Take advantage of NIH Federal Credit Union promotions, bonuses, and offers here!

Update 4/16/24: There is currently a $50 referral bonus for those who have an account with NIH and refer friends and family to open an account!

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About NIH Federal Credit Union Promotions

Eligibility: NIH Federal Credit Union membership is open to anyone through membership in the American Consumer Council. All employees and contractors of the National Institutes of Health (NIH) and employees, independent contractors, or self-employed persons who work regularly in the biomedical and healthcare industry located in the District of Columbia, Maryland, West Virginia, and Virginia also qualify for membership. Immediate family of a current NIH FCU member are welcome to apply. See current membership details

NIH Federal Credit Union $50 Referral Bonus

What you’ll get: $50 bonus
Account Type: Checking
Availability: MD, DC (Locator)
Direct Deposit Requirement: Optional (see what works)
Credit Inquiry: Soft Pull or Hard Pull? Let us know.
ChexSystem: Unknown
Credit Card Funding: Unknown
Monthly Fees: $0; see below
Early Account Termination Fee: Not listed
Household limit: None listed

$50 Bonus at NIH Federal Credit Union

(Limited time offer)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($300 cash bonus)	BMO Smart Advantage Checking ($300 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
Fifth Third Bank Momentum® Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
KeyBank Key Smart Checking ($300 bonus)	Truist Checking ($400 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

You and your referral will each receive a $50 Visa Reward Card when they register and complete the following within 90 days of becoming an NIHFCU member:
- Open an NIHFCU consumer checking account with e-statements, AND
- Complete ten (10) or more debit card transactions of $5 or more OR complete two (2) direct deposits of at least $250 each
Please allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements.

The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual referred (Referred Person) to NIH Federal Credit Union who registers for the offer, opens a new NIH Federal Credit Union consumer checking account, and completes the requirements within the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family, or coworkers. A Referrer may receive up to ten (10) Visa Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Visa Reward Card for each Referred Person who fulfills the requirements.
To earn a $50 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, and complete the following requirements within 90 days of account opening:
- Open an NIHFCU consumer checking account with e-statements, AND
- Complete ten (10) or more debit card transactions of $5 or more OR complete two (2) direct deposits of at least $250 each
The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from NIH Federal Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Visa Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.
The individual that is referred (Referred Person) must be 16 years of age or older.
Only consumer checking accounts are eligible for this offer. Business checking accounts are not eligible for this offer.
NIHFCU employees are not eligible for this offer.
Please allow 4-6 weeks after completion of all requirements for delivery of the Visa Reward Card. The Visa Reward Cards are subject to Terms and Conditions delivered with the card. The Reward cards are valid for 3 calendar months from the time of issuance. Rewards Cards may be reported as income to the IRS.
Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.
ReferLive is a trademark of CustomerStream, LLC.
This offer is subject to change or cancellation at any time.

How To Waive Monthly Fee

Carefree Checking: No monthly fees
Totalcare Checking:
- $0 with monthly direct deposit of $500+ into this account AND have an NIHFCU credit card loan or line
- Or, $4.95/month if the above requirements are not met.

Bottom Line

Although you can earn a generous bonus from NIH Federal Credit Union, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!

Compare NIH Federal Credit Union Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, Chase, TD Bank, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, and more!