Are you interested in a new banking experience? Here’s an updated list of Spiral Financial Banking promotions, bonuses, and offers.
Currently, they have a $50 referral bonus when you open a Checking Account and meet all the requirements.
Update 10/6/2022: Spiral is shutting down by the end of year.
About Spiral Financial Banking Promotions
Spiral is a financial technology company, not a bank. Banking products and services provided by nbkc bank, who is a Member of the FDIC.
I’ll review the current Spiral Financial Banking promotions below.
Spiral Financial $50 Referral Bonus
You can earn a $50 Referral Bonus when you refer a friend who opens a new account and meeting requirements with Spiral Financial.
- What you’ll get: $50 bonus
- Account Type: Spiral Deposit Account
- Availability: Nationwide
- Direct Deposit Requirement: No
- Hard/Soft Pull: Soft
- ChexSystem: No
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: Unknown
- Household limit: None listed
(Expires September 30, 2022)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Share your referral code with your friends and family
- Open and fund a new Spiral checking account with $200 or more within 30 days of opening
- The Spiral Customer Referral Program lets existing Spiral customers refer friends to apply for a Spiral Deposit Account.
- From March 23, 2022 until August 30, 2022, when someone you referred uses your unique referral link to successfully open and fund a new Spiral checking account with $200 or more within 30 days of opening and both accounts are maintained in good standing for 90 days including but not limited to insufficient funds or returned deposit items, Spiral will credit your account $50.
- Bonus will be paid only on referred accounts opened prior to August 30, 2022.
- Spiral will credit your account for $50 within 30 days following the month in which the referred customer maintained the account for 90 days.
- Invitees can use a referral link to sign up.
- All current Spiral customers are eligible to participate in the program and refer friends.
- Referred friends must be new customers to Spiral and have never had a Spiral Checking account in the past.
- You can access your unique referral link by logging into your Spiral account and going to the referrals page.
- Your unique referral link is valid for an unlimited number of invitations.
- This program is void where prohibited. We may modify or terminate this program at any time.
- We may refuse to pay any bonus or recover any bonus if we determine that the referrer or referee has abused this offer or if the bonus was fraudulently obtained.
Spiral Financial Banking $200 Direct Deposit Bonus (Expired)
Earn a $200 Bonus
Spiral Financial Banking is offering a $200 bonus when you open make a direct deposit and meet the qualifying requirements.
- Account Type: Checking
- Availability: Nationwide
- Direct Deposit Requirement: Yes $1,500+ for two months
- Hard/Soft Pull: Soft
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: Unknown
- Household limit: None listed
(Offer expires May 31, 2022)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $200 Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- To qualify for the $200 bonus, new customers must make recurring direct deposits of at least $1,500 and complete 10 successful debit card purchases totaling $500 or more each month for two consecutive months within 90 days of opening the account.
- Convenient and smart way to control your money & your giving in one place
- Earn up to 15X more than the national average
- Easily give to over a million charities – we match your donations up to $150 a year
- Join and get up to $50 to spend or donate anywhere
- No ACH transfer fees
- No minimum balance required
- Automatic goal-based savings
- Debit card control – lock/unlock
- Mobile check deposit & bill payment
- This account has no monthly fees.
- Offer valid from March 23, 2022 until May 31, 2022, and is available when you have a Spiral consumer checking account.
- To qualify for the $200 bonus, new customers must make recurring direct deposits of at least $1,500 and complete 10 successful debit card purchases totaling $500 or more each month for two consecutive months within 90 days of opening the account.
- Existing customers who have not already received a direct deposit bonus and opened an account prior to January 1, 2022, must make recurring direct deposits of at least $1,500 and complete 10 successful debit card purchases totaling $500 or more each month for two consecutive months within 60 days of the end of the promotion.
- Once the offer conditions are met, Spiral will credit the bonus to your checking account no later than 30 days from the last day of the second consecutive month in which the recurring direct deposits were received.
- Offer is not available to customers who have received a direct deposit bonus.
- Limit one per customer.
- The checking account must remain open, active, in good standing and in the same product type through the qualifying period to receive the bonus.
- Purchases that are disputed or returned may cause the customer to become ineligible for the bonus.
- Spiral may issue you an IRS Form 1099-MISC or other appropriate forms reporting the value of the bonus.
- Offer may be withdrawn at any time and is subject to change.
- Spiral and nbkc bank employees are not eligible.
Spiral Financial Banking $50 Checking Bonus (Expired)
Earn a $50 Checking Bonus
Spiral Financial Banking is offering a $50 bonus when you open a new eligible checking account and meet the qualifying requirements.
- Account Type: Checking
- Availability: Nationwide
- Direct Deposit Requirement: Yes $1,000+ for two months
- Hard/Soft Pull: Soft
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: None
- Early account termination fee: Unknown
- Household limit: None listed
(Offer expires May 31, 2022)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $50 Checking Bonus
HOW TO EARN BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Get $25 when you fund your new Spiral checking account with $100 and make 5 purchases totaling $100 or more using your Spiral Visa Debit Card OR
- Get $50 when you fund your new Spiral checking account with $200 or more and make 5 purchases totaling $100 or more using your Spiral Visa Debit Card.
- Convenient and smart way to control your money & your giving in one place
- Earn up to 15X more than the national average
- Easily give to over a million charities – we match your donations up to $150 a year
- Join and get up to $50 to spend or donate anywhere
- No ACH transfer fees
- No minimum balance required
- Automatic goal-based savings
- Debit card control – lock/unlock
- Mobile check deposit & bill payment
- This account has no monthly fees.
- Spiral will credit your account for $50 within 30 days following the month in which the referred customer maintained the account for 90 days. Invitees can use a referral link to sign up. All current Spiral customers are eligible to participate in the program and refer friends. Referred friends must be new customers to Spiral and have never had a Spiral Checking account in the past. You can access your unique referral link by logging into your Spiral account and going to the referrals page. Your unique referral link is valid for an unlimited number of invitations. This program is void where prohibited. We may modify or terminate this program at any time. We may refuse to pay any bonus or recover any bonus if we determine that the referrer or referee has abused this offer or if the bonus was fraudulently obtained.
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Bottom Line
The bonuses at Spiral Financial Banking are pretty easy to earn. On top of that, they offer a great mobile app that lets you monitor your bank account and transactions right from your phone.
Furthermore, your feedback is highly appreciated and makes our site even better!
While they have a generous bonus, Spiral Financial Banking doesn’t have great rates for CDs and Savings. Additionally, you may want to check out our full list of Bank Rates and CD Rates.
Compare Spiral Financial Banking Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, Bank of America, Wells Fargo, and more!
*Check back at this page for updated Spiral Financial Banking promotions, bonuses, and offers.
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