Read on to learn more about Y-12 Federal Credit Union promotions, bonuses and offers here.
You can now take advantage of a 300 bonus when you open a new account and meet all the requirements.
About Y-12 Federal Credit Union Promotions
Y-12 Federal Credit Union is headquartered in Oak Ridge and is the 6th largest credit union in the state of Tennessee. It is also the 268th largest credit union in the nation. It was established in 1950 and as of June of 2022, it had grown to 344 employees and 109,785 members at 14 locations. Y-12 Federal Credit Union has an A health rating.
Eligibility: Y-12 Federal Credit Union is open to those who reside, worship, attend school, or work in Anderson, Blount, Campbell, Knox, Loudon, Roane, Sevier, or Union counties in Tennessee. Membership details.
I’ll review the Y-12 Federal Credit Union promotions below.
Y-12 Federal Credit Union $300 Checking Bonus (Lenoir City Branch)
Y-12 Federal Credit Union is offering a $300 bonus when you open a new qualifying checking account.
- What you’ll get: $300 bonus
- Account Type: Checking Account
- Availability: TN (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $5-$10; waivable
- Early Account Termination Fee: Not listed
- Household Limit: None listed
(Expires 12/31/2023)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a new checking account.
- A minimum recurring Direct Deposit of $500 monthly must be posted to your new checking account two times within 90 days of account opening in order to be eligible for bonus.
- Once the 90-day account opening period has elapsed, eligible accounts will receive the $300 bonus on the last day of the month.
- A minimum recurring Direct Deposit of $500 monthly must be posted to your new checking account two times within 90 days of account opening in order to be eligible for bonus.
- Once the 90-day account opening period has elapsed, eligible accounts will receive the $300 bonus on the last day of the month.
- Limit one per member. Current members with an existing checking account do not qualify.
- Checking account must be opened between 4/01/2023 and 12/31/2023 in order to be eligible for bonus.
- APY is Annual Percentage Yield. The APY for Everyday Checking, effective 4/01/2022, is 0.05%.
- The APY for High Yield Checking, effective 4/01/2022, is 2.50% for balances of $0 to $15,000; 0.05% for balances of $15,000.01 and above.
- Offer can expire anytime without prior notice.
- Additional exclusions apply.
- To learn more about High Yield Checking, visit y12fcu.org/high-yield-checking.
- Insured by NCUA.
Y-12 Federal Credit Union $50 Referral Bonus (Expired)
Y-12 Federal Credit Union is offering a $50 bonus when you refer friends and family to open a new qualifying checking account.
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: TN
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $5-$10; waivable
- Early Account Termination Fee: Not listed
- Household Limit: None listed
(Expires 12/31/2022)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
Earn $50 by telling your family and friends how much you love your credit union. It’s easy! Just tell your family and friends to:
- Open a new qualifying checking account between now – Dec. 31.
- Mention your name and phone number when they open the account.
- A minimum Direct Deposit of $500 must be posted to the new member’s checking account within 90 days of account opening.
- To earn $50 referral bonus, a new member must open an Everyday or High Yield Checking account and mention your name during the promotion period.
- A minimum Direct Deposit of $500 must be posted to the new member’s checking account within 90 days of account opening.
- Bonus will be posted to your primary share account after the second month that consecutive Direct Deposits are received.
- A new member is someone who is not a current primary account owner or has not been a primary account owner for at least 12 months.
- New member checking account must be opened between 10/1/2022 thru 12/31/2022.
- Offer can expire anytime without prior notice.
- Commercial checking accounts and Opportunity Checking are excluded from this offer.
- Y-12 FCU employees are not eligible for incentive.
How To Waive Monthly Fees
- High Yield Checking: $10 monthly fee waived, and dividends paid by meeting EACH of the following:
- Receive eStatements -AND-
- 20 debit AND/OR credit card monthly combined transactions (based on date posted) -AND-
- One of the following:
- Minimum $2,000 average daily share balance
- Cumulative $1,000 monthly direct deposit
- Requirements waived for teens and young adults age 14-23.
- Everyday Checking:
- $5 monthly fee waived, and dividends paid by meeting ONE of the following:
- Minimum $1,000 average daily share balance -OR-
- 10 debit AND/OR credit card monthly combined transactions (based on date posted) -OR-
- Cumulative $500 ACH direct deposit
- Requirements waived for members age 65 and older.
- $5 monthly fee waived, and dividends paid by meeting ONE of the following:
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Bottom Line
If you live in TN, here are great promotions for you to take advantage of!
*Compare these offers to other bank bonuses from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, U.S. Bank, and more!*
You may want to check out our full list of Bank Rates and CD Rates.
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