Find the most up-to-date Bar Harbor Bank & Trust promotions, bonuses, and offers here.
Update 11/5/24: The $200 checking offers have been extended through 12/31/24. The $100 referral bonus is still alive and well. Feel free to leave a comment to refer our readers.
About Bar Harbor Bank & Trust Promotions
Bar Harbor Bank & Trust has been serving your banking needs since 1887. This bank is a true community bank offering a full range of financial services for individuals, families, businesses, and non-profit organizations.
I’ll review the Bar Harbor Bank & Trust offers below.
Bar Harbor Bank & Trust $200 Checking Bonus
Earn a $200 bonus at Bar Harbor Bank & Trust!
Bar Harbor Bank & Trust is offering a $200 bonus when you open a qualifying checking account and meet certain requirements.
- What you’ll get: $200 bonus
- Account Type: Checking Account
- Availability: ME, NH, VT (Bank Locator)
- Direct Deposit Requirement: Yes, $250+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None/avoidable
- Early Termination Fee: $10 if closed within one year
- Household Limit: One
(Expires 12/31/2024)
Editor’s Note: There is an alternative link for the same $200 bonus.
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open your account online. Enter the offer code C11124A02000000 when prompted to sign up to get your $200 bonus.
- Open your account online by December 31, 2024, and have a $250 direct deposit into the account by February 28, 2025.
- Once you complete steps 1 and 2, you will receive a $200* bonus on or about March 15, 2025.
- This offer cannot be combined with any other offers. Offer cannot be transferred.
- Only one offer per household. In order to be eligible to receive $200 you must present the original postcard/coupon containing your unique offer code at account opening if opening account at a branch, or visit www.barharbor.bank/cashbonus to get an offer code and enter that offer code when opening account online.
- Open a new Simple Checking account by 12/31/24 ($25 minimum opening deposit) or another Bar Harbor Bank & Trust consumer checking account and have at least one direct deposit of $250 or more deposited into the account before 2/28/25 to receive the bonus.
- Simple Checking is a non-interest bearing account.
- Eligible direct deposits include deposits made by your employer, corporations, federal/state government agencies, or a retirement benefits administrator.
- It does not include deposits that are made to your account by an individual using online banking or an internet payment provider such as PayPal.
- Deposits made with a teller or ATM are not considered direct deposit.
- Bonuses will be credited to eligible accounts on or about 11/15/24, accounts need to be open and in good standing on that date in order to receive the bonus.
- The bonus is considered interest and will be reported to the IRS on form 1099-MISC.
- Offer available to those who have not had a consumer checking account with Bar Harbor Bank & Trust within the last 15 months.
- Customers must be a resident of Maine, New Hampshire, or Vermont to participate.
- Customers are only eligible to participate in an account opening promotion once.
- Employees of Bar Harbor Bank & Trust not eligible.
- Member FDIC.
- Fees could reduce earnings.
- See Deposit Account and Fee Schedule for additional fees and conditions.
- This card is issued by Bar Harbor Bank & Trust pursuant to license by Mastercard International Incorporated.
Bar Harbor Bank & Trust $100 Referral Bonus
Bar Harbor Bank & Trust is offering a $100 bonus when you refer friends and family to open a qualifying checking account and meet certain requirements.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: ME, NH, VT (Bank Locator)
- Direct Deposit Requirement: Yes, $250+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None/avoidable
- Early Termination Fee: $10 if closed within one year
- Household Limit: One
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Bar Harbor Bank & Trust checking account within 30 days of getting referred.
- Make a qualifying deposit(s):
- For personal accounts: Have a direct deposit of $250 or more into the account within 90 days of account opening.
- For business accounts: make deposits totaling $2,500 or more into the account within 90 days of account opening.
- Once steps 1 and 2 are complete, we will send both you and your friend $100.
- The Referral. Any Bar Harbor Bank & Trust (“The Company”) customer (a “Referrer”) residing in ME, NH or VT who has registered for the Refer-a-Friend program can make a referral by providing the email address of a friend at https://refer.barharbor.bank. By providing the email address, the Referrer authorizes Bar Harbor Bank & Trust to send an email on the Referrer’s behalf to the individual or business (a “Referred Person” or “Referred Business”) inviting them to switch to Bar Harbor Bank & Trust. If the Referred Person or Referred Business earns a Reward Card, the Referrer will receive a $100 Reward Card for the referral.
- Eligibility and Exclusions. You must be a legal resident of Maine, New Hampshire, or Vermont and at least 18 years old to participate in the Bar Harbor Bank & Trust Refer a Friend program and use the Site. Referrer must be a Bar Harbor Bank & Trust customer with a current Bar Harbor Bank & Trust checking account. Employees of Bar Harbor Bank & Trust, or affiliates are not eligible. Bar Harbor Bank & Trust may report the value of the bonus to the IRS; a 1099 may be issued. If ineligible for any reason, no notice or reward will be provided. Offer subject to change without notice — including special offers. This offer cannot be combined with any other offers.
- Reward Cards. If a valid referral is made, the Referrer and Referred Friend will each receive a $100 stored value card sent virtually to the emails provided during the referral process. Restrictions may apply. Rewards are subject to verification. The Company may delay a reward for the purposes of investigation. The Company may also refuse to verify and process any transaction for any reason.
- Maximum Reward. Participants can receive up to $500 per calendar year in referral rewards (5 successful referrals per year). If one recipient receives more than one referral, only the first Referrer to send a referral (according to Bar Harbor Bank & Trust’s records) may receive a reward. The Referred Person or Referred Business may only receive one reward for accepting a referral but can receive rewards as a Referrer for making other referrals. This offer may not be combined with other offers and may end or be changed without notice.
- Status of Incentive. By participating in the program, each party waives all rights of privacy and confidentiality relating to their status as a Bar Harbor Bank & Trust customer, and releases Bar Harbor Bank & Trust and its employees from all liability in this respect. The Referred Person and Referred Business authorize Bar Harbor Bank & Trust to disclose their program status to the Referrer at https://refer.barharbor.bank (i.e., what requirements have been met, if any).
Bar Harbor Bank & Trust $300 Business Checking Bonus *Expired*
Bar Harbor Bank & Trust $300 Business Checking Bonus
Bar Harbor Bank & Trust is offering a $300 bonus when you open a qualifying business checking account and meet certain requirements.
- What you’ll get: $300 bonus
- Account Type: Business Checking Account
- Availability: ME, NH, VT
(Offer expires December 31, 2021)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- How to get your $300:
- Click on the button below to download the coupon.
- Call your nearest branch or stop in and bring the coupon to open a new Business Checking account by December 31, 2021, and make deposits totaling $2,500 or more into the account by February 28, 2022.
- Once you complete steps 1 and 2, you will receive a $300 bonus.
- Offer cannot be transferred.
- Only one offer per business.
- Cannot be combined with other cash bonus offers. In order to be eligible to receive $300 you must present this flyer at account opening.
- Open a new Bar Harbor Bank & Trust Easy Business Checking, Relationship Business Checking, Business Interest Checking, Nonprofit Checking, or Commercial Checking account at a Bar Harbor Bank & Trust branch by 12/31/21.
- All business checking accounts require a $100 minimum deposit to open.
- To be considered a new business checking account, the business cannot have any existing business checking accounts or have had any business checking accounts that were closed after 1/1/20.
- Once the qualifying account is opened, make deposits totaling $2,500 by 2/28/22 to get the bonus.
- Eligible deposits include check, cash, or electronic deposits made into the checking account.
- Transfers from an existing Bar Harbor Bank & Trust checking account are not considered eligible deposits for this promotion.
- See Account Agreement and Disclosure for business checking account information and interest details.
- Fees could reduce earnings. Bonuses will be credited to eligible accounts on or about 3/15/22, accounts need to be open and in good standing on that date in order to receive the bonus.
- The bonus is considered interest and will be reported to the IRS on form 1099-MISC.
- Customers are only eligible to receive the bonus once.
- Offer is available to current, former, and new Bar Harbor Bank & Trust customers.
- Employees of Bar Harbor Bank & Trust not eligible.
- Member FDIC.
How To Waive Monthly Fees
- Simple Checking: None
- E-Choice Checking: No monthly service fee when you enroll in eStatements and have a recurring monthly direct deposit
- Relationship Rewards Checking: $15
- Easy Business Checking: None
- Business Interest Checking: No monthly service charge if you maintain a $15,000 minimum daily balance
- Relationship Business Checking: No monthly service charge if you maintain a $5,000 minimum daily balance or $25,000 outstanding commercial loan balance
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Bottom Line
If you are interested, be sure you check out Bar Harbor Bank & Trust. There are definitely better offers out there so check them out here on HustlerMoneyBlog!
Bar Harbor Bank & Trust can offer you fantastic resources to better your banking experience, however, they do not provide the best Savings or CD rates. Take advantage of our full list of some of the best Bank Rates and CD Rates to get the best deal for you!
*Compare Bar Harbor Bank & Trust Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
*Check back at this page for updated Bar Harbor Bank & Trust promotions, bonuses, and offers.
There is a $3 service fee monthly that doesn’t seem to be waivable. By default you are not enrolled in electronic statements so you need to remember to change it in the settings or you’ll get another $3 fee.