Continue reading to learn more about current Luso American Credit Union promotions, bonuses and offers.
Currently, they have bonuses amounting of $100 and $25, when you open a new account and meet all the requirements.
About Luso American Credit Union Promotions
Luso American Credit Union is headquartered in Peabody, Massachusetts and they were founded in 1960. Since then they opened 3 locations and boast an A health rating. However, if you aren’t a resident in the area, take a look at our list of bank bonuses found nationwide!
- Availability: MA (Bank Locator)
- Routing Number: 211385132
- Customer Service: (978) 531-5767
Eligibility: Membership is open to those who live or work in Essex County in Massachusetts. See current membership details |
Luso American Credit Union can offer you fantastic resources to better your banking experience, however they do not provide very competitive Savings and CD rates. Take advantage of our full list of Bank Rates and CD Rates to get the best deal for you!
I’ll review the current offer below.
Luso American Credit Union $100 Checking Bonus

Earn a $100 bonus with Luso American Credit Union!
Luso American Credit Union is offering a $100 bonus when you open a qualifying checking account and meet certain requirements.
- Account Type: Checking Account
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Opening Deposit: None
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: Yes can waive
- Household Limit: None listed
- Closing Account Fee: Unknown
(Expires January 24, 2020)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $100 Checking Bonus
- Open a new checking account with direct deposit at the 79 Lynnfield St. Branch
- No Minimum Balance
- No Monthly Service Charge
- Instant Issue ATM or Debit Card
- Online banking
- Mobile Banking
- Bill Pay
- Remote Deposit
- No per-item charge
- Free Checking:
- No Monthly Fee
- Interest Bearing Checking:
- Maintain a $100.00 balance on this account and you will never pay our low monthly maintenance fee of $3.00
- One $100 gift card per person
- Promotion runs from Tuesday, January 21st – Friday, January 24th 2020
- Membership eligibility required
Luso American Credit Union $25 Referral Bonus

Earn a $25 referral bonus with Luso American Credit Union!
Luso American Credit Union is offering a $25 bonus when you refer someone to open a qualifying checking account and meet certain requirements.
- Account Type: Checking Account
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Opening Deposit: None
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: Yes can waive
- Household Limit: None listed
- Closing Account Fee: Unknown
(Does Not Expire)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn $25 Checking Bonus
- Earn your easy $25 by:
- Downloading and printing this card
- Filling in your name and giving it to your friend
- Have your friend turn in the referral card when opening their account
- No Minimum Balance
- No Monthly Service Charge
- Instant Issue ATM or Debit Card
- Online banking
- Mobile Banking
- Bill Pay
- Remote Deposit
- No per-item charge
- Free Checking:
- No Monthly Fee
- Interest Bearing Checking:
- Maintain a $100.00 balance on this account and you will never pay our low monthly maintenance fee of $3.00
- To receive the $25 deposit, the referred friend must present this card when opening their account
- The $25 will be deposited into both checking accounts once the referred friend presents this card and opens their account with Luso American Credit Union
- Referred individuals must be eligible for credit union membership
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Bottom Line
If you are interested, be sure you check out Luso American Credit Union as soon as possible. I would check with CSR to find out if this offer triggers a hard or soft pull before signing up. In my opinion, the bonus amount isn’t too convincing and there are definitely better offers out there. For more reviews like this, check out more posts here on HustlerMoneyBlog!
Feel free to comment below! We value your feedback and it helps us help you guys earn even bigger bonuses. We will continue to keep you guys updated on all the deals nationwide.
*Check back at this page for updated Luso American Credit Union promotions, bonuses and offers.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
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