Find an updated list of Altra Federal Credit Union promotions, bonuses, and offers here.
Update 7/23/24: There is now a $300 checking bonus added to the list good through 7/26/24.
About Altra Federal Credit Union Promotions
Altra Federal Credit Union is found in Colorado, Minnesota, New Jersey, Tennessee, Texas, and Wisconsin. It is the 191st largest credit union in the nation. This credit union was established in 1934 and has over 105,000 members at 17 locations.
| Eligibility: Altra Federal Credit Union offers its services if you work, live, worship, or attend school in certain counties. Be sure to visit their membership page for additional information to see if you are eligible to join their credit union. |
I’ll review the Altra Federal Credit Union Promotions below.
Altra Federal Credit Union $300 Checking Bonus
- What you’ll get: $300 bonus
- Account Type: A+ Checking or A+ Platinum Account
- Availability: In-Branch Only, CO, MN, NJ, TN, TX, WI. (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None Listed
- Household Limit: None
(Expires 07/26/2024)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How to Earn Bonus
EARN THE BONUSFINE PRINT
- Open an A+ Checking or A+ Platinum Account using promo code: CHK_A+300
- Open to new and existing members who open a new A+ account in person in branch between July 22 – July 26, 2024.
- Must make an initial minimum of 10 Altra card transactions with in 30 days of account opening.
- Not eligible to current checking account holders including A+ Checking, A+ Platinum, Free Checking, and Live Your Life Spend Account.
- $300 cash bonus available for new and existing Altra members who open a new A+ Platinum or A+ Checking account in person in a branch July 22 – July 26, 2024.
- Not eligible to current checking account holders including A+ Checking, A+ Platinum, Free Checking, and Live Your Life Spend Account.
- Offer void if any Altra checking account or Altra membership has been closed within the last 6 months.
- To receive offer, initial minimum ten (10) Altra debit card transactions must be posted within thirty (30) days of account opening.
- ATM transactions do not qualify; Only debit card transactions processed by merchants and received by Altra as Point of Sale (POS) transactions count towards qualifying debit card transactions.
- $300 will be deposited into new checking account within 60 business days of initial ten (10) debit card transactions posted.
- A+ Checking or A+ Platinum account per member; one offer per member.
- Must reference promo code: CHK_A+300.
- Available for personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts.
- Offer valid for members age 16 and older.
- A parent must co-sign if under age 18.
- For tax purposes, cash bonus may be reported as dividends.
- Membership eligibility required.
- Limited time offer.
- Cannot be combined with any other checking bonus.
- Contact Altra for complete details.
Altra Federal Credit Union $250 Business Checking Bonus
- What you’ll get: $250 bonus
- Account Type: Business Advantage or Business Edge account
- Availability: CO, MN, NJ, TN, TX, WI (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $10-$15; waivable
- Early Account Termination Fee: None Listed
- Household Limit: None
(Limited time offer)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How to Earn Bonus
EARN THE BONUSFINE PRINT
- To receive offer, you must complete the following requirements within the first sixty (60) days of account opening:
- 1) Make a minimum of $2,500 in qualifying deposits (new money; funds not currently on deposit at Altra, and
- 2) Make a minimum of twenty (20) purchases with your Altra Visa Business Debit Card ($10.00 minimum purchase per transaction required).
- $250 will be deposited into new Business Checking account within 30 business days of completing requirements.
- PROMO CODE: CHK_$250BUSINESS
- $250 cash bonus available for new Altra Business members who open a new Business Advantage or Business Edge Checking account in person at any Altra Branch location; Offer void for existing Altra Business members or Altra members if Altra membership has been closed within the last 6 months.
- To receive offer, you must complete the following requirements within the first sixty (60) days of account opening: 1) Make a minimum of $2,500 in qualifying deposits (new money; funds not currently on deposit at Altra, and 2) Make a minimum of twenty (20) purchases with your Altra Visa Business Debit Card ($10.00 minimum purchase per transaction required).
- $250 will be deposited into new Business Checking account within 30 business days of completing requirements.
- If all requirements are not completed and/or posted within the first 60 days of account opening, cash bonus will not be deposited.
- The first sixty (60) days of account opening means the full 60 days beginning on the 1st day and up to the 60th calendar day at 2 pm CST.
- One Business Checking account per business member; one offer per business member.
- Available for business accounts only; not available for personal or Guardianship, Rep Payee, or UTMA accounts.
- Offer valid for members ages 18 and older. For tax purposes, cash bonus may be reported as dividends.
- Membership eligibility required.
- Limited time offer.
- Cannot be combined with any other checking bonus.
- Contact Altra for complete details.
Altra Federal Credit Union $150 Checking Bonus *RPSD*
Altra Federal Credit Union is offering a $150 bonus when you open a new qualifying checking account.
- What you’ll get: $150 bonus
- Account Type: A+ Checking or A+ Platinum Account
- Availability: CO, MN, NJ, TN, TX, WI (Bank Locator)
- Rochester Public School District (MN)
- Direct Deposit Requirement: No (see what works)
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None Listed
- Household Limit: None
(Expires 05/31/2025)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How to Earn Bonus
EARN THE BONUSFINE PRINT
- Simply open one of the checking accounts using promo code: RPSD_A+150
- To receive offer, initial minimum ten (10) Altra debit card transactions must be posted within thirty (30) days of account opening. ATM transactions do not qualify; Only debit card transactions processed by merchants and received by Altra as Point of Sale (POS) transactions count towards qualifying debit card transactions.
- $150 will be deposited into new checking account within 30 business days of initial ten (10) debit card transactions posted.
- $150 cash bonus available for new Altra members who open a new Altra membership and an A+ Platinum or A+ Checking account in person or online; Must be a Rochester Public School District Employee w/employee badge.
- Offer void for current Altra members or if Altra membership has been closed within the last 30 days.
- Offer void for current Altra members or if Altra membership has been closed within the last 30 days.
- To receive offer, initial minimum ten (10) Altra debit card transactions must be posted within thirty (30) days of account opening. ATM transactions do not qualify; Only debit card transactions processed by merchants and received by Altra as Point of Sale (POS) transactions count towards qualifying debit card transactions.
- $150 will be deposited into new checking account within 30 business days of initial ten (10) debit card transactions posted.
- One A+ Checking or A+ Platinum account per member; one offer per member; personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts.
- Offer valid for members age 16 and older.
- A parent must co-sign if under age 18.For tax purposes, cash bonus may be reported as dividends.
- Promo code must be entered at time of account opening.
- Membership eligibility required.
- Limited time offer.
- Cannot be combined with any other checking bonus.
- Contact Altra for complete details.
Altra Federal Credit Union $150 Checking Bonus (Saint Mary’s University)
Altra Federal Credit Union $150 Checking Bonus
Altra Federal Credit Union is offering a $150 bonus when you open a new qualifying checking account.
- What you’ll get: $150 bonus
- Account Type: A+ Checking or A+ Platinum Account
- Availability: CO, MN, NJ, TN, TX, WI (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None
(Offer Expires 5/31/2024)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How to Earn Bonus
RECEIVE THE BONUSFINE PRINT
- Open a FREE A+ account. Use promo code SMU_A+150
- To receive offer, initial minimum ten (10) Altra debit card transactions must be posted within thirty (30) days of account opening.
- $150 will be deposited into new checking account within 30 business days of initial ten (10) debit card transactions posted.
- $150 cash bonus available for new Altra members who open a new Altra membership and an A+ Platinum or A+ Checking account in person or online; Must be a Saint Mary’s University of Minnesota Employee w/employee ?badge.
- Offer void for current Altra members or if Altra membership has been closed within the last 30 days.
- To receive offer, initial minimum ten (10) Altra debit card transactions must be posted within thirty (30) days of account opening.
- ATM transactions do not qualify; Only debit card transactions processed by merchants and received by Altra as Point of Sale (POS) transactions count towards qualifying debit card transactions.
- $150 will be deposited into new checking account within 30 business days of initial ten (10) debit card transactions posted.
- One A+ Checking or A+ Platinum account per member; one offer per member; personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts. Offer valid for members age 16 and older.
- A parent must co-sign if under age 18.For tax purposes, cash bonus may be reported as dividends.
- Promo code must be entered at time of account opening. Membership eligibility required.
- Limited time offer.
- Cannot be combined with any other checking bonus.
- Contact Altra for complete details.
Altra Federal Credit Union $100 Checking Bonus
Earn a $100 bonus at Altra FCU!
Altra Federal Credit Union is offering a $100 bonus when you open a new qualifying checking account.
- What you’ll get: $100 bonus
- Account Type: A+ Checking or A+ Platinum Account
- Availability: CO, MN, NJ, TN, TX, WI (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: One
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How to Earn Bonus
RECEIVE THE BONUSFINE PRINT
- Open a new A+ checking or A+ Platinum account using promo code A+100 and meet the following requirements:
- 1) Receive your monthly eStatement at a valid email address;
- 2) Log in required through Altra.org or the Altra mobile app at least once per cycle.
- 3) Have one direct deposit of at least $50 into your A + Checking account per cycle; and
- 4) Have ten (10) purchases with your Altra Visa Debit card each cycle.receive a direct deposit.
- To receive offer, initial minimum direct deposit is required within 30 days of account opening:
- A+ Checking $50 minimum required; A+ Platinum $250 minimum required.
- $100 will be deposited into new checking account within 30 business days of initial direct deposit.
- One A+ Checking or A+ Platinum account per member; one offer per member; personal accounts only.
- Offer void if Altra member has an existing Altra Checking account or an Altra Checking that was closed within the last 30 days.
- For tax purposes, cash bonus may be reported as dividends. Membership eligibility required.
- Limited time offer.
- To qualify you must 1) Receive your monthly eStatement at a valid email address; 2) Log in required through Altra.org or the Altra mobile app at least once per cycle. Aggregation services such as Quicken or Mint will not count as a valid login. Must be using Altra mobile app version 1.2018 or greater. For security purposes, they recommend using the most recent version of the mobile app available; 3) Have one direct deposit of at least $50 into your A + Checking account per cycle; and 4) Have ten (10) purchases with your Altra Visa Debit card each cycle.
Altra Federal Credit Union $50 Checking Bonus
Altra Federal Credit Union is offering a $50 bonus when you open a new qualifying checking account with Direct Deposit.
- What you’ll get: $100 bonus
- Account Type: A+ Checking or A+ Platinum Account
- Availability: CO, MN, NJ, TN, TX, WI (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: One
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How to Earn Bonus
RECEIVE THE BONUSFINE PRINT
- Open a new A+ checking or A+ Platinum account using promo code GA$50CHECKING
- To receive offer, initial minimum direct deposit is required within sixty (60) days of account opening:
- A+ Checking $50 minimum required
- A+ Platinum $250 minimum required.
- $50 Checking Bonus: $50 cash bonus valid for Altra members only who open a new A+ Checking or A+ Platinum with direct deposit, in person or online; Offer void if Altra membership has been closed within the last 30 days.
- To receive offer, initial minimum direct deposit is required within sixty (60) days of account opening: A+ Checking $50 minimum required; A+ Platinum $250 minimum required.
- $100 will be deposited into new checking account within 30 business days of initial direct deposit.
- One A+ Checking or A+ Platinum account per member; one offer per member.
- Available for personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts.
- For tax purposes, cash bonus may be reported as dividends.
- Membership eligibility required. Limited time offer. Cannot be combined with any other checking bonus. Please contact Altra for complete details.
How to Waive Monthly Fees
- Free Checking: No monthly fees
- A+ Platinum: No monthly fees
- A+ Checking: No monthly fees
- Live Your Life Spend Account: No monthly fees
- Business Advantage: $10 monthly fee waived with $500+ Daily Average Balance
- Business Edge: $15 monthly fee waived with $5,000+ Daily Average Balance
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Bottom Line
These are all the current Altra Federal Credit Union promotions. Therefore be sure to mention the unique promo codes for each account and meet all the requirements. However, if you are just looking for nice signup bonuses, there are better promotions out there.
Please comment below if you have experience banking with Altra Federal Credit Union.
Altra Federal Credit Union has decent rates for CDs and Savings. However, you may want to compare them to our full list of Bank Rates and CD Rates.
*Compare Altra Federal Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citibank, and more!*
*Check back at this page for updated Altra Federal Credit Union promotions, bonuses and offers.
What counts as direct deposit ? Is this legit ?