Find an updated list of Guaranty Bank promotions, bonuses, and offers here.
Update 10/31/24: The $200 personal checking and $300 business checking bonuses have been extended through 12/8/24.
About Guaranty Bank
Guaranty Bank is locally-owned and operated since 1943. The bank delivers top-notch services and products to Mississippi and the surrounding areas. Providing personalized, quality customer service and the best in banking products have been our goals from the very beginning.
Guaranty Bank $200 Checking Bonus
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: MS, TN (Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $0-$16, avoidable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires 12/08/2024)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Open a Freedom Checking, Secure Checking, Ultimate Checking, or SAM- Student Checking at any Guaranty Bank branch or online.
- Opening deposit must be in accordance with the product type.
- Keep the account open and in good standing (no NSF or OD Fees) for the first 30 days after account opening.
- Opening deposit cannot be transferred from existing Guaranty Bank accounts.
- The bonuses will be credited to your account within 4 weeks of completing the 30-day requirements and will be reported as income on Form 1099-INT.
- This offer is available on a consumer or business account level for new customers.
- Visit a branch or gbtonline.com to understand the monthly service charges that are associated with various checking products, as well as ways that the monthly charges may be eliminated based on balance.
Guaranty Bank $300 Business Checking Bonus
- What you’ll get: $300 bonus
- Account Type: Business Checking Account
- Availability: MS, TN (Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $0-$16, avoidable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires 12/08/2024)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Open a Guaranty Edge Checking, Commercial Analysis Checking or Business Checking with interest at any Guaranty Bank branch or online.
- Opening deposit must be in accordance with the product type.
- Keep the account open and in good standing (no NSF or OD Fees) for the first 30 days after account opening.
- Opening deposit cannot be transferred from existing Guaranty Bank accounts.
- The bonuses will be credited to your account within 4 weeks of completing the 30-day requirements and will be reported as income on Form 1099-INT.
- This offer is available on a consumer or business account level for new customers.
- Visit a branch or gbtonline.com to understand the monthly service charges that are associated with various checking products, as well as ways that the monthly charges may be eliminated based on balance.
Guaranty Bank $50 Referral Bonus
Guaranty Bank $50 Referral Bonus
For residents of Mississippi and Tennessee, Guaranty Bank is offering you an opportunity to earn $50 Referral Bonus! Take advantage of this amazing opportunity while you can.
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: MS, TN
- Direct Deposit Requirement: No
- Credit Inquiry: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $0-$16, avoidable
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Go to gbtonline.royalreferralcenter.com and register.
- Refer your friends to Guaranty Bank via text or email within the system.
- Earn $50 when your friend or family member opens an account and meets the qualifications.
- The person making the referral (Referrer) will earn a $50 Cash via direct deposit for each individual or business referred (Referred Person or Business) to Guaranty Bank & Trust Company (GB&T) that does not already have a GB&T checking account, registers for the offer, opens a new personal checking or business checking account and completes the other requirements within the time specified in the program.
- To make a referral, the Referrer must register for the program online at www.gbtonline.royalreferralcenter.com , agree to the Terms and Conditions, and submit a valid email address for both the Referrer and each Referred Person or Business.
- A Referrer may receive up to ten (10) direct deposits in increments of $50 ($500 value) within a calendar year, but only one Referrer may receive a cash bonus for each Referred Person or Business that fulfills the requirements (the first Referrer who enters information for a Referred Person or Business will be the eligible Referrer).
- The Referred Person or Business may only receive one incentive bonus for opening an account and completing the requirements but may also be eligible as a Referrer.
- To earn $50 cash via direct deposit, the Referred Person must register by following the link provided in the referral email or text; open a new GB&T personal or business checking account within 60 days after receiving the email or text offer through the official means of the program.
- And keep the new account open and in good standing (the account must not have any overdrafts) for at least 60 days.
How To Waive Monthly Fees
- Freedom Checking: $8 monthly fee, waivable with minimum balance of $1,000
- Secure Checking: $10 monthly fee, waivable with minimum balance of $1,000
- Ultimate Checking: $15 monthly fee, waivable with a daily balance during the monthly statement period of $25,000 or more
- SAM – Student Checking: None
- Guaranty Savings: $10 quarterly service charge if balance falls below $300
- Personal Money Market Account: $10 monthly fee, waivable with minimum balance of $2,500
- Guaranty Prime Account: $15 monthly fee, waivable with minimum balance of $15,000
- Guaranty Edge Checking: $14 monthly fee, waivable with minimum balance of $2,500
- Commercial Analysis Checking: $16 monthly fee, earnings credit allowance can be used to offset
- Civic Checking: $2 monthly fee, waivable with eStatements and minimum balance of $1,000
- Business Checking with Interest: $12 monthly fee, waivable with minimum balance of $1,000
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Bottom Line
Guaranty Bank is offering promotions like referral bonuses that you do not want to miss. The steps are easy and fast, so take advantage today.
Start cashing in your connections right now by referring a friend and family member!
*Compare Guaranty Bank & Trust Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
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