Find an updated list of Polish-American Federal Credit Union promotions, bonuses, and offers here.
Currently, they have bonuses up to $100 when you meet all the requirements.
About Polish-American Federal Credit Union Promotions
Polish-American Federal Credit Union has been serving members of the Polish-American community in Michigan and beyond with outstanding financial products and services since 1976. The are a not-for-profit, member-owned financial institution striving to offer the most favorable and modern financial services to meet the needs of the Polish-American Community in the Metro Detroit area. If you are interested in different banking experience, you can see all nationwide bank bonuses for more suitable offers.
I’ll review the current Polish-American Federal Credit Union Promotions below.
Polish-American Federal Credit Union $100 Referral Bonus
Polish-American Federal Credit Union is offering a $100 bonus when you refer friends and family to open a new personal checking account and complete the requirements.
- What you’ll get: $100 bonus
- Account Type: Checking
- Availability: MI (Bank Locator)
- Direct Deposit Requirement: No (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Yes
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Not listed
- Household Limit: Not listed
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
- If the new member opens a savings and checking account (with a debit card), both of you will earn $100.
- The new member simply needs to average six non-PIN transations with their PAFCU debit card in each of the first three months.
- To earn the bonus, referred member must open a new Preferred Checking Account.
- A montly Direct Deposit (ACH) must be established. Direct Deposit may include payroll, government payments (i.e. Social Security), or pension.
- $5 deposit required for membership (savings account). Savings account required to open Preferred Checking.
- Preferred Checking requires eight debit card transaction (non-PIN) each month.
- First $7,500 in account earns higher dividend rate.
- Remaining balance earns regular savings rate.
- Bonus may be taxable as interest income and reported on IRS Form 1099-INT.
- $50 or $100 bonus will be paid after 90 days and after the requirements are met.
- Must not have closed a PAFCU membership since June 1, 2020.
Polish-American Federal Credit Union $28 “A” Grade Reward Program Bonus
Polish-American Federal Credit Union is offering up to a $28 bonus when your child makes an “A” on their report card.
- What you’ll get: $28 bonus
- Account Type: Youth Account
- Availability: MI
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
- They offer a $2 deposit for each “A” young members (Kindergarten through 12th grade) receive on a report card.
- The child simply needs to match the reward with at least a $2 deposit of their own. Max of $28 per child each year.
- The child simply needs to match the reward with at least a $2 deposit of their own. Max of $28 per child each year.
- Deposits must be made in person by the student generally within one month of the report card date. Some exceptions will be considered.
- There is a limit of two matches per the calendar year per member.
- The student must be the primary member on the account with appropriate social security number and date of birth.
- Grade cards must be from an accredited school program, or equivalent, and for an official and most recent grading term.
- Mid-term, interim or outdated cards are not eligible.
- PAFCU reserves the right to take special situations and children of special needs into consideration.
- If letter grades are not used, we will consider equivalents such as Exceeding Expectations, S+, “O” for Outstanding, Excellent, 3.5 and above on a 4 point scale, 90% and above and so forth.
- “Effort” or “Conduct” grades do not count.
- Mid-term, interim, individual projects and outdated cards are not eligible.
Polish-American Federal Credit Union $25 Referral Bonus
Polish-American Federal Credit Union is offering up to a $25 Referral Bonus when you refer new youths to the credit union.
- What you’ll get: $25 bonus
- Account Type: Youth Account
- Availability: MI
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
- Brand new youth members receive free gifts for becoming a member and parents (or grandparents) earn $25 for each child they refer to the credit union!
- Parent or grandparent can earn a bonus every time they refer a child and open a new youth account.
- Restrictions and exclusions apply.
Polish-American Federal Credit Union $200 Checking Bonus (Expired)
Polish-American Federal Credit Union is offering a $200 bonus when you open a new personal checking account and complete the requirements.
- What you’ll get: $200 bonus
- Account Type: Preferred Checking Account
- Availability: MI (Troy Branch)
(Offer December 31, 2021)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
- Earn a $200 bonus when you open a new PAFCU Preferred Checking Account by December 31.
- Schedule an appointment at our Troy Branch today or call 248.619.0440 to speak to a PAFCU representative.
- Open a new Preferred Checking Account and complete the following: To earn the $200 bonus, open your new Preferred Checking Account between October 1, 2021 and December 31, 2021. A monthly Direct Deposit (ACH) must be established by December 31, 2021. Direct Deposit may include payroll, government payments (i.e. Social Security), or pension. Current members ineligible. Five dollar deposit required for membership (savings account). Savings account required to open Preferred Checking. Preferred Checking requires eight debit card transactions (Non-PIN) each month. First $7,500 in account earns higher dividend rate. Remaining balance earns regular savings rate. Bonus may be taxable as interest income and reported to the IRS Form 1099-INT. $200 bonus will be paid in April of 2022 when Preferred Checking Account requirements have been met in the first quarter of 2022. Must not have closed a PAFCU membership since January 1, 2019. The one-time bonus is available to only one individual per residence.
How To Waive Monthly Fees
- Basic Checking: None
- Business Analysis Checking: None Listed
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Bottom Line
These are all the current Polish-American Federal Credit Union promotions and offers. If you have experience with this credit union let us know if it’s soft or hard pull! If you are interested in posts like this, I encourage you to check out our other reviews here on HustlerMoneyBlog!
CDs and Savings accounts are another great way to save and earn money. Check out our full list of Bank Rates and CD Rates for the best rates nationwide.
Compare Polish-American Federal Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, Wells Fargo, and more!
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*Check back for updated Polish-American Federal Credit Union promotions, bonuses and offers.
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