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The Business Platinum Card® from American Express is for businesses and even independent contractors or self employed individuals (use your name as business ID and Social Security number as tax ID) who desire traveling indulgently yet efficiently.
Update 11/14/24:
- The offer has recently increased to 150,000 Membership Rewards points (from 120,000) after you meet the requirements!
- Some perks you can look forward to is the $200 airline fee credit and the $199 CLEAR Plus credit (previously $189) to help offset the annual fee! Terms apply. On top of those two benefits, there are many more!
As a welcome offer, you can earn 150,000 Membership Rewards points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
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There are outstanding luxuries and privileges that are well worth the $695 annual fee (see Rates & Fees), and those who remain loyal members who can’t imagine traveling without it. It’s all about the details and the many premium bonuses, rewards, benefits, and features that’s built in the Business Platinum Card from American Express.
You may not know this, but if you ever sell something on eBay, Craigslist, or do any freelance work, your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID on your application to apply.
With the Pay Over Time Option, you’re able to reap the benefits of a flexible payment option to help manage cash flow on purchases of $100 or more.
Terms Apply.
Business Platinum Card from American Express Card Summary
| Bonus Available | Earn 150,000 Membership Rewards points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership. |
| Ongoing Rewards/Benefits | 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com.
1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. 1X points for each dollar you spend on eligible purchases |
| Foreign Transaction Fees | None (see Rates & Fees) |
| Annual Fee | $695 (see Rates & Fees) |
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
Business Platinum Card from American Express Card Welcome Offer
Earn 150,000 Membership Rewards points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
Here are some ideas on meeting the spending requirements.
What are Membership Rewards Points Worth?
Membership Rewards points are worth an average of $0.02, this high valuation is mainly due to the potential to get great value with Membership Rewards travel partners.
Experience Luxury Hotel Benefits & Rewards
There are hosts of hotel benefits from notable hotels and resorts worldwide that will make every stay comfortable. Hotel partnerships also provide opportunities to earn rewards at renown hotel brands.
- Fine Hotels & Resorts – American Express collaborated with distinguished hotels worldwide as part of their Fine Hotels & Resorts Program. Use your Business Platinum card to book any of these hotels to enjoy amazing benefits where available like early noon check-in, room upgrade upon arrival, breakfast for two every morning, free wifi, and late 4pm checkout to name a few.
- The Hotel Collection – Book your hotel stay through American Express’s Hotel Collection and earn 5x Membership Rewards points for every $1. The lowest rate for your room is guaranteed. You can use your card and/or points to book your room. Stay 2 or more consecutive nights to receive $100 in hotel credit to spend on qualifying dining, spa, and resort activities within the property. Also receive room upgrades if available.
- Gold Status with Hotel Partners –Enjoy automatic Starwood Preferred Guest and Hilton Honors Elite Gold member statuses. Enjoy earning more reward points and extra hotel benefits. They include complimentary room upgrades and WiFi, late check out, and even free nights at Hilton properties.
American Express Business Platinum Card Concierge
Delegate your to-do list and enjoy efficiencies. Business Platinum Card Concierge offers you complimentary assistance with arranging lunch meetings, procuring concert tickets to entertain clients, booking ground transportation and more. The Business Platinum Card® from American Express provides layers of unbeatable concierge and customer service. It’s like having a personal assistant at all times.
- Platinum Card Concierge – The Platinum Card Concierge can make special things happen. Representatives can help you plan ahead with the smallest of details or fulfill last minute requests like confirming a table at the most sought after restaurant that typically requires reservations made well in advance.
- Platinum Travel Service – The Business Platinum Card is tailored around traveling and it’s only fitting that agents are available to help plan and book your trips as part as their Platinum Travel Service. You’ll receive suggestions and recommendations specifically for your trip.
- Premium Roadside Assistance – With Premium Roadside Assistance, you will always have help on the way. Receive 4 complimentary car services a year that includes towing of up to 10 miles, winching, jump starts, flat tire change, lockout service, and delivery of up to 2 gallons of fuel.
- Premium Global Assist Hotline – Get help 24/7 where ever you need it with Premium Global Assist Hotline. Even if you’re across the globe in a country that does not speak your language, you’ll have access to medical, legal, and financial help.
- Card Member Services – Also available 24/7 is Card Member Services to help with your Business Platinum Card from American Express. Representatives will be able to replace missing cards or can answer questions about your account.
Turn to Concierge anytime, day or night wherever you are. Simply call the number on the back of your Card and say “Concierge” when prompted or send your Concierge request to PlatinumRequests@concierge.americanexpress.com from the e-mail associated with your American Express account.
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Bottom Line
The Business Platinum Card® from American Express is a business card with no pre-set spending limits which gives members purchasing power that adjusts as you the you use your card among other factors. No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.
Big purchases made with your card like office equipment, travel, or even a car, for example, will return substantial rewards.
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The Business Platinum card from American Express is brimming with privileges that it exudes professionalism and always aims to impress. Review our complete list of credit card bonus promotions.
If you’re looking to open a business bank account, see our list of the latest business checking promotions.
*You can also compare this card with other card bonuses! You can also view the latest business account promotions!*
Please visit americanexpress.com/benefitsguide for more details.
Underwritten by New Hampshire Insurance Company, an AIG Company.
| PROMOTIONAL LINK | OFFER | REVIEW |
| U.S. Bank Silver Business Checking Package | $900 Cash | Review |
| U.S. Bank Gold Business Checking Package | $900 Cash | Review |
| U.S. Bank Platinum Business Checking Package | $900 Cash | Review |
| Chase Business Complete Checking® | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Axos Bank Basic Business Checking | $400 Cash | Review |
| Axos Bank Business Interest Checking | $400 Cash | Review |
| Regions Bank Business Checking | $150 Cash | Review |
| NorthOne Business Checking | $20 Credit | Review |
| Novo Business Checking | $75 Cash | Review |
| BlueVine Business Checking | 2.00% APY | Review |
See Rates & Fees of the Business Platinum Card from American Express.
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
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