Find an updated list of Gulf Coast Bank & Trust promotions, bonuses and offers here.
Currently, they are offering a $50 bonus when you refer your friends and family.
About Gulf Coast Bank & Trust Promotions
Headquartered in New Orleans, Gulf Coast Bank & Trust Co. is the 7th largest bank in the state of Louisiana and the 432nd largest bank in the nation. It was established in 1990 and as of June of 2021, it had grown to 685 employees at 35 locations.
I’ll review the current offers below.
Gulf Coast Bank & Trust $50 Referral Bonus
Gulf Coast Bank & Trust is offering a $50 bonus when refer a friend or family member to open a qualifying personal checking account and complete the requirements.
- What you’ll get: $50 bonus, your friend gets $50
- Account Type: Personal checking or business checking
- Availability: LA (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Yes, sensitive
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: 60 days, bonus forfeit
- Household Limit: None
(No expiration date)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- To qualify for the $50 referral bonus, you must be referred by an existing Gulf Coast Bank customer and must register by following the link provided in the referral email or text received from the referring Gulf Coast Bank customer, AND you must meet ALL of the following requirements:
- Open a new Gulf Coast Bank & Trust Company personal checking account (Free Checking, Interest Checking, Interest Checking Combo, Rewards Checking, Easy Checking, Educators Plus Checking and Select Checking) within 90 days.
- Have at least one direct deposit credited to this account within 60 days from the date the account is opened or at least one ACH debit posted to the account within 60 days from the date the account is opened.
- The personal checking account must remain open for at least 60 days from the account opening date.
- The person making the referral (Referrer) will earn a $50 cash bonus via direct deposit for each individual or business referred (Referred Person or Business) to Gulf Coast Bank & Trust Company that does not already have a Gulf Coast Bank & Trust Company checking account, registers for the offer, opens a new personal checking or business checking account and completes the other requirements within the time specified in the program.
- To make a referral, the Referrer must register for the program online at https://gulfbank.royalreferralcenter.com, agree to the Terms and Conditions, and submit a valid email address for both the Referrer and each Referred Person or Business.
- A Referrer may receive up to ten (10) direct deposits in increments of $50 ($500 value) within a calendar year, but only one Referrer may receive a cash bonus for each Referred Person or Business that fulfills the requirements (the first Referrer who enters information for a Referred Person or Business will be the eligible Referrer). The Referred Person or Business may only receive one incentive bonus for opening an account and completing the requirements but may also be eligible as a Referrer.
Gulf Coast Bank & Trust $225 Checking & Savings Bonus *Expired*
- What you’ll get: Up to $225 bonus
- Account Type: Checking & Savings
- Availability: LA
- Direct Deposit Requirement: Yes, any amount
- Credit Inquiry: Unknown
- ChexSystems: Yes, sensitive
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: 60 days, bonus forfeit
- Household Limit: None
(Expires 09/24/2022)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn Bonus
Collect $200 with a new checking account.
- Have at least one direct deposit OR
- Have one ACH debit post to your account within 60 days of account opening
- The account must remain open for at least 60 days.
Collect an additional $25 bonus with a new savings account.
- Open a new Personal Savings Account with money not currently on deposit with Gulf Coast Bank & Trust
- A minimum opening deposit of $100.00 or more
- Maintain the $100.00 minimum balance for at least 30 days from the account opening date
- To qualify for this promotion and receive $200, you must meet ALL of the following requirements: Open a new personal checking account (Free Checking, Interest Checking, Interest Checking Combo, Rewards Checking, Easy Checking, Educators Plus Checking, Select Checking) with money not currently on deposit with Gulf Coast Bank & Trust between August 14, 2022 and September 24, 2022.
- Have at least one direct deposit or one or more ACH debits post to the account within 60 days of account opening. The personal checking account must remain open for at least 60 days.
- This offer expires on September 24, 2022. As applicable, checking accounts are variable rates and subject to change before and after account opening.
- When qualifications are met, Interest Checking Annual Percentage Yield (APY) – accurate as of July 5, 2022 – is 0.40% for balances less than $20,000 and 0.40% for balances $20,000 and greater. APY is 0.05% if account qualifications are not met.
- Select Checking APYs – accurate as of July 5, 2022 – for balances below $25,000 0.20%; $25,000 and above 0.20%. Educators Plus APYs – accurate as of July 5, 2022 – for balances below $25,000 0.20%; $25,000 to $199,999.99 0.20%, $200,000 and above 0.20%. See the Truth In savings Disclosure for product specific rates and terms.
Gulf Coast Bank & Trust $200 Business Checking Bonus *Expired*

Gulf Coast Bank & Trust $200 Business Checking Bonus
Gulf Coast Bank & Trust is offering a $200 bonus when you open a qualifying Business Checking account and complete the requirements.
- What you’ll get: $200 bonus
- Account Type: Gulf Coast Bank business checking account
- Availability: LA
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystems: Yes, sensitive
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: 60 days, bonus forfeit
- Household Limit: None
(Expires 09/24/2022)
Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How To Earn Bonus
- Open a Gulf Coast Bank business checking account.
- Have at least one direct deposit credited to this account within 90 days from the date the account is opened or at least one ACH debit posted to the account within 90 days from the date the account is opened.
- The account must be open for at least 90 days.
- Offer only available to customers who receive this offer via a direct communication from Gulf Coast Bank and Trust.
- The offer is non-transferable and cannot be combined with any other offers.
- To qualify for this promotion and receive $200.00, you must meet ALL of the following requirements: Open a new business checking account (Business checking, Commercial Checking, Business Reward and Commercial Checking with Interest) with money not currently on deposit with Gulf Coast Bank & Trust between August 14, 2022 and September 24, 2022.
- Have at least one direct deposit credited to this account within 90 days from the date the account is opened or at least one ACH debit posted to the account within 90 days from the date the account is opened.
- The business checking account must remain open for at least 90 days from the account opening date.
- If you meet all the requirements for this bonus offer, we will deposit the $200.00 bonus incentive directly into your new business checking account within 30 days following the month end in which the 90 days qualification period ends.
- This offer expires on September 24, 2022. Gulf Coast Bank and Trust may change or terminate this offer at any time without notice.
- Offer valid only for Louisiana residents.
How To Waive Monthly Fees
- Free Checking: No monthly fee
- Rewards Checking Account: $9.95 monthly fee waived if one of the following is met:
- Average month to date balance of $5,000 or greater OR
- Average month to date balance of $25,000 or greater in qualifying deposits
- Interest Checking Account: No monthly fee
- Easy Checking Account: No monthly fee
- Educator Plus Checking Account: No monthly fee
- Select Checking Account: $12 monthly fee waived if:
- You maintain $75,000 or greater in combined average month to date balances in GCB qualifying personal/consumer deposits and investment dollars in GCB Wealth Management.
- Easy Student Checking Account: No monthly fee
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Bottom Line
This promotion does not have much information about the requirements, so I recommend calling a CSR to find out more. Please let us know in the comments any information you find about this promotion from Gulf Coast Bank & Trust.
While they have a generous $200 bonus, Gulf Coast Bank & Trust doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Compare Gulf Coast Bank & Trust Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back for updated Gulf Coast Bank & Trust promotions, bonuses, and offers.
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