Take a look at the most recent Bank Independent promotions, bonuses, and offers here.
Currently, they are offering a $200 bonus as well as referring a friend for a bonus up to $500.
About Bank Independent Promotions
Bank Independent’s roots run deep in the Northwest Alabama area, and like the eighteen communities they serve, their heritage is rich and steeped in tradition.
We will review the current Bank Independent promotions below.
Bank Independent $200 Checking Bonus
When you open a new checking account and meet the requirements, you can earn a $200 bonus from Bank Independent.
- What you’ll get: $200 bonus
- Account Type: Personal or business checking account
- Availability: AL (Bank Locator)
- Direct Deposit Requirement: Yes, two direct deposits (see what works)
- Credit Inquiry: Soft Pull or Hard Pull?
- ChexSystems: Unknown, Let us know
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: One
(No expiration date)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
- Open a personal or business checking account
- Have at least two recurring ACH direct deposits posted to your new personal or business checking account within 60 days of account opening
- Maintain the account in good standing for 60 days from account opening
- One per customer or household.
- To earn the $200 bonus, you have at least two recurring ACH direct deposits posted to your new personal or business checking account within 60 days of account opening.
- To receive the bonus, code should be given to relationship banker at account opening or entered into appropriate field if opened online.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Bank Independent $50 Referral Bonus
Earn a $50 bonus for each new member you refer.
You can earn up to $500 when you refer new members to open a personal or business checking account.
- What you’ll get: $50 bonus
- Account Type: Personal or Business Checking
- Availability: AL
(No expiration date listed)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
Referred Person: To earn a $50 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, open a new Bank Independent personal checking account AND fulfill the following requirements within 60 days of account opening:
- Complete one (1) or more direct deposits of at least $500, OR
- Complete fifteen (15) or more debit card transactions (excluding ATM withdrawals)
Referred Business: To earn a $150 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, open a new Bank Independent business checking account AND fulfill the following requirements within 60 days of account opening:
- Complete five (5) or more business debit card transactions (excluding ATM withdrawals), AND
- Enroll in online banking
- A Referrer may receive up to ten (10) Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person or Business that fulfills the requirements (the first Referrer who enters information for a Referred Person or Business will be the eligible Referrer).
- The Referred Person or Business may only receive one Reward Card for opening an account and completing the requirements but may also be eligible as a Referrer.
- Referrals made via social media will be credited to the person (Referrer) who initially posts the link to the social media site, even if the post is shared multiple times by different users.
How To Waive Monthly Fees
- Premier Checking: $12 monthly fee, waivable if you maintain a combined deposit/loan balance‡ of $25,000 or more.
- Essential Checking: $7 monthly fee, waivable with direct deposits totaling $500 or more per statement cycle OR A maintained minimum $1,500 account balance OR At least 15 non-ATM posted BI Debit Card transactions within a statement cycle.
- Basic Checking: None
- Savings: $6 per quarter, waivable if the minimum balance of $100 in a quarter is maintained.
- Premier Money Market: $14.95 monthly fee, waivable if the minimum balance of $10,000 in a month is maintained or the account is no longer enrolled to receive a monthly incoming transfer of at least $1 from another Bank Independent account
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Bottom Line
Be sure to take advantage of these attractive promotions at Bank Independent while they last! These are great offers where you can earn a $200 bonus and up to a $500 bonus when you meet some easy requirements.
Their vision is to be the bank of choice in the communities they serve by offering great bank bonuses, CD rates and bank rates.
Compare Bank Independent Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back on this page for updated Bank Independent promotions, bonuses, and offers.
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