Take advantage of Elements Financial promotions, bonuses, and offers here!
Currently, the bank is offering $250, $400, $500, $750 Checking, Wealth Management bonuses.
About Elements Financial Promotions
Elements Financial is headquartered in Indianapolis and is the 4th largest credit union in the state of Indiana. It is also the 189th largest credit union in the nation. It was established in 1976 and as of December of 2022, it had grown to 200 employees and 101,525 members at 2 locations. Elements Financial’s savings rates are 8X the national average, and it has an A health rating.
| Eligibility: Elements Financial is open to employees, students, retirees, or members of eligible Elements partners including Eli Lilly and Company, The Heritage Group, OneAmerica, Indy Chamber, College Park Church, Butler University or any one of the more than 135 select employer groups (a complete list can be found on the credit union’s website). Immediate family and household members may also join. Membership Requirements. |
Elements Financial $400 Checking Bonus
Earn a $400 bonus when you open a new checking account and meet the qualifying requirements.
- What you’ll get: $400 bonus
- Account Type: Checking
- Availability: Nationwide, branches in IN (Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: None listed
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a Basic Checking account with promo code CHECK400
- Requires a recurring minimum direct deposit of $500 or more to post to the account monthly within 60 days of account opening.
- a minimum direct deposit of $500 or more must post at least 2 times
- Cash bonus will be fulfilled as a one time, $400 taxable bonus dividend deposit into your Basic Checking account.
- Basic Checking $400 Cash Bonus Offer — Requires a recurring minimum direct deposit of $500 or more to post to the account monthly within 60 days of account opening.
- Example: If account is opened on January 25, 2024, a minimum direct deposit of $500 or more must post at least 2 times prior to March 25, 2024.
- Direct deposit is defined here as an electronic deposit of your paycheck from your employer, retirement/pension benefits, or government benefits (such as social security).
- Person to Person (P2P) payments such as Zelle© and transfers from external accounts are not considered direct deposits.
- Cash bonus will be fulfilled as a one time, $400 taxable bonus dividend deposit into your Basic Checking account.
- If the Basic Checking account is closed within six months, we reserve the right to deduct the cash bonus from your account.
- Health Savings Account and existing Elements checking accountholders not eligible. Offer subject to membership approval.
- Additional terms and conditions may apply.
- Elements reserves the right to amend or discontinue offers at any time.
- Please allow 4-6 weeks after qualifications are met for receipt of cash bonus.
- Product offers cannot be combined with other promotional offers for the same product.
- One offer per household.
- Fees may reduce earnings.
Elements Financial Up to $750 Wealth Management Bonus
Earn up to $750 bonus when you open a new wealth management account and meet the qualifying requirements.
- What you’ll get: Up to $750 bonus
- Account Type: Wealth Management
- Availability: Nationwide, branches in IN (Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: None listed
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Limited time offer)
| J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($3500 Cash) |
| M1 High-Yield Cash Account (4.25% APY) | WeBull (Free Stocks) |
How To Earn Bonus
- Earn up to a $750 Cash Bonus from Elements Financial when you invest with Elements Wealth Management
- Earn a $250 cash bonus with $100,000-$249,999 net investment
- Earn a $500 cash bonus with $250,000-$499,999 net investment
- Earn a $750 cash bonus with $500,000+ net investment
- Must keep funds invested for six months to receive bonus payout; bonus paid at that time.
- Bonus will be paid by Elements Financial to a separate non-investment account.
- Moving funds from another investment firm may be subject to a fee that neither Elements Financial nor Elements Wealth Management will reimburse.
- Elements Financial reserves the right to amend or discontinue offer at any time.
- Additional terms and conditions may apply.
- Bonus may be subject to taxes; please contact your tax advisor.
How To Waive Monthly Fee
- High Interest Checking: $5 monthly fee waived when enrolled in estatements
- Basic Checking: $5 monthly fee waived if you set up direct deposit, maintain a balance of $10,000 in your Elements accounts, or are age 50 or older or under age 25
- Student Edge Checking: No monthly fee
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Bottom Line
If you live near an Elements Financial location, you have the opportunity to earn generous bonuses. To earn these bonuses, simply open the eligible accounts and follow the procedures and the bonuses shall be granted!
Although you can earn a generous bonus from Elements Financial, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Compare Elements Financial Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, and more!
Expired. The current promotion for $200 clearly says that it’s for a credit card, but for a checking account.
I tried and it didn’t work with alternate funding like ACH from Capitol One 360 & also didn’t work from Chase. Now I lost the window.
BE”H
Hi, Thx for the post
The csr rep says that i have to be a member with elements or one of their partners. could you please check that out and reply to this post asap
Thx
Which over
Just confirmed with csr that you do NOT have to be an Indiana resident to take advantage of this offer.
$100 minimum to open account
To waive the monthly fee, don’t you just need to simply opt for e-statements?