If you’re looking for the Best 60-Month CD Rates to invest your funds in, you’re in the right spot. Below is our guide to help you find the Best 60-Month CD Rates.
Update 11/7/24: We’ve updated our list with the top 60-month CD rates.
Certificate of deposits, otherwise known as CDs, will offer you one of the best & secure way to get a return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
Best 60-Month CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| BMO Alto | 4.00% | No Min | --- | 60-Month Online CD | Review |
| Credit Human Federal Credit Union | 4.00% | $500 | --- | 36-59 Month CD | Review |
| KS StateBank | 4.00% | $500 | --- | 60-Month CD | Review |
| Synchrony Bank | 4.00% | None | --- | 60-Month CD | Review |
| USAlliance Financial Federal Credit Union | 4.00% | $500 | --- | 60-Month CD | Review |
| The Federal Savings Bank | 3.80% | $5,000 | --- | 60 Month CD | Review |
| Seattle Bank | 3.75% | $1,000 | --- | 60 Month CD | Review |
Editor’s Note: Looking for a more full, extensive list of available CD rates? see our post on the Best CD Rates. We reckon checking out the Discover CD account.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best No Penalty CD Rates
| Consumers Credit Union | 4.70% APY 9-Month Certificate | Review |
| Rising Bank | 4.65% APY 6-Month CD | Review |
| Service Credit Union | 4.50% APY 6-Month CD | Review |
| Ponce Bank | 4.40% APY 3-Month High Yield CD | Review |
| Alliant Credit Union | 4.30% APY 12-Month Certificate | Review |
| Live Oak Bank | 4.30% APY 12-Month CD | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Live Oak Bank | 4.30% APY 12-Month Business CD | Review |
| Rising Bank | 4.30% APY 12-Month CD | Review |
| Ponce Bank | 4.20% APY 4-Month No-Penalty CD | Review |
| Discover Bank | 4.10% APY 12-Month CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Western Alliance Bank | 4.05% APY 3-Month CD | Review |
| Sallie Mae | 4.00% APY 14-Month CD | Review |
| Blue Federal Credit Union | 4.00% APY 9-Month No Penalty CD | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| Western Alliance Bank | 3.75% APY 6-Month CD | Review |
| Southwestern National Bank | 3.65% APY 5-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| Western Alliance Bank | 3.00% APY 12-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| Southwestern National Bank | 3.00% APY 10-Month CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
Check GTE Federal Credit Union in Florida CD rate , They are good In USA
Never in my wet dreams did I still 3plus ? still available in 5 yr cd. Thanks to this site I found some. Justice Federal.
I enjoy your website and it is very helpful! Please delete all of the expired/outdated information. It really is very confusing.
message to Danny nguyen,
think you are doing a excellent job letting us know who is offering the very best cd interest rates.
you are a Godsend !!
just got another 1/2 % by watching your site.
thank you.
john palmer
there won’t be any interest rate increases this year. might get 1 or 2 in 2020 if growth continues and inflation starts up.
president trump stated he does not want any more increases until growth exceeds our economy.
and i think he is right .
CJ, I’d put the money in a 1 year CD and wait for the FED to raise interest rates 2 times this year. The Federal reserve is on track to raise the interest rates 2 times this year. I noticed when the Fed said it was scaling back interest rate hikes the banks and credit unions started lowering their rates. Last year they kept going up trying to beat other banks and credit unions. I retired in Jan 2018. A month later I got a 64 month CD from Sharon view credit union that paid 4 percent. Every once in a while you’ll see 4 percent but you have to act very fast. The Bank of Utica offers 4 percent but you have to live near Utica. Concentrate on credit unions.
Looking for a 4% 5 year jumbo CD. I live in Florida. Please let me know if you have any advice on where to find them. Thanks.
Why is very old information still being posted as recently as on your current November 2018 CD best rate page? Confusing! Get the old expired deals deleted, please!
Danny
Your blog is really the best.