Check out the most recent Banterra Bank promotions, bonuses, and offers here.
Update 6/21/24: The $100 student checking and $250 checking bonus is back through 10/31/24.
About Banterra Bank Promotions
Banterra Bank has been serving customers since 1975, providing local-style service from day one with great bank bonuses, CD rates and bank rates. Their mission is to be a strong regional community bank delivering financial services that provides long-term value to its customers, employees and shareholders.
We will review the current Banterra Bank promotions below.
I’ll review the Banterra Bank Promotions below.
Banterra Bank $250 Checking Bonus
- What you get: $250 bonus
- Account Type: Saluki Interest Checking or Saluki Student
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Opening Deposit: $100 minimum
- Credit Card Funding: Unknown. Let us know.
- Direct Deposit Requirement: Yes (see what works)
- Monthly Fee: $10; waivable
- Closing Account Fee: If your checking account is closed within six months after opening, the bonus amount you received for that account will be deducted at closing.
(Expires 10/31/2024)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a Saluki Interest Checking account.
- To receive $250 bonus, one direct deposit must post to your account by October 31, 2024; direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government and must be $250 or higher.
- Bonus will be credited to your account within your statement cycle following your first direct deposit and will be reported as income on Form 1099-INT.
- Limit one bonus per customer for either a Saluki Interest or Saluki Student Checking (not both). Accounts must be opened by October 31, 2024 to receive bonus offer. Cannot be combined with other checking offers. Bonus offer is not available to existing Banterra checking customers or previous customers whose accounts have been closed within the last 90 days or closed with a negative balance. Must be 18 years or older and agree to maintain account in good standing for a minimum of six months. Subject to bank approval. Employees are not eligible for this offer. Effect Of Closing Account: If your Saluki Interest Checking account or Saluki Student Checking account is closed within six months after opening, the bonus amount you received for that account will be deducted at closing.
- When you open a Saluki Interest Checking account, June 17, 2024 through October 31, 2024, receive a $250 bonus. To receive $250 bonus, one direct deposit must post to your account by October 31, 2024; direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government and must be $250 or higher. Bonus will be credited to your account within your statement cycle following your first direct deposit and will be reported as income on Form 1099-INT. Minimum deposit of $100 is required to open account. Tiered Interest: $1,000 minimum balance in the account each day to earn interest. Interest tiers include $1,000 – $9,999; $10,000 – $24,999.99, and $25,000 plus. If one of the following items are maintained, a monthly fee of $10 will not be charged: (1) $2,500 minimum daily balance in this account; (2) $5,000 combined average balance in this account, identified checking, savings & money markets, or minimum balance in Certificate of Deposit (CD) and/or IRAs. The CD minimum balance equals the current balance at the beginning of each statement period; (3) A monthly direct deposit of at least $200 or higher is deposited to this account. Direct deposit needs to be an electronic deposit of your paycheck, pension, or government benefits (i.e., Social Security) from your employer or the government.
Banterra Bank $100 Student Checking Bonus
- What you get: $100 bonus
- Account Type: Checking Account
- Availability: IL (Bank Locator)
- Credit Inquiry: Unknown
- Opening Deposit: $100 minimum
- Credit Card Funding: Unknown
- Direct Deposit Requirement: No
- Monthly Fee: None
- Closing Account Fee: If your checking account is closed within six months after opening, the bonus amount you received for that account will be deducted at closing.
(Expires 10/31/2024)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a Saluki Student Checking account.
- To receive $100 bonus, complete eight (8) Banterra-Saluki Visa Debit Card transactions within the first statement cycle of account opening.
- Bonus will be credited to your account in the statement cycle following this completion and will be reported as income on Form 1099-INT.
- Limit one bonus per customer for either a Saluki Interest or Saluki Student Checking (not both). Accounts must be opened by October 31, 2024 to receive bonus offer. Cannot be combined with other checking offers. Bonus offer is not available to existing Banterra checking customers or previous customers whose accounts have been closed within the last 90 days or closed with a negative balance. Must be 18 years or older and agree to maintain account in good standing for a minimum of six months. Subject to bank approval. Employees are not eligible for this offer. Effect Of Closing Account: If your Saluki Interest Checking account or Saluki Student Checking account is closed within six months after opening, the bonus amount you received for that account will be deducted at closing.
- When you open a Saluki Student Checking account, June 17, 2024 through October 31, 2024, receive a $100 bonus. To receive $100 bonus, complete eight (8) Banterra-Saluki Visa Debit Card transactions within the first statement cycle of account opening. Bonus will be credited to your account in the statement cycle following this completion and will be reported as income on Form 1099-INT. Minimum deposit of $25 is required to open account. This account is only available to customers 25 years or younger. At age 26, this account will be converted to Saluki Interest Checking and must meet the normal criteria to avoid a monthly fee.
How To Avoid Monthly Fees
- Banterra Green Checking: Option of no monthly fee ($5 monthly fee can be avoided by doing one of the following):
- $500 daily balance is maintained.
- A combined average balance of $2,500 is maintained with identified checking, savings, money market, or minimum daily balance in CDs and/or IRAs.
- Two (2) direct deposits are made per statement cycle.
- Eight (8) Banterra Visa® Debit Card purchases are made per statement cycle.
- Account holder is military. (with proof of military status)
- Account holder is a student. (age 24 or younger with proof of student status)
- Primary or secondary account holder is age 60 or over.
- Banterra SmartChoice Checking: $5 monthly fee
- Banterra InterestPlus Checking: Option of no monthly fee ($15 monthly fee can be avoided by doing one of the following):
- $5,000 daily balance is maintained in your checking account.
- $20,000 combined average balance in this account, identified checking, savings and money markets or minimum balance in Certificate of Deposit (CD) minimum balance equals the current balance at the beginning of each statement period.
- Saluki Interest Checking: If one of the following items are maintained, a monthly fee of $10 will not be charged: (1)$2,500 minimum daily balance in this account; (2) $5,000 combined average balance in this account, identified checking, savings & money markets, or minimum balance in certificate of deposit (CD) and/or IRAs. The CD minimum balance equals the current balance at the beginning of each statement period; (3) A monthly direct deposit of at least $200 or higher is deposited to this account. Direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government and must be $200 or higher.
- Saluki Student Checking: No Monthly Fee
- Banterra Free Business Checking: No Monthly Fee
- Banterra Basic Business Checking: No fee if a $1,500 minimum daily balance or $3,000 average monthly balance is maintained; otherwise, $7.50 monthly fee
- Banterra Premium Business Checking: No fee if $2,500 minimum daily balance or $7,500 average monthly balance is maintained; otherwise $10 monthly fee
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Bottom Line
Lastly, if you live near a Banterra Bank branch, I recommend checking out this very generous bonus of $250! Additionally, if you sign up today, you will receive a wide range of features and services. Furthermore, you will receive one of the best promotions on the market.
However, do note that we do not know the credit inquiry, so contact your CSR for more information.
Lastly, feel free comment below and let us know about how it went. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Check back on this page for updated Banterra Bank promotions, bonuses, and offers.
$250 bonus is expired 16 months ago.