Take advantage of Cinfed Credit Union promotions, bonuses, and offers here!
Currently, the bank is offering $150 bonus when you sign up for a new checking account and meeting all the requirements.
Update 3/21/24: The $150 checking bonus offer is back through 12/31/24 with new offer code FRIENDS2024.
About Cinfed Credit Union Promotions
Cinfed Federal Credit Union is headquartered in Cincinnati and is the 10th largest credit union in the state of Ohio. It is also the 579th largest credit union in the nation. It was established in 1975 and as of March of 2023, it had grown to 124 employees and 38,533 members at 9 locations. Cinfed Federal Credit Union’s money market rates are 8X the national average, and it has an A health rating.
Eligibility: Membership in Cinfed Credit Union is open to those who in live, work, worship, or regularly conduct business in the Kentucky counties of Boone, Bracken, Gallatin, Grant, Kenton, Pendleton, or Campbell; the Ohio counties of Brown, Butler, Clermont, Dearborn, Hamilton, or Warren; or Union County in Indiana. For more information on eligibility requirements please check out their full list of membership requirements. |
Cinfed Credit Union $150 Checking Bonus
Earn a $150 bonus when you open a new checking account and meet the qualifying requirements.
- What you’ll get: $150 bonus
- Account Type: Checking
- Availability: OH, KY (Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Expires 12/31/2024)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a new checking account with a balance of $25 or more using promo code FRIENDS2024
- Enrollment in new recurring direct deposit required.
- $150 bonus will be deposited in member share account 45 days after account opening, pending account status.
- Account must be opened or submitted between 3/15/2024 – 12/31/2024.
- New members only.
- Limit one bonus payout per individual.
- Promotional code “FRIENDS2024” must be included with all applications.
- Bonus will be deposited in member share account 60 days upon account opening or loan funding, pending account status.
- Bonus will be reported on form 1099-INT.
How To Waive Monthly Fee
- Kasasa Cash Checking: No monthly maintenance fees
- Kasasa Cash Back Checking: No monthly maintenance fees
- Zoom Rewards Checking: No monthly maintenance fees
- Basic Checking: No monthly maintenance fees
- Basic Business Checking: Not listed
- Advantage Business Checking: This dividend-bearing account waives the $7 monthly fee with an average daily balance (ADB) of $2,500 or a total relationship of at least $10,000
- Premium Business Checking: This dividend-bearing account waives the $15 monthly fee with an average daily balance (ADB) of $15,000 or more or a total relationship of at least $25,000.
![]() |
![]() |
Bottom Line
If you live near a Cinfed Credit Union location, you have the opportunity to earn generous bonuses. To earn these bonuses, simply open the eligible accounts and follow the procedures and the bonuses shall be granted!
Although you can earn a generous bonus from Cinfed Credit Union, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Compare Cinfed Credit Union Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Axos Bank, PNC Bank, BMO, SoFi, and more!
I opened savings accounts for my kids and Cinfed did a hard pull credit inquiry.
For this bonus, it was a hard pull on my Experian report & I did not see credit card funding option.