Find the latest Middlesex Federal promotions, bonuses, and offers here!

Update 4/21/24: Middlesex Federal has a $150 checking bonus with no end date.

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About Middlesex Federal Promotions

Middlesex Federal Savings, F.A. is headquartered in Somerville and is the 70th largest bank in the state of Massachusetts. It is also the 1,570th largest bank in the nation. It was established in 1890 and as of June of 2022, it had grown to 71 employees at 4 locations. Middlesex Federal Savings, F.A. has a C+ health rating.

I will review the Middlesex Federal Promotions below.

Middlesex Federal $150 Checking Bonus

What you’ll get: $150 bonus
Account Type: Checking Account
Availability: MA (Locator)
Direct Deposit Requirement: No
Credit Inquiry: Unknown
ChexSystems: Unknown
Credit Card Funding: Unknown
Monthly Fee: None
Household Limit: One
Early account termination fee: Unknown

$150 Bonus at Middlesex Federal

(Limited time offer)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($300 cash bonus)	BMO Smart Advantage Checking ($300 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
Fifth Third Bank Momentum® Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
KeyBank Key Smart Checking ($300 bonus)	Truist Checking ($400 bonus)

How to Earn Bonus

HOW TO EARN BONUSFINE PRINT

$150 Simply eFREE Online Offer:
- Open a NEW Middlesex Federal (MFS) Simply eFREE Checking online at MiddlesexFederal.com.
- Request an MFS Debit Card during the online account opening process.
- Receive your card within 3-5 business days. Make fifteen Point of Sale (non-ATM) transactions using your MFS debit card within the second through fourth statement cycle from the date of account opening, and we’ll credit your account $150 on the last day of the fourth statement cycle.
$150 In Branch Offer:
- Open a NEW Simply Free Checking (offer does not apply to Simply eFree Checking accounts opened online) at any Middlesex Federal (MFS) branch, receive an MFS instant issue debit card, and we’ll pay you a $25 to download our mobile app and another $25 to add your MFS debit card to your digital wallet.
  - Payment will be in the form of an MFS check which must be deposited upon receipt into a new MFS Simply Free Checking using MFS mobile check deposit.
- Middlesex Federal Online Banking registration and mobile app download are required.
- Make fifteen Point of Sale (non-ATM) transactions using your MFS debit card within the second through fourth statement cycle from the date of account opening, and we’ll credit your account $100 on the last day of the fourth statement cycle.

MFS ACCOUNTS AVAILABLE TO MASSACHUSETTS RESIDENTS ONLY.
Restricted to one $150 payment per account holder.
Not available to business accounts.
Subject to the IRS 1099-INT reporting.

How to Avoid Monthly Fees

Simply Free Checking: No Monthly Fee
Simply eFree Checking: No Monthly Fee
President’s Choice Checking: $1,500 average daily balance waives $10 monthly fee.
Simply Free Business Checking: No monthly fee
Easy Interest Business Checking: $5,000 average daily balance waives a $10 monthly fee.
Commercial Analysis Business Checking: Earnings credit allowance offsets the monthly fee.

Bottom Line

Middlesex Federal is now offering attractive bonuses! If you live in the area definitely take advantage of these fantastic promotions, all three trigger soft pulls and provide extensive banking expertise. Therefore I would highly recommend this deal since it will not affect your credit score!

Additionally, let us know how your experience went, as your feedbacks make our sites better!

Middlesex Federal can offer you fantastic resources to better your banking experience, however, they do not provide very competitive Savings and CD rates. Take advantage of our full list of Bank Rates and CD Rates to get the best deal for you!

Compare Middlesex Federal Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!