Take advantage of Experian promotions, bonuses, and offers here!

Update 6/17/24: You can get a $50 bonus when you set up direct deposit. Plus, paydays get even better with paychecks hitting your account up to 2 days early.

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About Experian Smart Money Digital Checking Promotions

Introducing the Experian Smart Money Digital Checking Account, designed by credit experts. A debit card that helps you build credit.

The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. Banking services provided by CFSB, Member FDIC. Experian is a Program Manager, not a bank.

Build credit without the debt. Pay bills like your rent, utilities and streaming services with your digital checking account and they’ll find payments that could instantly raise your credit scores.

No monthly fees, no minimums. Not a fan of fees? Neither are we! So you won’t pay monthly fees, and you’re never charged for a $0 account balance.

Experian Experian Smart Money Digital Checking $50 Bonus

Earn a $50 bonus when you open a new checking account and meet the qualifying requirements.

What you’ll get: $50 bonus
Account Type: Checking
Availability: Nationwide
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystem: Unknown
Credit Card Funding: Unknown
Monthly Fees: None
Early Account Termination Fee: Not listed
Household limit: None listed

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($300 cash bonus)	BMO Smart Advantage Checking ($300 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
Fifth Third Bank Momentum® Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
KeyBank Key Smart Checking ($300 bonus)	Truist Checking ($400 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Enroll in a free membership and open a digital checking account through Experian.
To be eligible for the $50 bonus, your Experian Smart Money Digital Checking Account must be credited with at least $1,000 in direct deposits within 45 business days of opening your account, and your account must stay active and in good standing at the time the bonus is paid.

To be eligible for the $50 bonus, your Experian Smart Money™ Digital Checking Account must be credited with at least $1,000 in direct deposits within 45 business days of opening your account, and your account must stay active and in good standing at the time the bonus is paid.
The bonus will be deposited into your account within 10 business days, once earned.
Limit 1 bonus per cardholder.
Offer subject to change by Experian at any time without prior notice.
Terms and conditions apply.
See the Incentives section in the Cardholder Agreement to learn more.

How To Waive Monthly Fee

Experian Smart Money Digital Checking Account: No monthly fee

Bottom Line

Although you can earn a generous bonus from Experian, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!

Compare Experian Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, and more!