Find an updated list of Columbia Credit Union promotions, bonuses and offers here.
Update 7/10/24: There is now a $300 checking bonus available through 8/31/24 in addition to a $100 referral bonus.
About Columbia Credit Union Promotions
Columbia Credit Union is headquartered in Vancouver, Washington and was established in 1952. Since then they have grown to 12 locations, offer money market rates that are 2X the national average, and they boast an A+ health rating.
| Eligibility: Membership in Columbia Credit Union is open to those who live or work in the state of Washington or in the Oregon counties of Clackamas, Marion, Multnomah or Washington. Family members of membership-eligible individuals also qualify for membership. See current membership details |
I’ll review the current offer below.
Columbia Credit Union $300 Checking Bonus
- What you’ll get: $300 bonus
- Account Type: Checking Account
- Availability: OR, WA (Bank Locator)
- Direct Deposit Requirement: Yes, $500+ (see what works)
- Credit Inquiry: Soft Pull in branch, Hard Pull online
- ChexSystems: Unknown
- Credit Card Funding: Up to $500 with a credit card
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Expires 08/31/2024)
| BMO Smart Money Checking ($300 cash bonus) | BMO Smart Advantage Checking ($300 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| Fifth Third Bank Momentum® Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open your first Columbia Credit Union Income Checking account¹ by June 30, 2024, and complete the three qualifications below each month to earn 5.50% APY:
- Complete 15 purchases using your Columbia CU debit or credit card
- Have direct deposit of at least $500
- Be enrolled in e-Statements
- After earning your Rewards Rate twice by August 31, 2024, we’ll deposit an extra $300 into your Income Checking account.
- $300 Checking Account Bonus.
- Must be a natural person, age 18 or older who has not been a member (Tax Reported Owner) on a Columbia CU personal checking account in the past 12 months.
- During the promotional period, you must open a new Columbia Credit Union Income Checking account.
- Then after earning your Income Checking Reward Dividend Rate twice by August 31, 2024, we’ll deposit an extra $300 into your account.
- Reward Dividend Rate qualifications are defined below in section 2.
- Account must have a positive balance and be open at the time of payment.
- Bonus will be deposited into your Columbia CU Income Checking account the first business day of the month following the completion of the requirements listed above and will be reported on IRS Form 1099-INT.
- Trusts and Businesses are not eligible.
- Offers are subject to change without notice.
Columbia Credit Union $100 Referral Bonus
- What you’ll get: $100
- Account Type: Checking Account
- Availability: OR, WA
- Direct Deposit Requirement: Yes, $500+ (see what works)
- Credit Inquiry: Soft Pull in branch, Hard Pull online
- ChexSystems: Unknown
- Credit Card Funding: Up to $500 with a credit card
- Monthly Fees: None
- Early Account Termination Fee: None listed
- Household Limit: None listed
(Limited time offer)
| BMO Smart Money Checking ($300 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | Fifth Third Bank Preferred Checking ($300 bonus) |
| HSBC Premier Checking (Up to $2,500 Cash Bonus), | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Have a Columbia Credit Union Checking account. Don’t have one? Get it now!
- Share with your friends via Facebook, Twitter, or email.
- Your friends join by opening a new checking account with direct deposit of $500 or more.
- We deposit $100 into BOTH of your checking accounts. Cha-ching!
- Refer a Friend Requirements: Refer a Friend cash bonus offer valid for a limited time only. To refer someone, the existing member (“Advocate”) must be the owner of a consumer Columbia Credit Union checking account. New member (“Friend”) must use the Referral Link provided to enroll in the program. New members cannot be a tax reported owner on an account within the last 12 months. Advocate and Friend cannot begin Credit Union membership on the same day.
- Account Opening Criteria: Must be 18 years or older and meet Columbia Credit Union’s membership eligibility and credit qualifications as detailed in the Membership and Account Agreement (which includes the Electronic Services Agreement), Rate Schedule and Fee Schedule provided at account opening.
- Cash Bonus Criteria: To receive the cash bonus, the new checking account must meet the following criteria within the first 60 days: 1. Have a direct deposit of $500 or more. 2. Account cannot be overdrawn or closed at the time of bonus payment. Bonus will be deposited into the qualifying checking account within 10 business days of meeting qualifications. The value of your reward may be reported to the IRS on a 1099-INT for you and your Friend. Reward recipients are responsible for any federal, state, or local taxes. Terms and conditions subject to change without notice.
How To Waive Monthly Fee
- Income Checking: None
- RewardsPlus Checking: None
- Spend Checking: None
- FreeB Checking: None
- Business Plus Checking: $15 monthly fee, waivable with at least $5,000 average daily balance otherwise
- High Yield Business Checking: $15 monthly fee, waivable with at least $10,000 average daily balance
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Bottom Line
If you are looking to join this credit union, they are offering this checking promotion for a limited time. Be sure to take advantage if this promotion interests you however be sure to see whether or not this has a soft or hard pull.
CDs and Savings Accounts are a great way to earn and save money. For more information, check out our full list of some of the best Bank Rates and CD Rates nationwide. If this does not interests you, you can check out more bank bonuses that are available in multiple states for more suitable offers.
*Check back for updated Columbia Credit Union promotions, bonuses and offers.
Thanks. It has been updated.
Best Bank Promotions page says $300 bonus, no expiration date; this page & button says $250 bonus, Nov 30 2019 expiration! And so it’s wrong AND expired (?)
Please update/fix.
I applied, it was a HP on both EQ and TU, it remains to be seen if I get the bonus or not 🙁
Oh my…they want a marketing code. Searched their website for info on the offer and found “BetterWeb” there. Then tried to learn about their checking accounts…very confusing. No info on the difference between the free accounts, had to search around to find out the interest rate on the one acct that seemed to pay. The rate sheet showed (extremely low) interest paid…on several checking accounts not mentioned on the other page.
Decided to try it despite all the B.S. but the signup page seemed to be for both “Already started” applications and new ones. It asked for my email address, then said it didn’t recognize my computer and asked security questions as if I was already registered, I’ve never registered and if I had would never have allowed one of the questions–I have no answer for it.
Ridiculous! I reported all the baloney to the feedback form. I won’t be applying. Told them that, too.