Find the latest Axos Bank promotions and offers for Savings, Rewards Checking, and Business Checking. They also offer some top rates for savings and money market.
Update 11/19/24: Now with the Axos ONE savings and checking bundle – you’ll get up to 4.86% APY on savings and 0.51% APY on checking all with no monthly maintenance fees. The $400 business checking bonuses have been extended through 1/2/25.
About Axos Bank Promotions
Founded in 2000, Axos Bank is an internet-only bank which were consolidated from many of the BofI Federal Bank brands including UFB Direct.
They are similar to some top online banks such as American Express Online Banking, Discover Savings and CIT Bank.
Let’s review the rate offers from Axos Bank below.
Axos Basic Business Checking $400 Bonus
Axos Bank is offering a promotion with their Basic Business Checking Account for business owners looking to expedite your finances through attractive features and services.
Business owners get up to $400 welcome bonus!*- Open a business checking account by January 2 and get up to $400 when you use promo code NEW400 on your application.*
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
(Learn More at Axos Bank)
Axos Business Interest Checking $400 Bonus
Axos Bank is offering a Business Interest Checking Account, allowing you to take charge with industry-leading rates to better your small business!
- Interested in a $400 welcome bonus?
- Start growing your business and get up to $400 when you open a Business Interest Checking account by January 2. Just use promo code NEW400 on your application.**
- Up to 1.01% APY**
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
- Free online banking, image statements, and Bill Pay
(FDIC Insured)
Axos Business Premium Savings $375 Bonus
Unlock a bonus up to $375 with Business Premium Savings. Save more, pay lower fees, and get a limited-time bonus up to $375 with a 4.01% APY* Business Premium Savings account. Use promo code BPS375.†
How to earn it:
- Business Premium Savings bonus of up to $375: You must be approved for your new Business Premium Savings account and fund it within 30 days of account opening.
- An incentive of up to $375 can be earned during the first four (4) statement cycles. A statement cycle is a calendar month consisting of at least one day your account was open during that month.
- $75 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is between $30,000 and $74,999.99.
- $125 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is a minimum of $75,000 or greater.
- You can earn a maximum of three (3) payouts during the four (4) statement cycles, and the incentive will be deposited into your Business Premium Savings account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- Your Business Premium Savings account must remain open and in good standing at the time the incentive is paid to be eligible.
- , your Business Premium Savings account must remain open for 120 days, or an early closure fee of up to $375 may apply.
Terms:
- To be eligible to earn all or a portion of the cash incentive as part of the promotional offer “BPS375,” a Business Premium Savings (BPS) account must be submitted between 08/08/2024 at 12:00 am PT and 12/31/2024 at 11:59 pm PT. Axos Bank reserves the right to limit each primary account holder or business title to one (1) savings account promotional offer per year. Businesses that have held an Axos Bank or UFB savings account for the past 12 months under the same title are not eligible for this offer. Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor.
- Unlock a bonus up to $375 with Business Premium Savings.
- Save more, pay lower fees, and get a limited-time bonus up to $375 with a 4.01% APY* Business Premium Savings account. Use promo code BPS375.†
- Earn 4.01% APY* With Business Premium Savings
- Free domestic and international incoming wires
- No monthly maintenance fee
- No minimum opening deposit
- No average daily balance requirement
- Business deposit accounts FDIC insured up to $250k
(at Axos Bank)
Axos Business Savings
Take your money further, faster and manage your business finances with confidence.
- Earn 0.20% APY
- Variable interest compounded daily
- $1,000 minimum opening deposit
- Free image statements
- Free online and mobile banking, with remote deposit anywhere
- No monthly maintenance fees with $2,500 minimum Average Daily Balance
(FDIC Insured)
Axos ONE Checking & Savings
- Earn up to 4.86% APY on savings, and 0.51% APY on checking when you meet requirements.
- It’s easy to earn the boosted rates for ONE Savings (4.86% APY) and ONE Checking (0.51% APY). Just receive qualifying monthly direct deposits of at least $1,500 in total and maintain an average daily balance of $1,500 in your Axos ONE® Checking account.
- Get your money up to 2 days early. You’ve earned it, so start earning on it.
- No monthly maintenance, minimum balance, account opening, or overdraft fees.
- We’ve got you covered. Access expanded FDIC Insurance for up to $250 million.
- Access a network of over 95,000 fee-free ATMs.
- Manage all your bank accounts from one place in the Axos app.
- Link external accounts in the app to move your money seamlessly.
(FDIC Insured)
Axos Bank High Yield Savings
Residents nationwide can take advantage of earning up to 0.61% APY rate with a new Axos Bank High Yield Savings Account.
- No monthly maintenance fees
- No minimal balance requirements
- $250 minimum opening deposit
- Free incoming Wires
- Zero Minimum Balance Requirement
(FDIC Insured)
Axos Bank High Yield Money Market
With the current Axos Bank High Yield Money Market Account, you can earn the current 0.25% APY along with fantastic features to take advantage of.
- Check writing privileges
- No maintenance fees
- No monthly minimum balance requirements
- Debit card transactions
- $1000 minimum balance to open an account
(FDIC Insured)
Axos Bank Business Money Market
You can earn 0.20% APY with their Business Money Market account, and you will be able to receive many great features.
- Competitive interest rates
- $1,000 minimum opening deposit
- $5,000 minimum average daily balance requirement to waive $10 monthly fee
- Free image statements, online banking and mobile banking with Remote Deposit Anywhere
(FDIC Insured)
Axos Business Premium Savings
There are no monthly maintenance fees and no daily average balance requirement, which means you can save more money to invest in your business.
- Receive 0.20% APY with a balance of $24,000-$49,999,999.99. (0% APY for balances $0-$23,999.99)
- Competitive interest rates
- $25,000 minimum opening deposit
- No monthly maintenance fee
- No average daily balance requirement fee
- Free image statements
- Free online banking
- Remote deposit from anywhere
(FDIC Insured)
Axos Essential Checking
- This account is available online, nationwide.
- Unlimited domestic ATM reimbursements
- No monthly maintenance fees
- Absolutely no annual fee
- No overdraft or non-sufficient funds fee
(No fees)
Axos Bank CashBack Checking
Take advantage of a 1.00% APY Cash Back on Signature-Based Purchases when you open an Axos Bank Cashback Checking.
- Earn up to 1.00% APY
- Unlimited domestic ATM fee reimbursement
- No monthly maintenance fees
- Unlimited check writing privileges
(FDIC Insured)
Axos Bank First Checking
Axos Bank First Checking offers customers ages 13 to 17 an attractive 0.25% APY plus no fees.
- For ages 13 – 17 years old
- Earn 0.25% APY*
- Up to $12 domestic ATM fee reimbursements per month
- No monthly maintenance fees
- No overdraft or non-sufficient funds fees
- Daily transaction limits ($100 cash, $500 debit)
(FDIC Insured)
Axos Bank Golden Checking
For residents who are 55 years of age and older, you can take advantage of the current Axos Bank Golden Checking Account.
- 0.10% APY* on all balances
- Up to $8 domestic ATM fee reimbursements per month
- Free personal checks (One free box of Colonial Classic 40 pack every six months, limit 2 per year)
- No monthly minimum balance requirements
- $250 minimum balance to open an account
(FDIC Insured)
Axos Self Directed Trading
Axos Self Directed Trading Features
- Open an Account in Under 10 Minutes.
- Trade thousands of S&P 500, NASDAQ, NYSE, and other listed stocks
- Commission-free ($0 per trade on eligible stocks and ETFs; other fees may apply)
- Easy-to-use platform with the tools you need and the convenience of placing trades anytime, anywhere.
- Upgrade to Axos Elite and boost your account with instant access to funds, lower fees, increased buying power, and enhanced market knowledge.
- Link your Axos Bank account for fast, safe, and easy money transfers.
(Visit Axos Invest to learn more)
Axos Managed Portfolio
Axos Managed Portfolio Features
Open an Account in Under 10 Minutes.- No investing experience needed
- Automatic portfolio rebalancing
- No account minimum or annual account maintenance fee; it only takes $500 to get to your first portfolio
- Free auto-deposit scheduling tool
- Available tax-loss harvesting
(Visit Axos Invest to learn more)
UFB High Yield Savings Up to 5.25% APY
UFB offers an online savings account with competitive rate. This account is available online, nationwide.
- Earn up to 5.25% APY*.
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
UFB Secure Money Market Up to 5.25% APY
UFB offers a money market account with a competitive rate. This account is available online, nationwide.
- Earn up to 5.25% APY*.
- No monthly maintenance fees.
- No minimum deposit required to open an account.
- Access your funds 24/7 with easy-to-use digital banking tools.
(FDIC Insured)
Axos Bank Business Premium Savings $375 Bonus (Expired)
This offer is unavailable.
How to earn it:
- You must be approved for your new Business Premium Savings account and fund it within 30 days of account opening.
- An incentive of up to $375 can be earned during the first four (4) statement cycles.
- A statement cycle is a calendar month consisting of at least one day your account was open during that month.
- $75 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is between $30,000 and $74,999.99.
- $125 will be earned for each statement cycle during which the average daily balance in your Business Premium Savings account is a minimum of $75,000 or greater.
- You can earn a maximum of three (3) payouts during the four (4) statement cycles, and the incentive will be deposited into your Business Premium Savings account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- Your Business Premium Savings account must remain open and in good standing at the time the incentive is paid to be eligible.
- Furthermore, your Business Premium Savings account must remain open for 120 days, or an early closure fee of up to $375 may apply.
Earn 4.01% APY when you open the Business Premium Savings account. Save smarter with a business savings account that gets the most out of your money. Bank with fewer fees and strong interest rates to boost your business.
- Business owners get up to $375 welcome bonus!*
- Choose smarter business banking by March 8 and enjoy up to 4.01% APY* and a bonus of up to $375 when you maintain a minimum average daily balance of $75,000.† Just use promo code BPS375 on your application.
- Earn 4.01% APY
- $25,000 minimum opening deposit
- No monthly maintenance fee
- No average daily balance requirement fee
- Free image statements
- Free online banking
- Remote deposit from anywhere
- $5,000 minimum opening deposit
Axos Rewards Checking $500 Bonus
Cash in on up to a $500 bonus and up to 3.30% APY with a new Rewards Checking account. Just use promo code RC500 before July 31.
The Rewards Checking account from Axos Bank earns interest and has no monthly maintenance fees. This account is available online, nationwide.
- Cash in on up to a $500 bonus† and up to 3.30% APY* with a new Rewards Checking account. Just use promo code RC500 before July 31.
- Build your own APY with up to 3.30% APY*
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- No initial deposit requirement
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
(Visit Axos Bank to learn more)
Bottom Line
These are great accounts from Axos Bank due to their high APY rate, benefits, and promotions!
The online based Checking and Savings comes with no fees so you can keep track of your money at anytime. Feel free to share your experiences with this bank by commenting below.
For more bank offers, see the complete list of Best Bank Rates!
Bookmark this page for the latest Axos Bank promotions, offers, and rates!
after finding about bank bonuses, ive determined loyalty doesnt pay and will never remain with a bank for 10 yrs…that’s about 10 welcome bonus vs 1… sorry i just don’t look at banks the same anymore..the current state of the economy has been rethinking every company I do business with and if they arent paying, im not staying…
I havent had this experience with AXO but just opened a suite of accounts for bonuses about 3 months ago…
I had my checking account at Axos bank for more than 10 years, and was a very satisfied customer. In March 2019, I received an email from them stating that they would close my account in 30 days, without providing any further explanation. I called them, and they refused to explain why they were doing this. I’m sure you think this is the craziest thing you ever heard of, and that’s exactly what I thought. After all, most banks try to increase their customers, and Axos is trying to get rid of their customers. You can google this issue, and you will find the many other customers whose account Axos has closed for no reason whatsoever.
The final blow was this. When they told me they were closing my account, they said in writing that it would close 30 days from the day of their notification, which would have been on April 6. They closed my account on March 19, and 3 of my checks bounced as a result. When I called them to complain that they had broken their word, they refused to do anything at all to remedy the situation.
I urge you not to open an account with them, because you may find they do to you what they did to me, and close your account too.