Find the latest Focus Federal Credit Union promotions, bonuses, and offers here.
They are currently offering a $50 bonus when you refer family and friends to Focus Federal Credit Union!
About Focus Federal Credit Union Promotions
For more than 60 years, Focus Federal Credit Union has continued to deliver innovative products and services to their membership about all things financial by anticipating needs and delivering exceptional member service.
We will review the current Focus Federal Credit Union promotions below.
Focus Federal Credit Union $50 Referral Bonus

Earn a $50 Referral Bonus at Focus Federal Credit Union
When you refer a friend or family member to Focus Federal Credit Union, you can earn a $50 bonus.
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: OK (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull or Hard Pull?
- ChexSystems: Unknown, Let us know
- Credit Card Funding: Up to $5,000
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None
(No expiration date listed)
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KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Refer a friend or family member to Focus Federal Credit Union
- To receive the referral bonus, the person being referred must be referred by an existing Focus FCU member, not be an existing Focus FCU member, and must not have closed an account with Focus FCU within the last 6 months.
- New members must establish membership, open a checking account, and activate at least two additional services to include: direct deposit, active debit card, e-Statements, online banking, new loan or credit card.
- Focus FCU reserves the right to discontinue the referral program at any time and without prior notice.
- Once the new member has met the account qualifications, the bonus will be deposited into the Primary Share account of both the referring member and the new member within 30 days of verification.
- To receive the referral bonus, both members’ accounts (existing and new) must be in good standing with no negative share balances or delinquent loans.
- Referral bonuses are reported as dividend income and any tax consequences are the responsibility of the recipient.
- This offer cannot be combined with any other offer by Focus FCU.
- New members must meet the eligibility requirements.
- All accounts and loans are subject to approval.
How to Waive Monthly Fees
- Focus Checking: No monthly fees
- Student Checking: No monthly fees
- Alternative Checking: No monthly fees listed
- High Interest Checking: No monthly fees
- Fresh Start Checking: $9.99 monthly
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Bottom Line
Lastly, be sure you check out Focus Federal Credit Union to learn more about the bonus promotion. Additionally, be sure to take advantage of this bank offer since the requirements are extremely easy to complete, even if one of the requirements is a direct deposit.
Feel free to comment below and let us know about how it went and if you could fund your account with a credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
Additionally, they offer great bank bonuses, CD rates, and bank rates that you can check out at one of their locations.
Compare Focus Federal Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Bank of America, Wells Fargo, and more!
*Check back on this page for updated Focus Federal Credit Union promotions, bonuses, and offers.
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