Here you can find the most recent Middlesex Savings Bank promotions, bonuses, and offers.
Update 8/16/24: There is a new $50 referral bonus available where the person referred can also earn a $200 checking bonus with no direct deposit requirement.
About Middlesex Savings Bank Promotions
Since the day they opened their doors 185 years ago, they have focused on meeting the changing needs of their customers and the communities they live in. As one of the largest mutually owned savings banks in the country, they have no shareholders, so they can always put their customers first.
Middlesex Savings Bank $50 Referral Bonus
- What you’ll get: $50 bonus
- Account Type: Checking Account
- Availability: MA (Branch Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None; see below
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires 06/30/2024)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Get a $50 Mastercard Reward Card when your referral registers, opens a new Middlesex Savings Bank checking account, and completes 8 debit card transactions (excluding ATM transactions) within 60 days of account opening.
- This offer is not available to customers who already have a Middlesex Savings Bank checking account (primary or joint owner).
- Once complete, your referral will earn a $200 Mastercard Reward Card. Please allow 4-6 weeks after completion of all requirements for delivery of the Mastercard Reward Card.
- Middlesex Referrer Customer: The person making the referral (Referrer) will earn a $50 Mastercard® Reward Card for each individual referred (Referred Person) to Middlesex Savings Bank who registers for the offer, opens a new Middlesex Savings Bank Freedom Blue®, Freedom Gold®, or Freedom Platinum® checking account, and completes the offer requirements stated below within the time specified in the offer. All account specific qualifications must be met in order to qualify for rewards. To make a referral, the Referrer must register for the program and share the offer with their friends, family, or coworkers.
- Maximum Reward: A Referrer may receive up to ten (10) Mastercard Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Mastercard Reward Card for each Referred Person who fulfills the requirements.
- Referred Persons: To earn a $200 Mastercard Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, open a new Middlesex Savings Bank Freedom Blue, Freedom Gold, or Freedom Platinum checking account, and complete eight (8) or more debit card purchase transactions within 60 days of account opening. ATM transactions do not qualify.
- Email Communications: The Referrer authorizes the sending of communications to each Referred Person. If the referred person has previously opted out of marketing material from Middlesex Savings Bank or ReferLive, the email may not be delivered.” Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email.
- Eligibility and Exclusions: All accounts are subject to approval. Debit transactions must post and clear within 60-days of account opening to be counted. To be eligible, the Referred Person must not have held a personal checking account at Middlesex Savings Bank within the 90 days prior to opening the new checking account regardless of whether an account was previously held individually or joint with others. This offer cannot be combined with any other offers. Must be 16 years of age or older to participate in the referral program.
- Checking Account Information: Freedom Blue®: Minimum of $1.00 to open account. Freedom Gold®: Open your account with as little as $1.00. Monthly maintenance charge of $19 is waived if your combined balances are $10,000 or more. Combined balances are average monthly balances in all deposit accounts plus all outstanding portfolio loan balances. Freedom Platinum®: Open your account with as little as $1.00. Monthly maintenance charge of $29 is waived if your combined balances are $50,000 or more. Combined balances are average monthly balances in all deposit accounts plus all outstanding portfolio loan balances. See the Consumer Fee Schedule for additional information.
- Mastercard Reward Card: Please allow 4-6 weeks after completion of all requirements for delivery of the Mastercard Reward Card. The Mastercard Reward Card will be delivered by mail to the referrer’s and referred person’s address of record at the Bank. The Mastercard Reward Cards are subject to Terms and Conditions delivered with the card. Rewards Cards may be subject to local, state, or federal taxes. Mastercard is a registered trademark of Mastercard, Inc. Mastercard is not a participant or sponsor of this promotion.
- Middlesex Savings Bank reserves the right to revoke this offer at any time. Void where prohibited.
Middlesex Savings Bank $300 Checking Bonus *No Direct Deposit Required*
Currently, Middlesex Savings Bank is offering a promotion where customers can earn a $300 checking bonus when they open a checking account and meet certain requirements.
- What you’ll get: $300 bonus
- Account Type: Freedom Checking Account
- Availability: MA (Branch Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires 06/30/2024)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn Bonus
- Open a new Freedom Checking account.
- Mention or enter offer and promo code listed at time of account opening. Promo code: FP300
- To qualify, the debit card(s) associated with the account must be used at least eight (8) times within the first sixty (60) days of account opening.
- All accounts are subject to approval.
- Middlesex Savings Bank will pay a $300 incentive to a customer for opening a new Freedom Platinum Checking account.
- To be eligible, the individual must not have held a personal checking account at Middlesex Savings Bank within the 365 days prior to opening the new checking account regardless of whether an account was previously held individually or joint with others.
- Mention or enter offer and promo code listed at time of account opening. Promo code: FP300.
- To qualify, the debit card(s) associated with the account must be used at least eight (8) times within the first sixty (60) days of account opening.
- Transactions must post and clear within the 60-day timeframe to be counted.
- ATM transactions do not qualify.
- Following verification of debit card usage for qualifying accounts, $300 will be deposited into the accompanying savings account.
- If a savings account does not exist a check will be mailed to the primary account holders mailing address on file.
- Void where prohibited.
- All accounts are subject to standard account opening processes and standards, and such standards must be met for offer to be paid.
- Offer expires 6/30/2024, however, Middlesex Savings Bank reserves the right to revoke this offer at any time.
- Limit one offer per checking account.
- Limit one offer per person. Cannot be combined with any other offers.
- Offer subject to applicable taxes. Subject to availability.
How To Waive Monthly Fees
- Freedom Blue Checking: None
- Freedom Gold Checking: $19 monthly fee waived with $10,000 combined balance in Middlesex deposit and loan accounts
- Freedom Platinum Checking: $29 monthly fee waived with combined $50,000 balance in Middlesex deposit and loan accounts
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Bottom Line
This is a unique offer from Middlesex Savings Bank where you can receive a year of free Spotify Premium. If you like Spotify, then I recommend you check out this bonus.
However, if you don’t live near a branch, you can check out other great bank bonuses, bank rates, and also CD rates found nationwide!
Compare Middlesex Savings Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated Middlesex Savings Bank promotions, bonuses and offers.
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