Find the latest P1FCU promotions, bonuses, and offers here.
P1FCU is offering a $200 bonus when they open a new checking account and meet the requirements.
About P1FCU Promotions
P1FCU is headquartered in LEWISTON and is the 2nd largest credit union in the state of Idaho. It is also the 228th largest credit union in the nation. It was established in 1938 and as of March of 2023, it had grown to 406 employees and 120,968 members at 30 locations. P1FCU’s CD rates are 5X the national average, and it has a B+ health rating.
| Eligibility: Membership in P1FCU is open to residents of the Idaho counties of Ada, Adams, Benewah, Boise, Bonner, Boundary, Canyon, Clearwater, Gem, Idaho, Kootenai, Latah, Lewis, Nez Perce, Owyhee, Payette, Shoshone, Washington, or Valley; residents of the Oregon counties of Baker, Grant, Harney, Malheur, Morrow, Umatilla, Union, or Wallowa; and residents of Washington State. See current membership info. |
P1FCU $200 Checking Bonus
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: ID, OR, WA (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown, sensitive
- Credit Card Funding: Up to $1,000
- Monthly Fees: None
- Early Account Termination Fee: Not listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Step 1: Open an Ascend Checking
- Become a member, open your free Ascend Checking, and deposit $100 when you open your account. We’ll even take care of the $35 minimum deposit.
- Step 2: Make 20 purchases of $10 or more
- Use your debit card at least 20 times on purchases of $10 or more in the first three months of having your account.
- Step 3: We’ll review your account at 90 days
- If you’ve made 20 or more purchases of at least $10 and your Ascend Checking has a minimum balance of $100 at the time of account review, you’ll earn your $200.
- Be a new member and open an Ascend checking account and fund it with $100.00 or more within five business days of account opening,
- Obtain a debit card and have at least 20 debit card transactions (ATM transactions excluded) of $10.00 or more posted to the Ascend checking account within the first 90 days of account opening.
- At the end of 90 days, the Ascend checking account must be open, have a balance of $100 or more, and be in good standing.
- A one-time deposit of $200.00 will be deposited into the member’s Ascend checking account within 45 days after the 90-day qualification period. A Share Savings account is required for membership with a minimum opening deposit of $35 that P1FCU will fund at account opening. This offer is available to members who are 18 years or older and qualify for P1FCU membership. Only one MY200 promotion per social security number/member. Eligible for 1099 reporting. Limited time offer and may be modified or withdrawn without notice. Insured by NCUA.
How to Waive Monthly Fees
- Ascend Checking: No monthly fees
- Business Non Profit Checking: $0 Monthly Maintenance Fee
- Business No Fee Checking: $0 Monthly Maintenance Fee
- Business Premium Checking: $10 Monthly Maintenance Fee
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Bottom Line
Through a wide range of features and accounts, you are able to better your financial experience. Visit your local P1FCU for more information!
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