Find an updated list of Truist Bank promotions, bonuses, and offers here.
Update 11/22/24: The $400 checking bonus is available through 4/30/25 and the $400 business checking offer has been extended through 3/31/25. Both the $400 personal checking bonus and $400 business checking bonus are phenomenal offers. I personally have these accounts and the ease of use and set up is a breeze. Customer service on my end has been nothing but stellar! It’s available in 17 States and DC, so if you qualify for the bonus, sign up today!
About Truist Bank Promotions
Truist is headquartered in Charlotte and is the 2nd largest bank in the state of North Carolina. It is also the 6th largest bank in the nation. It was established in 1872 and as of September of 2021, it had grown to 49,354 employees at 2,523 locations. Truist has an A+ health rating
Truist Bank $400 Checking Bonus
Truist Bank is offering you an opportunity to earn $400 checking bonus! Simply open a checking account and begin to earn and save.
- Learn More
- What you’ll get: $400 bonus
- Account Type: Checking Account
- Availability: AL, AR, GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC. (Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $0-12, avoidable
- Early Account Termination Fee: None
- Household Limit: None
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Open a new Truist One Checking account online from October 31, 2024 through April 30, 2025 using promo code AFL2425TR1400
- You must open the account online and enter the promo code to be eligible to participate in the promotion.
- Receive at least 2 qualifying Direct Deposits totaling $1,000 or more within 120 days of account opening.
- The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. Truist verification will occur one time after the qualification requirements are initially met. The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward.
- Offer Information: Open a new Truist One Checking account online from 10/31/24 through 4/30/25, receive at least 2 qualifying Direct Deposits* totaling $1,000 or more within 120 days of account opening and earn $400.
- Account must be opened online. Enrollment in the promotion is required at the time of account opening using promo code AFL2425TR1400. Please refer to the Account Opening and Enrollment section below for full instructions.
- *A qualifying Direct Deposit is an electronic credit (greater than $0.00) of your salary, pension, Social Security or other regular monthly income deposited into your new checking account by your employer or outside agency. Transfers made from one account to another, or deposits made via a branch, ATM, online transfer, mobile device, debit/prepaid card number or the mail are not eligible direct deposits.
- Offer Eligibility: Clients that are the primary account holder on an existing personal checking account with Truist or who have closed a personal checking account with Truist on or after 10/31/23 are not eligible to participate. Offer valid for Truist One Checking accounts only. Primary account holder must be 18 or older at the time of account opening. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible. Offer available only to US residents with a valid US taxpayer identification number. The qualifying checking account must be opened online and have a mailing address in: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
- Reward Processing: The reward will be deposited to the new checking account within 4 weeks after the qualification requirements have been met and verified. The new checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward. Truist verification will occur one time after the qualification requirements are initially met. Promotion is only applicable once per checking account and per client. Truist may report the value of any offer reward received to the IRS as required by law. Any applicable taxes are the responsibility of the recipient.
- Reward Forfeiture: Reward forfeiture will occur if: (1) the checking account is changed to an account type not included in this client offer, (2) the checking account is closed prior to the reward being deposited, or (3) the new checking account has a $0.00 or negative available balance at the time of qualification validation.
- Other Terms: Minimum opening deposit is $50. The offer is non-transferable, may not be combined with any other checking offers, is subject to change, and may be discontinued at any time. Truist reserves the right in our sole discretion to prohibit a reward payout to non-eligible individuals for any offers claimed through third-party websites with no affiliation or prior authorization from Truist. All promotional payouts will be processed no later than 1/31/26 at which point this promotion (and any related disbursements) will be considered final, and no further disbursements will be made.
Truist Bank $400 Business Checking Bonus
For residents, Truist Bank is offering you an opportunity to earn $400 Business Checking Bonus! Simply open a checking account and begin to earn and save. Take advantage while you can.
- What you’ll get: $400 bonus
- Account Type: Business Checking Account
- Availability: AL, AR, D.C., GA, FL, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC
- Direct Deposit Requirement: No
- Credit Inquiry: Soft pull
- ChexSystems: Yes
- Credit Card Funding: None
- Monthly Fees: $5 or $20, see below on how to waive
- Early Account Termination Fee: Bonus forfeit if closed within 180 days
- Household Limit: None
(Expires 03/31/2025)
Editor’s Note: Here’s an alternative link to the offer.
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
Waive Monthly Fees:
- Truist Dynamic Business Checking: $20 monthly fee waived with $5,000 average relationship balance
- Truist Simple Business Savings: $5 monthly fee waived with one of the following:
- $250 minimum daily balance
- $500 average monthly balance,
- One recurring pre-authorized deposit or transfer of at least $100 per monthly statement cycle.
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Open a new Simple Business Checking or Dynamic Business Checking account.
- Use promo code SB24Q4CHECKING online or in a branch between October 1, 2024 and March 31, 2025.
- Make qualifying deposits of $2,000 or more within 30 days of opening your account.
- Earn $400.
- Offer Information: Open a new Truist Simple Business Checking or Dynamic Business Checking account online, phone, or in a branch from 10/1/2024 through 3/31/2025 and earn $400 by making Qualifying Deposits* of $2,000 or more into your new account within 30 days of account opening.
- Enrollment in the promotion is required at the time of account opening using promo code SB24Q4CHECKING to be eligible for a promotion reward. Refer to the Account Opening & Promotion Enrollment section below for instructions.
- *Qualifying Deposits for new business checking accounts exclude debit card credit transactions and NSF fee refunds. Deposits can be made on a one-time basis or cumulatively over the 30 days.
- Offer Eligibility: You must be a new Truist business checking client. To be considered a new business checking client, the business cannot have an existing Truist business checking account or have closed a Truist business checking account within 180 days of the promotion start date (i.e., on or after 4/4/2024), with the same Taxpayer Identification Number (TIN), including but not limited to an Employer Identification Number (EIN). The business account holder must be 18 years or older at time of account opening. The account holder cannot be a non-resident alien. The business account holder must have a valid U.S. TIN. The account opened for this offer must have the same account ownership with matching client Taxpayer Identification Number (TINs). The business’s physical address must be located in one of the following states: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV or DC.
- Reward Processing: The reward will be deposited to the new business checking account within 4 weeks after the qualification requirements have been met and verified. The new business checking account must be open and in good standing with a balance of at least $0.01 at the time of Truist verification and until the reward is deposited to receive the reward. Only one newly opened business checking account per client is eligible to participate in this offer. Truist may report the value of any reward received to the IRS, as required by law. Any applicable taxes are the responsibility of the recipient.
- Reward Forfeiture: Reward forfeiture will occur if: (1) the business checking account is changed to an account type not included in this offer, (2) the business checking account is closed prior to the reward being deposited, or (3) the new business checking account has a $0.00 or negative available balance at the time of qualification validation.
- Other Terms: Minimum opening deposit is $100. A monthly maintenance fee is applicable for Truist Dynamic Business accounts whose combined average relationship ledger balance is less than $5,000; the monthly maintenance fee is waived for accounts with a combined average relationship ledger balance of $5,000 or more. See Truist’s Business Deposit Accounts Fee Schedule for additional information.
- The offer is non-transferable and may not be combined with any other offers. This offer is subject to change and may be discontinued at any time. All promotional payouts will be processed no later than 9/30/2025, at which point this promotion and any related disbursements will be considered final, and no further disbursements will be made.
How To Waive Monthly Fees
- Truist Dimension Checking: $20 monthly fee waived with one of the following:
- Monthly direct deposits over $3,000 or $10,000 average ledger balance
- Have a personal Truist credit card, mortgage, or consumer loan
- Have a linked Small Business checking account
- Truist Bright Checking: $12.00 monthly fee waived with one of the following:
- Monthly direct deposits over $500
- $1,500 average ledger balance
- Truist Fundamental Checking: $5.00 monthly ($3.00 in New Jersey), cannot be waived.
- Truist Money Market Account: $12 monthly fee waived by maintaining a minimum daily ledger balance7 of $1,000 or more
- Simple Business Checking: No monthly fee
- Truist Dynamic Business Checking: $20 monthly fee waived with $5,000 average relationship balance
- Community Business Checking: No monthly fee
Bottom Line
Truist Bank is offering tons of promotions like these checking bonuses. The steps to follow are easy and fast, so be sure to take advantage today while you can.
Both the $400 personal checking bonus and $400 business checking bonus are phenomenal offers. I personally have these accounts and the ease of use and set up is a breeze. Customer service on my end has been nothing but stellar!
*Compare Truist Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Axos Bank, BMO, SoFi, Fifth Third Bank, Bank of America, U.S. Bank, and more!*
both my wife and I got blocked, read declined by Truist. They are using our mailing address to go off of. she s has never had an account at truist and i open one in sept 23 as an individual only. got my bonus and then closed it out. they want me to come in.. oh I will… $1000 to make $400 in 90 days…
Anthony,
I love your site and always click your sponsored links to great success. Back in November ‘23 – I opened a persons checking account and fulfilled the requirements for the $300 bonus. I took a screen shot but can’t find it. ?. Would you happen have it archived it? I would really appreciate it as Truist is saying I did not fully comply with terms.
Thanks very much.
Need to open account now
Need that