Find an updated list of Coastal Credit Union promotions, bonuses and offers here.

Update 9/27/24: New and existing checking customers can earn a $100 bonus by simply completing 4 simple financial Everfi courses through 10/31/24.

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About Coastal Credit Union Promotions

Coastal Credit Union (NC) is headquartered in Raleigh and is the 2nd largest credit union in the state of North Carolina. It is also the 82nd largest credit union in the nation. It was established in 1967 and as of March of 2023, it had grown to 627 employees and 327,802 members at 24 locations. Coastal Credit Union (NC)’s CD rates are 6X the national average, and it has a B+ health rating.

Eligibility: Membership in Coastal Credit Union is open to all North Carolina residents by joining the North Carolina Sustainable Energy Association ($18 membership fee). Membership is also open to employees of North Carolina Cancer Centers, American Computer Solutions, FlashPoint Technology, Inc., and more than 1,000 other Select Employer Groups. See current membership details.

I’ll review the offers below.

Coastal Credit Union $100 Checking Bonus

What you’ll get: $100 bonus
Account Type: Checking Account
Availability: NC (Bank Locator)
Direct Deposit Requirement: No
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystems: Unknown, let us know
Credit Card Funding: Unknown
Monthly Fees: None
Early Account Termination Fee: None listed
Household Limit: Not listed

$100 Offer at Coastal Credit Union

(Expires 10/31/2024)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($300 cash bonus)	BMO Smart Advantage Checking ($300 cash bonus)
Bank of America ($300 bonus offer)	Chase Total Checking^® ($300 bonus)
Fifth Third Bank Momentum® Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
KeyBank Key Smart Checking ($300 bonus)	Truist Checking ($400 bonus)

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Open a Coastal checking account
- Already have a checking account with us? Great! You can move to the front of the class and take the four courses now!
Complete the four courses below
We’ll pay you $100!

$100 payment will be paid within 30 days of completion. Terms and conditions apply. See full terms.

Coastal Credit Union $300 Checking Bonus (Expired)

Currently, Coastal Credit Union is offering a $300 bonus when you open a new checking account and meet certain requirements.

What you’ll get: $300 bonus
Account Type: Checking Account
Availability: NC (Bank Locator)
Direct Deposit Requirement: Yes (see what works)
Credit Inquiry: Hard Pull or Soft Pull? Let us know.
ChexSystems: Unknown, let us know
Credit Card Funding: Unknown
Monthly Fees: None
Early Account Termination Fee: None listed
Household Limit: Not listed

$300 Offer at Coastal Credit Union

(Limited time offer)

For more advanced features in a checking account, compare this offer to:
BMO Smart Money Checking ($300 cash bonus)	KeyBank Checking ($300 bonus)
Chase Private Client ($3,000 Bonus)	Fifth Third Bank Preferred Checking ($300 bonus)
HSBC Premier Checking (Up to $2,500 Cash Bonus),

How To Earn Bonus

HOW TO EARN BONUSFINE PRINT

Open a Go Green Checking account
Set up direct deposit totaling at least $1000 within the first 60 days.

Bonus/Account Information: You can receive only one new checking account opening-related bonus every two years from the last time you received one and only one bonus per account.
To receive the bonus: 1) Open a Go Green Checking account, which are subject to approval; AND 2) Have your direct deposit made to this account within 60 days of account opening with a cumulative total of at least $1,000.
Your direct deposit needs to be an electronic deposit of your paycheck from your employer.
Person to Person payments are not considered a direct deposit.
We’ll deposit the bonus in your savings account, referred to as your Primary Share, within 30 days following all qualifications being met.
To receive this bonus, the enrolled account must not be closed or restricted at the time of payout.
Employees of Coastal Credit Union and its affiliates are not eligible for this offer.
Bonus is considered dividends.

How to Waive Monthly Fees

Go Green Checking: No monthly fee
Basic Checking: No monthly fee
Student Checking: No monthly fee
Business Checking: No monthly fee for balances above $1,500

Bottom Line

Make sure you check out Coastal Credit Union to learn more about the bonus.

Additionally, your feedback is highly appreciated and makes our site even better!

While they have many generous bonuses, Coastal Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.

Compare Coastal Credit Union Promotions to other bank bonuses from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO Harris, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!