Read on to learn more about American Commerce Bank promotions, bonuses and offers here.
Update 7/17/24: There’s currently a lucrative up to $900 checking and savings bonus though 8/28/24.
About American Commerce Bank Promotions
American Commerce Bank is hardhearted in Bremen, Georgia and was established in 2004. Since then they have grown to 3 locations, offer money market rates that are 5X the national average, and they boast an A+ health rating. If you are interested in a different banking experience, you can see all nationwide bank bonuses for more suitable offers.
While they have generous bonuses, American Commerce Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
I’ll review the offers below.
American Commerce Bank $900 Checking & Savings Bonus
- What you’ll get: $900 bonus
- Account Type: Checking & Savings
- Availability: FL, GA (Bank Locator)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: None
- Direct Deposit Requirement: Yes (see what works)
- Monthly Fee: See below on how to waive
- Household Limit: None
- Closing Account Fee: Check with CSR for more information
(Expires 08/28/2024)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
EARN THE BONUSFINE PRINT
- $300 Rewards Checking Bonus
- To earn this reward, within 90 days of account opening:
- Establish online banking
- Enroll in online statements
- Post three direct deposits of $500 or more and maintain a $500 minimum daily balance for the first 90 days
- If conditions are met within 90 days of account opening, $300 will be deposited into your account within 15 days
- To earn this reward, within 90 days of account opening:
- $400 Rewards High-Yield Savings Bonus
- To earn reward, within 90 days of account opening:
- Establish online banking
- Enroll in online statements
- Maintain a daily balance of at least $25,000 for the first 90 days
- If conditions are met within 90 days of account opening, $400 will be deposited into your account within 15 days
- To earn reward, within 90 days of account opening:
- Receive the additional $200 reward (for a total of $900) when both accounts are opened at the same time and requirements for both accounts are met within 90 days of opening.
- Minimum balance to open is $500 for checking account, $25,000 for High Yield Savings.
- Checking offer is not available to existing American Commerce Bank checking customers.
- High Yield Savings offer is not available to existing American Commerce Bank savings or money market customers.
- Neither offer is available to those whose accounts have been closed within 120 days or closed with a negative balance within the last 3 years.
- Accounts must be opened at the same time, remain open and meet minimum requirements to receive maximum rewards.
- Rate may change after account is opened. Fees could reduce earnings on the account.
- One checking account and one high yield savings account per new customer will qualify for the maximum reward.
- Offer expires 8/28/24.
American Commerce Bank $100 Personal Checking Bonus (Expired)
- What you’ll get: $100 bonus
- Account Type: Personal Checking
- Availability: FL, GA (Bank Locator)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: None
- Direct Deposit Requirement: Yes
- Monthly Fee: See below
- Household Limit: None
- Closing Account Fee: Check with CSR for more information
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
EARN THE BONUSFINE PRINT
- American Commerce Bank is offering a bonus of $100 when you open a new business checking account and complete the following requirements:
- Fund with a minimum of $250
- Make five transactions of any type within 30 days of account opening
- Accounts must be fund with the minimum $100 requirement and standard account pricing applies
- If any monthly service fees have been waive, account will not qualify for the $100 bonus
- Accounts require new money to American Commerce Bank
- Five transactions of any type (ie, deposits, withdrawals, etc) must be made within 30 days of account opening
- Maximum number of accounts eligible is 5 ($500 total payout)
- Accounts that meet these qualifications will receive the $100 bonus
American Commerce Bank $100 Business Checking Bonus (Expired)
- What you’ll get: $100 bonus
- Account Type: Business Checking
- Availability: FL, GA
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Opening Deposit: $25
- Credit Card Funding: None
- Direct Deposit Requirement: Yes
- Monthly Fee: $10
- Household Limit: None
- Closing Account Fee: Check with CSR for more information
(Limited time offer)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How To Earn Bonus
EARN THE BONUSFINE PRINT
- American Commerce Bank is offering a bonus of $100 when you open a new business checking account and complete the following requirements:
- Fund with a minimum of $250
- Make five transactions of any type within 30 days of account opening
- Accounts must be fund with the minimum $250 requirement and standard account pricing applies
- If any monthly service fees have been waive, account will not qualify for the $100 bonus
- Accounts require new money to American Commerce Bank
- Five transactions of any type (ie, deposits, withdrawals, etc) must be made within 30 days of account opening
- Maximum number of accounts eligible is 5 ($500 total payout)
- Accounts that meet these qualifications will receive the $100 bonus
- The bonus earn on interest-bearing Business Checking accounts may be reportable to the IRS
How To Avoid Waive Fees
- Direct Checking: No monthly maintenance fee as long as you have at least one monthly direct deposit to your account.
- Personal Savings Account: Minimum daily balance of $100 required to avoid a $5 monthly maintenance fee.
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Bottom Line
American Commerce Bank offers great $100 bonuses with fantastic account features. With tools like their online banking means that you can monitor all the banking activity. However, if you would like to open an account, be sure to act soon!
*Compare American Commerce Bank Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
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*Check back at this page for American Commerce Bank promotions, bonuses and offers.
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