If you are interested in learning more about BMI Federal Credit Union promotions, bonuses, and offers, be sure to keep reading!
Update 9/5/24: The $100 referral bonus is back and extended through 12/31/24. Their $200 checking bonus has also recently been extended to 12/31/24.
About BMI Federal Credit Union Promotions
BMI Federal Credit Union was established on the fundamental belief to put their members first. For the last 90 years, they have pursued excellence in their customer service. If you are interested in different banking experience, you can see all nationwide bank bonuses for more suitable offers.
Eligibility: If you live, work, worship, or attend school in the counties of Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County in the state of Ohio, then you are eligible to join. Membership is available to family members of existing members. Be sure to visit their membership page for additional information |
I’ll review the BMI Federal Credit Union Promotions below.
BMI Federal Credit Union $200 Checking Bonus
BMI Federal Credit Union is offering a $200 bonus when you open a new checking account.
- What you’ll get: $200 bonus
- Account Type: Free Checking Account
- Availability: OH (Bank Locator)
- Direct Deposit Requirement: No (see what works)
- Credit Inquiry: Mixed Datapoints
- ChexSystem: Unknown
- Credit Card Funding: Up to $250 with Visa or Mastercard
- Monthly fees: None
- Early Account Termination Fee: Bonus forfeit if closed within 6 months.
- Household limit: None listed
(Expires 12/31/2024)
Editor’s Note: Alternatively, you can receive this $200 bonus through this link here!
BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
- Enter promo code ADD24 when applying online or mention when applying in person.
- Cash bonus of $200 will be deposited in the member’s savings account within 10 business days after all qualifications have been met.
- The following requirements must be met in the first 90 days after the account is opened:
- 1) Open and deposit $20.00 into a new free checking account.
- 2) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days.
- 3) Sign up for electronic statements.
- Enter promo code ADD24 when applying online or mention when applying in person.
- Cash bonus of $100 will be deposited in the member’s savings account within 10 business days after all qualifications have been met.
- The following requirements must be met in the first 90 days after the account is opened: 1) Open and deposit $20.00 into a new free checking account. 2) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 3) Sign up for electronic statements.
- Cash bonus may be considered income and reported on 1099-MISC or 1099-INT. Offer not valid on Starting Over Checking, Platinum checking, or Business accounts.
- This offer is not available to those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance.
- Checking account must remain open for a minimum of 6 months or the bonus will be debited from the account at closing.
- Offer cannot be combined with other checking offers.
- Membership eligibility and account requirements apply.
- BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County. Federally Insured by NCUA.
- BMI FCU may amend, suspend, or discontinue this offer at any time without notice.
- Offer ends December 31, 2024.
BMI Federal Credit Union $100 Referral Bonus
BMI Federal Credit Union is offering a $100 bonus when you refer a friend for a new Checking Account.
- What you’ll get: $100 bonus, $200 for your friend
- Account Type: Free Checking Account
- Availability: OH
- Direct Deposit Requirement: No
- Credit Inquiry: Mixed Datapoints
- ChexSystem: Unknown
- Credit Card Funding: Up to $250 with Visa or Mastercard
- Monthly fees: None
- Early Account Termination Fee: Bonus forfeit if closed within 6 months.
- Household limit: None listed
(Expires 12/31/2024)
BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
HSBC Premier Checking (Up to $2,500 Cash Bonus), |
How To Earn Bonus
- Existing Member: New member must mention name of referring member when account is opened. Cash bonus of $200 will be deposited to referring member’s savings account within 10 business days after the New Member Offer is qualified. Cash bonus may be considered income and reported on 1099-MISC or 1099-INT.
- New Member: Enter promo code FRIEND24 and existing member’s name when applying online or present this card when opening account in person. Cash bonus of $300 will be deposited in the new member’s savings account within 10 business days after all qualifications have been met. The following requirements must be met in the first 90 days after the account is opened:
- 1) Open and deposit $20.00 into a new checking account.
- 2) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days.
- 3) Sign up for electronic statements.
- Refer A Friend Program – Existing Member: New member must mention name of referring member when account is opened.
- Cash bonus of $200 will be deposited to referring member’s savings account within 10 business days after the New Member Offer is qualified.
- Cash bonus may be considered income and reported on 1099-MISC or 1099-INT.
- New Member: Enter promo code FRIEND24 and existing member’s name when applying online or present this card when opening account in person.
- Cash bonus of $300 will be deposited in the new member’s savings account within 10 business days after all qualifications have been met.
- The following requirements must be met in the first 90 days after the account is opened: 1) Open and deposit $20.00 into a new checking account. 2) Make a minimum of 30 Visa debit card transactions of at least $5 each in the first 90 days. 3) Sign up for electronic statements.
- Cash bonus may be considered income and reported on 1099-MISC or 1099-INT.
- Offer not valid on Business accounts.
- This offer is not available to those with fiduciary accounts, those who have closed an account within 60 months, or have a negative balance.
- Checking account must remain open for a minimum of 12 months or the bonus will be debited from the account at closing.
- Offer cannot be combined with other checking or add-on bonus offers.
- Membership eligibility and account requirements apply.
- BMI FCU is open to everyone who lives, works, worships, or attends school in Franklin, Licking, Fairfield, Pickaway, Madison, Union, Delaware, or Morrow County.
- Federally Insured by NCUA. BMI FCU may amend, suspend, or discontinue this offer at any time without notice.
- Offer ends December 31, 2024.
How To Waive Monthly Fees
- Free Checking: None
- Platinum Checking: $4.95 monthly fee, waivable if account balance stays above $2,500.00
- Starting Over Checking: None
![]() |
![]() |
Bottom Line
BMI Federal Credit Union offers many financial tools and services to help you secure your financial future. Using their online banking and Visa Card alerts, you can monitor all your activity!
While they have generous bonuses, BMI Federal Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare BMI Federal Credit Union Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
*Check back at this page for updated BMI Federal Credit Union promotions, bonuses and offers.
this is such a good bonus holy
It’s a hard pull on your credit report.
Be sure to mention promo BD100