headquartered in Manchester, IA. It was established in 1925 and has grown to have 7 locations as of March 2021.
We will review the current F&M Bank promotions below.
F&M Bank $25 Referral Bonus

Earn a $25 Bonus at F&M Bank!
F&M Bank has a promotion for a $25 bonus when you refer a friend and they meet the requirements.
- What you’ll get: $25 bonus
- Account Type: Checking Account or Certificate of Deposit
- Availability: IA, MN (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expiration Unknown)
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How To Earn Bonus
- In order to receive your bonus, you must do the following:
- Complete the form and have your friend take it to the bank when opening a new account
- Once your friend opens a Certificate of Deposit for greater than $10,000 or a new checking account (minimum $2,500), you will receive your bonus
- Your friend needs to keep the account in good standing for 60 days in order to receive their bonus
- To receive this offer, the referring friend must be a current client of Farmers and Merchants Savings Bank, and the above form must be present at time of opening an account.
- When the referred friend opens a Certificate of Deposit for greater than $10,000 or a new checking account (minimum $2,500), you will receive an F&M Bank $25.00 gift certificate 60 days after the account opening. Your accounts must be in good standing within 60 days of opening in order to receive this offer.
- This offer is not valid with any other promotional offer. All terms subject to change without notice. Loan/account opening subject to credit approval. Member FDIC. Equal Housing Member.
How to Waive Monthly Fees
- Rewards Checking: No monthly fees
- Regular Checking: $8.00 monthly waived with $400 daily or
$1,000 average daily balance - Check Plus: $8.50 monthly for Plan A; $9.00 monthly for Plan B
- Now Checking: $10.00 monthly waived with a $1,000 average daily balance
- Regency Club Checking: $10.00 monthly waived with a $2,500 Deposit Account or $10,000 CD
- Student Checking: No monthly fees
- Health Savings: No monthly fees
- Sole Proprietor Checking: $8.00 monthly waived with $400 daily or $1,000 average daily balance
- Individually Owned Now Checking: $10.00 monthly waived with $1,000 average daily balance
- Treasury Money Market: $10.00 monthly waived with $1,000 average daily balance
- Business Checking with Analysis: Varies-Fees assessed by Business Account Analysis
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Bottom Line
Through a wide range of features and accounts, you are able to better your financial experience. If you are in Iowa or Minnesota, visit your local F&M Bank for more information!
Additionally, your feedback is highly appreciated and makes our site even better! Therefore, if you have experience with F&M Bank, leave us a comment below letting us know how it went.
Furthermore, definitely check out the best offers from our Bank Rates page and CD Rates page.
*Compare the latest F&M Bank Promotions to other bank bonuses from Chase, HSBC, Huntington, TD, Citi, Ally, Discover, CIT, and more!*
*Check back often for the latest F&M Bank promotions, bonuses, and offers!
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