Find all the current Blue Federal Credit Union promotions, bonuses, and offers here.
Update 8/30/24: We’ve added a $100 checking bonus to the list that also offer a $100 donation to a community organization of your choice. There’s currently a $250 checking bonus available for a limited time!
About Blue Federal Credit Union Promotions
Blue Federal Credit Union only formed in 2016 from a merger between two other Credit Unions. However, they have already grown to over 80,000 members that have access to over 5,000 shared branches and 30,000 ATMS. If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
Eligibility: Military personal as well as employees of select employer groups are eligible to join Blue Federal Credit Union. Additionally, if you are related to a current member you are eligible to join. For a full list of eligible towns see their full list of membership requirements. |
I’ll review the Blue Federal Credit Union promotions below.
Blue Federal Credit Union $250 Checking Bonus
Earn a $250 bonus when opening a new account with qualifying activity.
- What you’ll get: $250 bonus
- Account Type: Checking Account
- Availability: CO, WY (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Sensitive
- Credit Card Funding: Fund a new account with up to $3,000
- Monthly Fee: None
- Additional Requirements: See below
- Household Limit: None listed
- Closing Account Fee: None listed
(Limited time offer)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open an Elite or Premium NOVA Perks checking account and Vista Savings Account
- Enroll in eStatements, and
- Set up your Direct Deposit to get started (minimum $500 aggregate direct deposit must be credited to a NOVA Perks checking account in the first 90 days of membership)
- Once completed, we will deposit $250 into your Vista Savings Account.
- $250 new membership benefit eligible to members who have not held a Blue membership within the previous 12 months.
- Vista Savings account required to earn the bonus.
- To redeem must bring in or mention the offer.
- Minimum $500 aggregate direct deposit must be credited to a NOVA Perks™ checking account in the first 90 days of membership and accounts must be maintained in good standing through the qualifying period for benefit eligibility.
- Must be enrolled in e-statements.
- Qualifying membership accounts will receive the $250 benefit paid out in their Vista High Yield Savings account in the calendar month following the completion of the direct deposit requirement and e-statement enrollment membership.
- Member is responsible for any tax liability.
- Subject to change.
- Offer may not be combined with other, same product offers, or NOVA Perks™ Elite Checking fee deferral offers.
- Employees of Blue Federal Credit Union are not eligible to participate.
- Limit one bonus per social security number.
Blue Federal Credit Union $100 Checking Bonus
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: CO, WY (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Sensitive
- Credit Card Funding: Fund a new account with up to $3,000
- Monthly Fee: None
- Additional Requirements: See below
- Household Limit: None listed
- Closing Account Fee: None listed
(Limited time offer)
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Open a Checking Account. Stop by or schedule an appointment at one of our 27 locations in Wyoming and Colorado to open a new checking account.
- Set Up Direct Deposit. Set up direct deposit to your new checking account at Blue. Must establish a minimum of $500.00 in direct deposit into the new checking account.
- Earn $100 for Yourself and for a Local Community Organization. Once you have direct deposit set up for your new checking account, Blue will deposit $100 into your account and make a donation to your chosen community organization.
- Must qualify for membership. Standard account opening criteria applies.
- One checking account per primary Social Security Number.
- Cannot have held a membership account in the past 90-days.
- Must establish a minimum of $500.00 in direct deposit into the new checking account.
- Direct deposit must be received within 90-days of account opening to be eligible for offer.
- $100 member incentive will be paid upon fulfillment of the direct deposit requirement and will be deposited into the new checking account.
- Donation will be paid to the selected non-profit at the conclusion of the promotion.
- Offer may not be combined with other, same product offers.
- Employees of Blue FCU are not eligible. Offer subject to change without notice.
- Insured by NCUA.
- Equal Housing Lender.
Blue Federal Credit Union $400 Checking Bonus (Expired)
Earn a $400 bonus when opening a new account with qualifying activity.
- What you’ll get: $400 bonus
- Account Type: Checking Account
- Availability: CO, WY (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Sensitive
- Opening Deposit: None listed
- Credit Card Funding: Fund a new account with up to $3,000
- Monthly Fee: None
- Household Limit: None listed
- Closing Account Fee: None listed
(Expires 11/24/2023)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn Bonus
- Receive a $400 bonus after 90 days when you open a new checking account with direct deposit and eStatements.
- $400 new membership benefit eligible to members who have not held a Blue membership within the previous 12 months.
- To redeem must bring in or mention the offer and open an account by 11/24/2023.
- Minimum $500 aggregate direct deposit per month must be credited to a checking account in the first 90 days of membership and accounts must be maintained in good standing through the qualifying period for benefit eligibility.
- Qualifying membership accounts will receive the $400 benefit in the calendar month following the 90th day of membership.
- Must be enrolled in e-statements.
- Must be 18 years of age or older. Member is responsible for any tax liability.
- Subject to change.
- Offer may not be combined with other, same product offers, or NOVA Perks™ Elite Checking fee deferral offers.
- Limit one bonus per social security number.
How To Waive Monthly Fees
- Extreme Checking: None
- Earn Five Checking: None
- Basic Checking: None
- uAccount Youth Checking: None
- Health Savings Account: None
- Accelerated Savings: None
- Sky High Savings: None
- Christmas Club Savings: None
- Basic Business Checking: None
- Business Plus Checking: Minimum daily balance of $1,500 to earn dividends and to avoid the $5 monthly maintenance fee
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Bottom Line
The $100 bonus at Blue Federal Credit Union is incredible to put it simply. There are really no requirements outside of membership eligibility that should keep you from signing up for this account. The best part of this promotions is that when Blue FCU has 300 new members, they will donate $10,000 back to the WOW! Children’s Museum.
While they have a generous bonus, Blue FCU doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
Your feedback in valuable to other readers, so if you have any more information on other bonuses or experience with Blue Federal Credit Union specifically then please leave a comment below!
*Check back at this page for updated Blue Federal Credit Union promotions, bonuses and offers.
Blue DOES use the ChexSystems. They can only be your 3rd check in a 12 month period. Since they were my fourth in a week, no Blue for me.
Hey, the Do Good promo code expired back in September per Blue. You may want to remove.
The credit card funding is up to $3,000.