Find an updated list of Four Points Federal Credit Union promotions, bonuses, and offers here.
Update 8/21/24: There is currently a $50 referral bonus available when you refer friends and family to open a new account. The referred member can also earn up to a $50 bonus! Feel free to leave your referral links in the comment section!
About Four Points Federal Credit Union Promotions
Four Points Federal Credit Union is headquartered in Omaha, Nebraska and was established in 1934. With only 1 locations they offer money market rates that are 3X the national average, and they have an A health rating.
If this does not interest you, you can check out more bank bonuses that are available in multiple states for more suitable offers.
Eligibility: Through our partnership with the American Consumer Council, you can join Four Points if you’re a resident and consumer anywhere in the United States. See current membership details |
Four Points Federal Credit Union $50 Referral Bonus
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: Nationwide through ACC – branches in NE (Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fee: None
- Early Account Termination Fee: Will lose bonus amount if closed within 90 days
- Household Limit: None
(Limited time offer)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Refer your friends and family, and you’ll each earn up to $50.
- Current members will receive a $50 bonus.
- New members will receive an instant $25 bonus upon account opening and an additional $25 bonus conditional on account activity.
- $25 initial credit for new member will be made at account opening.
- $25 secondary credit for new member will be made within 7 business days after the first full month of account activity if these criteria are met;
- 1) Member opt-in to e-statements,
- 2) Member used debit card for a POS transaction,
- 3) A direct deposit(s) of at least $400 has occurred on the new account.
- Any existing member can refer up to 10 new members a year.
- New member must be new to Four Points without a previous account relationship in past twelve months to qualify for offer.
- When required, credits will be reported on a 1099-MISC. $25 initial credit for new member will be made at account opening.
- $50 credit for referring member will be made within 7 business days.
- $25 secondary credit for new member will be made within 7 business days after the first full month of account activity if these criteria are met; 1) Member opt-in to e-statements, 2) Member used debit card for a POS transaction, 3) A direct deposit(s) of at least $400 has occurred on the new account.
- Early account closure may result in account fees.
- Taxes and fees may reduce earning on account.
- Limited to 10 referral credits per calendar year.
- View Membership Disclosures for account details.
- Federally insured by NCUA.
Four Points Federal Credit Union $200 Checking Bonus

Earn a $200 Bonus at Four Points FCU!
Four Points Federal Credit Union is offering a $200 bonus when you open a qualifying Checking Account and meet account requirements.
- What you’ll get: $200 bonus
- Account Type: Purchase or Interest Reward Checking Account
- Availability: NE, IA, KS, MO, CO, WY, SD
- Direct Deposit Requirement: Yes, Two direct deposits totaling $1,000+
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: None
- Monthly Fee: None
- Early Account Termination Fee: Will lose bonus amount if closed within 90 days
- Household Limit: None
(Expires June 30, 2021)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn Bonus
- In order to earn the bonus, you must:
- Open any new FPFCU checking account with $100 or more
- Make two or more direct deposits, totaling $1,000 or more
- Register for Online/Mobile Banking
- Sign up for eStatements
- Make fifteen (15) or more purchases with your new account debit card
- Promotion open to new Four Points FCU members without a previous account relationship in the past 12 months.
- $200 bonus is earned if the following occur within 90 days of a new member checking account being established: 1) Make an opening deposit of $100 or more; 2) Make two or more payroll direct deposit occur, totaling $1,000 or more; 3) Register for Online/Mobile Banking; 5) Opt into e-statements.; 4) Make fifteen or more point of sale (POS) purchases with your debit card connected to the corresponding new checking account.
- If all promotion criteria listed are met, $200 will be credited to the checking account within 60 days after the initial 90 day qualification period expires if account is still open and in good standing.
- All incentives reported as dividends. See account terms and disclosures for complete account details.
- Promotion and terms subject to change or end without notice. Valid 3/17/21 – 6/30/21.
- Federally Insured by NCUA.
(Expired) Four Points Federal Credit Union $100 Checking Bonus

Earn a $100 bonus with Four Seasons Federal Credit Union!
Four Points Federal Credit Union is offering a $100 bonus when you open a qualifying Checking Account and meet account requirements.
- What you’ll get: $100 bonus
- Account Type: Purchase or Interest Reward Checking Account
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Opening Deposit: None
- Credit Card Funding: None
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Additional Requirements: See below
- Household Limit: None
- Closing Account Fee: Will lose bonus amount if closed within 90 days
(Expires August 31, 2020)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- $50 free when you open up your new checking account
- $50 after your first direct deposit of $200 or more
- Promotional incentives valid for new or existing members without an existing checking account relationship in the past six months
- All incentives will be reported as dividends on a 1099-INT
- See rate sheet and member disclosures for full account details
- Management reserves the right to end promotional offer at any time without prior notice
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Bottom Line
Four Points Federal Credit Union offers great promotions for you to earn money over time. They also offer online and digital banking, so you’ll be able to access your money anywhere at anytime!
Additionally, leave a comment below informing us about your experience with this credit union. Your feedback is highly appreciated and makes our site even better!
*Check back for updated Four Points Federal Credit Union promotions, bonuses, and offers.
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