Take advantage of Blue Foundry Bank promotions, bonuses, and offers here!
Update 3/18/24: Apparently, it’s available nationwide according to their FAQS. You can open the $600 checking & Savings bonus. There is also a $1000 business checking bonus with no end date.
About Blue Foundry Bank Promotions
Blue Foundry Bank® has been building this community and crafting solutions for our customers since the 1870s. In 1939, two Rutherford building associations combined to become Boiling Springs Loan & Building Association. Our main office was located on Park Avenue in Rutherford.
Blue Foundry Bank $600 Checking & Savings Bonus
Earn a $600 bonus when you open a new Checking and Savings account and meet the qualifying requirements.
- What you’ll get: $600 bonus
- Account Type: Checking & Savings account
- Availability: Nationwide (Locator)
- Direct Deposit Requirement: Yes, $500 for 6 months. (See what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: $10 if closed within 3 months
- Household limit: None listed
(No Expiration Date)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- $300 when you open a Blue Axis Edge® Checking and receive a direct deposit of $500+ per month for six months
- $300 when you open a Blue Axis Edge® Savings, deposit $15,000+ and maintain it for six months
- Only one bonus per tax id, per product. Blue Foundry Bank reserves the right to modify or discontinue the bonuses at any time.
- Accounts opened online require eBanking enrollment.
- Bonus is not available to existing Blue Foundry Bank Checking customers or customers that have closed their checking account within the last 12-months.
- Bonus will be earned when account maintains a consecutive combined direct deposit of $500 or more each month during the 6-month (182 days) qualification period.
- The direct deposit must be credited to the account within the first 60 days of account opening. Once the qualification period has concluded, the account will be credited the $300 bonus within 60 days.
- For tax purposes, bonus will be reported on form 1099. 2 Unlimited ATM fee rebates apply to cash withdrawals using your Debit Mastercard® at all participating Accel and Cirrus ATMs worldwide.
- ATM fee rebates do not apply to any fees other than those assessed for using an ATM to withdraw cash from your account. Blue Foundry Bank® makes its best effort to identify those ATM fees eligible for rebate, based on information it receives from ATM operators.
- Blue Foundry Bank reserves the right to modify or discontinue the ATM fee rebate at any time.
- Bonus will be earned when a single deposit of $15,000 or more of new money is deposited into the account and the balance is maintained for a 6-month (182 days) qualification period. New money is defined as money not currently on deposit with Blue Foundry Bank.
- Once the qualification period has concluded, the account will be credited the $300 bonus within 60 days.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Blue Foundry Bank $1,000 Business Checking Bonus
Earn a $1,000 bonus when you open a new business checking account and meet the qualifying requirements.
- What you’ll get: $1,000 bonus
- Account Type: Business Checking
- Availability: Nationwide (Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: Not listed
- Household limit: None listed
(Limited time offer)
| Chase Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $400 or $900 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Live Oak Bank Business Savings ($200 Bonus) |
| Axos Business Premium Savings ($375 Bonus) | Bluevine Business Checking ($300 Bonus) |
How To Earn Bonus
- Open a Blue Carbon® Business Solutions Checking account.
- Bonus will be earned when account maintains a balance of at least $35,000 at all times during a 7-month (213 day) qualification period.
- Qualification period begins when account balance is $35,000, which must be within the first 30 days of account opening.
- Once the qualification period has concluded, your account will be credited the $1,000 cash bonus within 60 days.
- If the minimum daily balance falls below $35,000 on any given day, the applicable Cash Management fee will be withdrawn from the account in the next calendar month. Please refer to the Cash Management Fee Schedule for applicable fees.
- Cash bonus is not available to existing Blue Foundry Bank Business Checking customers or businesses that have closed their checking account within the last 12 months. Only one Cash Bonus available per tax id. Bonus will be earned when account maintains a balance of at least $35,000 at all times during a 7-month (213 day) qualification period. Qualification period begins when account balance is $35,000, which must be within the first 30 days of account opening. Once the qualification period has concluded, your account will be credited the $1,000 cash bonus within 60 days. For tax purposes, bonus will be reported on form 1099. Blue Foundry Bank reserves the right to modify or discontinue the cash bonus at any time.
- Avoid a $5 monthly statement fee by enrolling in eBanking and selecting eStatements.
How To Waive Monthly Fee
- Blue Axis Checking: No monthly maintenance fees
- Blue Axis Connect Checking: No monthly maintenance fees
- Class Checking: No monthly fees
- New Jersey Consumer Checking: $3 monthly fees
- Blue Carbon Business Solutions Checking: No Monthly Maintenance Fees
- Blue Carbon Business Checking: No Monthly Maintenance Fees
- Blue Carbon Edge Business Checking: No Monthly Maintenance Fees
- Small Business Checking: $10 monthly fee if the balance falls below $500
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Bottom Line
If you live near a Blue Foundry Bank location, you have the opportunity to earn generous bonuses. To earn these bonuses, simply open the eligible accounts and follow the procedures and the bonuses shall be granted!
Although you can earn a generous bonus from Blue Foundry Bank, check out our list of bank promotions for more offers. With fantastic offers such as Money Market and CD rates, you are able to get the most out of your banking experience!
Compare Blue Foundry Bank Promotions with other bank bonuses from banks like U.S. Bank, Citi, Huntington, HSBC, Chase, TD Bank, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, and more!
The $600 promotion on their website is a bait-and-switch tactic, and those who are willing will take the bait. After collecting your personal and banking information, they reject your application without any reason. They neither answer your calls nor respond to your emails. I have never seen a bank conduct business in this manner.