U.S. Bank Business Checking Bonus: $400 or $900 Offer (Nationwide) – Ends 1/15/25

Earn up to a $900 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q4AFL24 and complete qualifying activities, subject to certain terms and limitations. Offer valid through January 15, 2024. Member FDIC. Complete these steps to earn the offer:

• Earn your $400 Business Checking bonus by opening a new U.S. Bank Silver Business Checking or Business Essentials (not available in all markets) account between 10/1/2024 and 1/15/2025.
  • You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.
• Earn your $900 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 10/01/2024 and 1/15/2025.
  • You must make deposit(s) of at least $30,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $30,000 until the 60th day after account opening.

Promo code Q4AFL24 MUST be used when opening a U.S. Bank Silver, Platinum, or Business Essentials (Available in AZ, NV, CO, NM, OH, IN, KY and TN) Business Checking account. Limit of one Business Checking bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.

• New money is considered money that is new to U.S. Bank. Funds must come from outside U.S Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. Checking account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.
• The business checking bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
• Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
• All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. This document can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
• Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice.

Update 11/21/24: You can currently earn an improved offer of up to $900 (previously up to $800) through 1/15/25.

Member FDIC.

U.S. Bank Up to $900 Business Checking Bonus

• What you’ll get: $400 or $900 bonus
• Account Type:
  • Silver Business Checking Package
  • Gold Business Checking Package
  • Platinum Business Checking Package
• Availability: Nationwide
• Monthly Fee: $0 to $30, waivable
• How to earn it:
  • Complete these steps to earn the offer:
  • Open a business checking account with the promo code Q4AFL24
  • Earn your $400 Business Checking bonus by opening a new U.S. Bank Silver Business Checking or Business Essentials (not available in all markets) account between 10/1/2024 and 1/15/2025.
    • You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.
  • Earn your $900 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 10/01/2024 and 1/15/2025.
    • You must make deposit(s) of at least $30,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $30,000 until the 60th day after account opening.

(Expires 01/15/2025)

How To Waive Monthly Fee

• Silver Business Checking Package:
  • $0 monthly maintenance fee
• Gold Business Checking Package:
  • Waive the $20 Monthly Maintenance Fee with a U.S. Bank Payment Solutions Merchant Account OR
  • $10,000 average collected checking balance or $25,000 average collected checking balance on interest-bearing option OR
  • $20,000 in combined average collected deposit balances or $50,000 in combined average collected deposit balance on interest-bearing option OR
  • $50,000 combined average collected business deposits and outstanding business credit balances OR
  • $75,000 in combined business deposit and outstanding business credit
• Platinum Business Checking Package:
  • Waive the $30 Monthly Maintenance Fee with $25,000 average collected checking balance OR
  • $75,000 combined average collected business deposits and outstanding business credit balances

Fine Print

• Limit of one Business Checking bonus per existing business card customer.
• A $100 minimum deposit is required to open a U.S. Bank Silver, Gold, Gold Business Checking with Interest, or Platinum Business Checking account.
• The new money deposit cannot be funds held by U.S. Bank or its affiliates.

Bottom Line

If you’re looking to open a business checking account soon, this account may be enticing on top of a bonus after meeting the requirements.

I recommend opening the Silver Business Checking account due to no monthly fees to worry about as long as you opt in for paperless statements.

For personal accounts, see our review on the latest promotions when opening a personal checking account from U.S. Bank.

If you would like to see more, see our list of the latest U.S. Bank Promotions or check out our full list of bank promotions.

For more options, see our list of the latest business bank bonuses.

Member FDIC