Get updated on the most recent Preferred Credit Union promotions, bonuses, and offers here.
Currently, you can earn up to $100 when you open a free checking account.
About Preferred Credit Union Promotions
Preferred Credit Union was established in 1968 to provide credit union service to small employer groups and individuals. It is now the 67th largest credit union in Michigan with 6 locations.
Eligibility: Preferred Credit Union is open to those who live, work, attend school or worship in Barry, Allegan, Branch, Berrien, Cass, Calhoun, Clinton, Clare, Gratiot, Eaton, Ionia, Kalamazoo, Isabella, Lake, Kent, Manistee, Mecosta, Mason, Missaukee, Muskegon, Montcalm, Newaygo, Oceana, Osceola, Ottawa, St. Joseph, Van Buren and Wexford Counties in Michigan. See current membership details |
We will review the current Preferred Credit Union promotions below.
Preferred Credit Union $100 Checking Bonus (Expired)

Earn $100 when you open a checking account.
- What you’ll get: $100 bonus
- Account Type: Checking
- Availability: MI (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early Account Termination Fee: $25, 90 days
- Household Limit: None listed
(No Expiration Date Listed)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn Bonus
- Visit your local Preferred Credit Union branch or go online to open a new FREE Checking Account.
- Upon account opening, you must complete the following requirements:
- Make (10) debit card transactions in the first 90 days upon account opening.
- Upon completion of the requirements, you should qualify for the $100 bonus.
- Restrictions and qualifications apply.
- Must be a new service to PCU. A new service is defined as someone who has not had, nor been joint on, that service with PCU in the last year.
- Must be 18 years or older.
- Offer subject to change without notice.
- $100 will be paid out in the form of a Visa gift card.
Preferred Credit Union $50 Referral Bonus (Expired)

$50 Referral Bonus
- What you’ll get: $50 bonus
- Credit Inquiry: Hard Pull
- Opening Deposit: None listed.
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: Not listed.
- Monthly Fee: None.
- Closing Account Fee: None listed.
(No Expiration Date Listed)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn Bonus
- Refer your friends and family to Preferred Credit Union and earn $50 each
- To qualify for the program New Members must open a savings account plus one of the following:
- Visa Credit Card
- Loan
- Checking Account with direct deposit
- Must meet membership eligibility requirements.
- Form must be presented at time of account opening.
- Must meet qualifications within 90 days of account opening.
- Credit restrictions may apply.
- Program subject to change without notice.
- A new member is defined as anyone who has not had an account at PCU for at least one year and is 18 years or older.
How To Waive Monthly Fees
- Preferred Free Checking: None
- 50 Plus Interest Checking: None
- Direct Interest Checking: None
- Premier Interest Checking: Only $10 Monthly Charge if minimum balance falls below $1,500
- Business Interest Checking: None
- Preferred Free Business Checking: None
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Bottom Line
If you live near Preferred Credit Union‘s branch, sign up for this generous bonus! It is very simple to complete especially since you have 90 days to complete the 10 debit transactions and there is no direct deposit requirement.
Your feedback makes this site even better, so please leave a comment below on your experience and thoughts on this bonus offer!
*Compare Preferred Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
*Check back on this page for updated Preferred Credit Union promotions, bonuses, and offers.
I did their summer bonus last year and I had to call multiple times to have them send the gift card.
When I opened my account they ran a hard pull using TransUnion.