Earn Heartland Bank and Trust Company promotions, bonuses, and offers here.
For IL & MO residents, find the latest Heartland Bank and Trust Company promotions & bonuses with offers ranging from $15+.
About Heartland Bank and Trust Company Promotions
Heartland Bank and Trust Company is headquartered in Bloomington, IL. It was established in 1971 and has grown to have 728 employees at 63 locations as of March 2021.
I will review the current offers below.
Heartland Bank and Trust Company $15 Checking Bonus
Earn a $15 bonus at Heartland Bank and Trust Company!
Heartland Bank and Trust Company is offering new members a $15 bonus when they open a new checking account and meet the requirements.
- What you’ll get: $15 bonus
- Account Type: Checking Account
- Availability: IL, MO (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: None
- Monthly Fees: $3-$8, waivable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expiration Unknown)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- In order to earn this bonus, open a new Checking account to get your $15 eGift bonus
- Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Call us for details.
- See rates page for current Annual Percentage Yield (APY) information. Customers will receive an email containing a redemption key within 15 days of account opening.
Heartland Bank and Trust Company $15 Referral Bonus
Earn a $15 bonus at Heartland Bank and Trust Company!
Heartland Bank and Trust Company is offering new members a $15 bonus when they open a new checking account and meet the requirements.
- What you’ll get: $15 bonus
- Account Type: Checking Account
- Availability: IL, MO
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: None
- Monthly Fees: $3-$8, waivable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expiration Unknown)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
- In order to earn a free gift, the Referred Person must open a new Heartland Bank checking account after receiving the email or notification from Heartland Bank’s Tell-A-Friend program.
- When opening a new checking account, the Referred Person must provide the same email address used in the Referring Person’s referral communication. All checking accounts are subject to the Heartland Bank’s Deposit Agreement.
- The existing person making a checking account referral (Referring Person) will earn a free gift for each individual referred (Referred Person) to Heartland Bank and Trust Company who:
- Does not already have a Heartland Bank checking account;
- Opens a new checking account;
- Fulfills the stated offer requirements.
- To make a referral, the Referring Person must agree to the Program Terms and Conditions. There is no limit to how many gifts a Referring Person can earn within a given year, but only one Referring Person may receive a gift for each Referred Person who fulfills the requirements (the first Referring Person that enters a Referred Person’s information will be the eligible Referring Person). The Referred Person may only receive one gift for opening a checking account and completing the requirements. That Referred Person is eligible as a Referring Person for any future referrals that they may make, even if they don’t open a Heartland Bank checking account.
- In order to earn a free gift, the Referred Person must open a new Heartland Bank checking account after receiving the email or notification from Heartland Bank’s Tell-A-Friend program.
- When opening a new checking account, the Referred Person must provide the same email address used in the Referring Person’s referral communication. All checking accounts are subject to the Heartland Bank’s Deposit Agreement.
- The free gift offer is not available if the Referred Person already has a Heartland Bank checking account, and may not be combined with other offers. This program may be discontinued or changed at any time without notice.
- The Referring Person authorizes the sending of communications to each Referred Person. The email will not be sent to the Referred Person if that person has already “opted out” of marketing communication from Heartland Bank’s Tell-A-Friend referral program. Each person who accepts the program terms and conditions authorizes future communications including emails regarding the program, unless they “opt out” by making an election within such email. The Referred Person acknowledges that a free gift will be issued to the Referring Person after all conditions have been met. An email with redemption key will be sent to the Referring Person to the email address on record. When a Referred Person opens a checking account by presenting a Tell-A-Friend email from a Referring Person, the Referred Person gives Heartland Bank permission to thank the Referring Person with a free gift for his/her referral. The Referred Person will not be mentioned by name or any other identifying information.
How To Waive Monthly Fees
- Freedom Checking: Monthly service fee of $3 if customer decides to not receive eStatements
- VIP Free Interest Checking: None
- 50+ Free Interest Checking: None
- Capital Interest Checking: Monthly service charge of $8 if balance falls below $1,000
- Simply Business Checking: None
- Business Checking with Interest: Keep a $2,500 minimum balance to avoid a low monthly fee of $8.
- Commercial Checking: $12
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Bottom Line
Through a wide range of features and accounts, you are able to better your financial experience. If you are in Illinois or Missouri, visit your local Heartland Bank and Trust Company for more information!
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Definitely check out our list below as well as our list of best bank offers for more promotions!
*Compare the latest Heartland Bank and Trust Company Promotions to other bank bonuses from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, U.S. Bank, and more!*
*Check back often for the latest Heartland Bank and Trust Company promotions, bonuses, and offers!
Not in Stl.
No STL MO.