If you’re looking for the Best 18-Month CD Rates to invest your funds in, you’re in the right spot. Below is our guide to help you find the Best 18-Month CD Rates.
Update 11/5/24: We’ve updated our list with the top for 18 month terms.
Certificate of deposits, otherwise known as CDs, will offer you one of the best & secure way to get a return on your money when you invest it with your bank/credit union of choice. The best route to take if you want to foresee the best return is with online banks.
| Alliant Credit Union 12-Month Certificate (4.30% APY) | Quontic Bank CD (Up to 4.25% APY) |
| Western Alliance Bank 3-Month CD (4.05% APY) | Western Alliance Bank 5-Month CD (3.85% APY) |
| Ponce Bank 3-Month CD (4.40% APY) | Blue Federal Credit Union 9-Month No Penalty CD (4.00% APY) |
| Rising Bank 6-Month CD (4.65% APY) | Rising Bank 12-Month CD (4.30% APY) |
| Sun Canyon Bank 11-Month CD (3.98% APY) | |
Best 18-Month CD Rates – Nationwide
| Bank | APY | Min | Max | Account Name | Review |
|---|---|---|---|---|---|
| EagleBank | 4.71% | $1,000 | --- | 18-Month CD | Review |
| All In Credit Union | 4.49% | $100K | --- | 18-Month Jumbo CD | Review |
| Grow Financial Federal Credit Union | 4.49% | $500 | --- | 12-17 Month CD | Review |
| Library Of Congress Federal Credit Union | 4.47% | $500 | --- | 12-17 Month CD | Review |
| NASA Federal Credit Union | 4.39% | $10K | --- | 15-Month Certificate | Review |
| Brilliant Bank | 4.35% | $1,000 | --- | 15 Month CD | Review |
| Limelight Bank | 4.15% | $1,000 | --- | 18 Month CD | Review |
| Colorado Federal Savings Bank | 4.05% | $5,000 | --- | 18-Month CD | Review |
| Bask Bank | 4.00% | $1K | --- | 18-Month CD | Review |
Editor’s Note: Looking for a more full, extensive list of available CD rates? see our post on the Best CD Rates. We suggest checking out the Discover CD account.
Interested in certain terms only? See below for our list of the best CD rates in the following terms:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
| Consumers Credit Union | 4.70% APY 9-Month Certificate | Review |
| Rising Bank | 4.65% APY 6-Month CD | Review |
| Service Credit Union | 4.50% APY 6-Month CD | Review |
| Ponce Bank | 4.40% APY 3-Month High Yield CD | Review |
| Alliant Credit Union | 4.30% APY 12-Month Certificate | Review |
| Live Oak Bank | 4.30% APY 12-Month CD | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Live Oak Bank | 4.30% APY 12-Month Business CD | Review |
| Rising Bank | 4.30% APY 12-Month CD | Review |
| Ponce Bank | 4.20% APY 4-Month No-Penalty CD | Review |
| Discover Bank | 4.10% APY 12-Month CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Western Alliance Bank | 4.05% APY 3-Month CD | Review |
| Sallie Mae | 4.00% APY 14-Month CD | Review |
| Blue Federal Credit Union | 4.00% APY 9-Month No Penalty CD | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| Western Alliance Bank | 3.75% APY 6-Month CD | Review |
| Southwestern National Bank | 3.65% APY 5-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| Western Alliance Bank | 3.00% APY 12-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| Southwestern National Bank | 3.00% APY 10-Month CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
Thank you what’s the best choice I should do and what’s my account number and routing number to my online account please
That Hyperion Bank 19mo. promotional CD at 5.5%Y has been discontinued, now at 1.54% for 18mos., haha
Best to deal direct with your credit union/or savings company.
Lafayette’s 1.86% 18 month CD rate expired 30 Nov 2020
Its best to go to the bank or credit unions website for accurate info.
The rates you are showing for CD Bank are way off from what they show on their website.
The CD Bank website offers lower CD rates than you are posting. Are your rates not current or is there a way to access higher rates that I am not aware of? Thanks.