Take a look at the most up-to-date Reading Cooperative Bank promotions, bonuses, and offers here.
Update 4/12/24: The $50 referral bonus is back through 12/31/24.
About Reading Cooperative Bank Promotions
Reading Cooperative Bank was established in 1866 with a mission to make it possible for the average “workingman” to purchase a home. From there, they have become the 67th largest bank in the state of Massachusetts with 8 locations across the state.
We will review the current Reading Cooperative Bank promotions below.
Reading Cooperative Bank $50 Referral Bonus
Earn a $50 bonus at Reading Cooperative Bank!
- What you’ll get: $50 bonus
- Account Type: Checking
- Availability: MA
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None listed
- Early Account Termination Fee: Not listed
- Household Limit: None listed
(Expires 12/31/2024)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Tell your friends & family about RCB and how great it is to be a customer and owner!
- They open a new RCB Checking Account and tell us you referred them, either with a referral coupon at a branch or by filling in your name in the “Referred By” field online.
- That’s it! RCB will deposit a $50 referral reward to your account and a $50 reward to the referee’s account.
- Referred customer must be the primary owner of a new RCB personal checking account (On-the-Go Checking, Green-On-The-Go Checking, Value Checking, Green Online Checking, Value Now Checking, and Honest Checking). Student Checking Accounts are excluded from this offer.
- Value Checking and Green Online Checking Account – You must deposit $10 to open this account. Please refer to our Personal Fee Disclosure for fees that may be assessed against your account. Accounts opened online require e-statements and enrollment in Online Banking.
Reading Cooperative Bank $100 Checking Bonus (Expired)
Earn up to $100 when you meet the requirements.
- What you’ll get: $100 bonus
- Account Type: Checking
- Availability: MA (Bank Locator)
- Direct Deposit Requirement: Yes, $300+
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None listed
- Early Account Termination Fee: $25, six months
- Household Limit: None listed
(Offer expired December 31, 2022)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
- Open a Personal Checking Account with Reading Cooperative Bank by December 31, 2022
- To receive a $50 incentive bonus for establishing Direct Deposit, you must establish a recurring electronic deposit of no less than $300 to the account and have received at least one instance of the electronic deposit within 60 calendar days of account opening.
- To receive a $50 incentive bonus for online bill payment, you must enroll in online banking with the bill-pay feature and initiate a successful online bill payment through Reading Cooperative Bank’s online banking system or mobile banking system within 60 calendar days of account opening. Each incentive bonus will be deposited to the associated checking account within 60 days of completing the required activity associated with each incentive.
- Each incentive bonus will be deposited to the associated checking account within 60 days of completing the required activity associated with each incentive. Each incentive is independent of the other. You may complete one or both of the required activities. The maximum incentive bonus is $100.
- Account must be in good standing at the time of payment
- This offer may not be combined with any other offers.
- The incentive bonus is limited to one per primary account holder.
- This offer may be withdrawn at any time without notice.
How To Waive Monthly Fees
- On the Go Checking: $3.99, waived with minimum balance
- Value Checking: None
- Green Online Checking: None
- Value Now Checking: $10, waived with minimum balance
- Honest Checking: $5
- Easy Business Checking: $5, minimum daily balance of $1,000 to avoid
- Business Checking Plus: $20, minimum daily balance of $5,000 to avoid
- Enterprise Business Checking: $10
- Free Business Savings Account: None
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Bottom Line
If you live in Massachusetts, I would check this offer out to get some extra cash in your pocket. They offer multiple accounts you can choose from so pick the one that fits your needs.
Feel free to comment below and let us know about your experience with this bank and whether it’s a hard pull or soft pull.
*Compare Reading Cooperative Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
*Check back on this page for updated Reading Cooperative Bank promotions, bonuses, and offers.
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