Find an updated list of United Equity Credit Union promotions, bonuses, and offers here.
Currently, they are offering up to a $25 Referral Bonus when your friend or family opens a new checking account and qualify.
About United Equity Credit Union
United Equity Credit Union is headquartered in Decatur and is the 80th largest credit union in the state of Illinois. It is also the 2,558th largest credit union in the nation. It was established in 1899 and as of March of 2021, it had grown to 10 employees and 3,593 members at 2 locations. United Equity Credit Union has a B+ health rating.
Eligibility: United Equity Credit Union offers membership to employees and retirees of Dynegy Incorporated and Subsidiaries, Exelon’s Clinton Power Station, Ameren Illinois, Decatur Firefighters and several other organizations. See current membership details |
United Equity Credit Union $25 Referral Bonus

$25 Referral Bonus
For the residents of Illinois, United Equity Credit Union is offering you an opportunity to earn $25 Referral Bonus! Simply refer your friends or family members to open up an account. Take advantage while you can.
- What you’ll get: $25 bonus
- Account Type: Share Draft/Checking account
- Availability: IL (Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexStystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(No expiration date listed)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How to Earn Bonus
- Current members refer new members the credit union
- A $25 reward will be deposited to the current members account once the new member is active, in good standing, and has completed one of the following (within 60 days):
- Opened a Share Draft/Checking account
- Applied and approved for a loan with automatic payments
- Applied and approved for a UECU VISA credit card
- Opened a Christmas Club account
- Invested in a $1,000 minimum Share Certificate
- Set up a Money Market Share Draft / Checking account
- Unless otherwise specified, the United Equity Credit Union Site is for your personal and non-commercial use.
- You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the United Equity Credit Union site.
- As a condition of your use of the United Equity Credit Union Site/Services, you will not use the United Equity Credit Union Site/Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices.
- You may not use the United Equity Credit Union Site/Services in any manner which could damage, disable, overburden, or impair any United Equity Credit Union Site/Service(s) (or the network(s) connected to any United Equity Credit Union Site/Service(s)) or interfere with any other party’s use and enjoyment of any United Equity Credit Union Site/Service(s).
- You may not attempt to gain unauthorized access to any United Equity Credit Union Site/Service, other accounts, computer systems or networks connected to any United Equity Credit Union Site/Service, through hacking, password mining or any other means.
- You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the United Equity Credit Union Sites/Services.
(Expired) United Equity Credit Union $25 Youth Savers Bonus

$25 Youth Savers Bonus
For the residents of Illinois, United Equity Credit Union is offering you an opportunity to earn $25 Youth Savers Bonus! Simply open up youth Primary Share accounts and receive your bonus. Take advantage while you can.
- What you’ll get: $25 bonus
- Account Type: Savings Account
- Availability: IL (Locator)
(No expiration date listed)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
- Youth (ages 0-17) open up a youth Primary Share account
- Will receive the $25 opening share from UECU
- New youth accounts will also receive a cash surprise bank.
- Unless otherwise specified, the United Equity Credit Union Site is for your personal and non-commercial use.
- You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the United Equity Credit Union site.
- As a condition of your use of the United Equity Credit Union Site/Services, you will not use the United Equity Credit Union Site/Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices.
- You may not use the United Equity Credit Union Site/Services in any manner which could damage, disable, overburden, or impair any United Equity Credit Union Site/Service(s) (or the network(s) connected to any United Equity Credit Union Site/Service(s)) or interfere with any other party’s use and enjoyment of any United Equity Credit Union Site/Service(s).
- You may not attempt to gain unauthorized access to any United Equity Credit Union Site/Service, other accounts, computer systems or networks connected to any United Equity Credit Union Site/Service, through hacking, password mining or any other means.
- You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the United Equity Credit Union Sites/Services.
How To Waive Monthly Fees
- FREE KASASA CASH® CHECKING: None
- FREE KASASA CASH BACK® CHECKING: None
- “WORKS” CHECKING: None
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Bottom Line
United Equity Credit Union is offering tons of promotions like savings and referral bonuses. The steps to follow are easy and fast, so be sure to take advantage today while you can.
Furthermore, United Equity Credit Union does offer CD rates. Additionally, definitely compare to our full list of Bank Rates and CD Rates to guarantee the best rates for you!
However, check back at this page for updated United Equity Credit Union promotions, bonuses, and offers.
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