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The Blue Business® Plus Credit Card from American Express rewards you for business as usual. Earn 15,000 Membership Rewards points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Enjoy 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.74% – 25.74%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99% (see Rate & Fees).
Blue Business® Plus Credit Card from American Express
Simply use the points to reinvest in your business and reward your employees and clients. Choose rewards from over 500 leading brands in travel, gift cards, merchandise or entertainment. Furthermore, you get free additional cards for employees at no cost and no annual fee (see Rate & Fees).
Update 11/1/24: This is a great anchor card to keep your MR points alive. There is no annual fee to worry about, and you earn 2X up to $50K each year.
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If you are a business owner who’s looking for the right business credit card, consider this excellent business rewards card from American Express.
American Express Blue Business Plus Card
| Bonus Available | Earn 15,000 Membership Rewards points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. |
| Ongoing Rewards/Benefits | Earn 2X points on everyday business purchases with no category restrictions. On up to $50,000 in annual spending, then 1x points thereafter. |
| Foreign Transaction Fees | 2.7% (see Rate & Fees) |
| Annual Fee | $0 (see Rate & Fees) |
Redeeming Membership Rewards Points
The value of your points depends on how you use them. Using the program’s travel partners can yield the highest value. Each MR point is worth up to an average of $0.02.
When redeeming your Membership Rewards points, you can redeem the for:
| Redeem for… | Value |
| Travel via Amex or Expedia | $0.005 – $0.01 / point |
| Transfer to travel partners | Varies by partner |
| Statement credits | $0.006 / point |
| Merchandise | Varies by retailer |
| Unique experiences | Varies by venue |
| Gift cards | Varies by retailer |
| Charity donations | $0.007 / point |
The best way to use your MR Points is to transfer them to one of their travel partners. This lets you leverage your earned points for higher class flights with various airlines and routes Or for premium rooms at higher-tier hotels. With this strategy, you can get up on the average value of two cents per point.
Additional Benefits
- Purchase Protection – All eligible purchases are protected from damage or theft for up to 90 days from the day of purchase (up to $1,000 for each eligible purchase and up to $50,000 annually per cardmember account).
- Baggage Insurance Plan – In case you lose your luggage, stolen or broken into while traveling, you can receive coverage(airline ticket must be purchased with your Blue for Business card).
- Roadside Assistance 24/7 – Car trouble such as dead battery or blow your tire? You can call emergency services at any time to get assistance(you still need to pay for the service).
- Extended Warranty – Get one year of additional warranty coverage on eligible purchases.
- Return Protection – If the retailer won’t take it back, American Express will refund the amount under certain circumstances.
- Car Rental Loss & Damage – When using your card to reserve and pay for a car rental, you will be covered if the car is damaged or stolen in the U.S (This benefit is secondary to your regular auto insurance)
- Global Assist Hotline – If you are more than 100 miles away from your home, there is a number you can call for help such as legal, financial, medical, and emergency assistance.
- Travel Accident Insurance – If you use your card to purchase a ticket on a plane, train, ship, helicopter, or bus, you and your family will be protected with up to $100,000 in travel accident insurance.
A Money Saving Resource
The Blue Business® Plus Credit Card from American Express has excellent features that makes it a money saving resource. Included are helpful business benefits that can foster success.
- No Annual Fee – Not having to pay an annual fee is extremely favorable to new and small businesses. It’s refreshing for business owners not have to add another expense to a list that already seems long enough. (see Rate & Fees)
- Business Benefits – With OPEN Savings, earn an additional 2 Membership Reward points or 5% discount for every $1 spent with popular partners that include FedEx, Hertz, HP.com, 1800Flowers.com, and BN.com. OPEN Forum provides support, expert advice and insight, and also the latest in research and news on topics like leadership, laws, marketing strategy, expense management, and all things that drive business growth and success. Additional business tools include free employee cards, on-call Dedicated Business Consultants that are available to help answer questions, and RecieptMatch to help manage expenses.
- Travel & Purchase Benefits – Receive extra coverage with your card with travel and purchase benefits that include car rental loss and damage insurance, baggage insurance, travel accident insurance, roadside assistance hotline, global assist hotline, purchase protection, and extended warranty. The Blue for Business Credit Card from American Express also comes with more perks like AmEx Offers and Entertainment Access.
Bottom Line
With the ability to earn Membership Reward points for no annual fee (see Rate & Fees), the American Express Blue Business Plus Card is a solid credit card. If you’re starting out your business, this is a big advantage! You can also get exclusive benefits as an American Express cardholder. You accrue 1 point per $1 spent with no limit on the number of American Express Membership Rewards points you can earn with this card.
In summary, the Blue Business® Plus Credit Card from American Express is an excellent choice for business owners looking for a great no-fee business rewards card that lets you earn Membership Rewards® points on your purchases. Find all credit card promotions from our exclusive list!
* You can also compare the Blue Business® Plus Credit Card from American Express with other credit card bonuses! You can also take view the latest business account promotions! *
Note: If own a business and spend quite a bit to grow/maintain your business, why not be rewarded for it? I recommend checking out the Chase Ink Business Preferred card, the Chase Ink Business Cash card, or the Capital One Spark Cash Business card to earn one of the best cash back rates on your business spending! See more credit card bonus offers here.
Please visit americanexpress.com/benefitsguide for more details.
Underwritten by New Hampshire Insurance Company, an AIG Company.
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See Rate & Fees of the Blue Business Plus Credit Card from American Express.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
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